Last update: Oct 2026

Cost of Living Comparison Between Saskatoon and Toronto

For one person, living is cheaper in Saskatoon: $2,186 a month against $2,589 in Toronto, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

104

Cost of Living Index in Saskatoon
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Saskatoon Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Saskatoon

🇨🇦 Canada

$2,186

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Saskatoon and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saskatoon and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,186 in Saskatoon versus $2,589 in Toronto.

Saskatoon $2,186
Toronto $2,589

Estimated couple costs with rent: $3,142 in Saskatoon versus $3,710 in Toronto.

Saskatoon $3,142
Toronto $3,710

Monthly costs for a family of three with rent: $4,098 in Saskatoon versus $4,831 in Toronto.

Saskatoon $4,098
Toronto $4,831

Living in Saskatoon costs roughly 16% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Saskatoon 61% above, Toronto 90% above.

Meal at Budget Restaurant

$17.78 CA$24.93

$17.60 CA$24.68

1.02%

Three-Course Dinner for Two, Mid-Range

$70.4 CA$98.8

$77.8 CA$109

-9.48%

Fast Food Meal (McDonalds, etc)

$9.25 CA$12.98

$10.59 CA$14.84

-12.65%

Cappuccino

$3.64 CA$5.11

$4.16 CA$5.83

-12.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 CA$2.84

$2.04 CA$2.87

-0.49%

Water (0.33 liter bottle)

$1.85 CA$2.59

$1.75 CA$2.45

5.71%

Local Beer (0.5 liter draught)

$4.24 CA$5.94

$6.58 CA$9.22

-35.56%

Imported Beer (0.33 liter bottle)

$6.28 CA$8.81

$7.11 CA$9.97

-11.67%

Milk (1 liter)

$3.07 CA$4.30

$2.53 CA$3.55

21.34%

White Bread (500g)

$2.27 CA$3.19

$2.70 CA$3.79

-15.93%

Rice (white) (1kg)

$4.76 CA$6.68

$2.24 CA$3.14

112.50%

Eggs

$3.64 CA$5.11

$3.48 CA$4.88

4.60%

Local Cheese (1kg)

$9.83 CA$13.78

$9.38 CA$13.15

4.80%

Chicken Fillets (1kg)

$11.79 CA$16.53

$11.60 CA$16.26

1.64%

Beef Round Steak (1kg)

$16.52 CA$23.16

$14.68 CA$20.59

12.53%

Apples (1kg)

$4.19 CA$5.88

$3.74 CA$5.25

12.03%

Banana (1kg)

$1.64 CA$2.30

$1.22 CA$1.72

34.43%

Oranges (1kg)

$4.40 CA$6.17

$3.48 CA$4.88

26.44%

Tomato (1kg)

$3.20 CA$4.48

$4.32 CA$6.06

-25.93%

Potato (1kg)

$2.86 CA$4.01

$1.85 CA$2.60

54.59%

Onion (1kg)

$2.16 CA$3.03

$1.69 CA$2.37

27.81%

Lettuce (1 head)

$2.75 CA$3.85

$2.23 CA$3.12

23.32%

Water (1.5 liter bottle)

$1.45 CA$2.04

$1.28 CA$1.79

13.28%

Cigarettes 20 Pack (Marlboro, Camel)

$15.06 CA$21.12

$14.04 CA$19.69

7.26%

Wine (Bottle)

$14.02 CA$19.66

$14.43 CA$20.23

-2.84%

Local Beer (0.5 liter bottle)

$2.88 CA$4.03

$2.16 CA$3.02

33.33%

Imported Beer (0.33 liter bottle)

$3.38 CA$4.73

$2.52 CA$3.54

34.13%

One-way Ticket (Public Transport)

$2.39 CA$3.35

$2.37 CA$3.32

0.84%

Public Transport Monthly Pass (Regular Price)

$60.4 CA$84.6

$112 CA$158

-46.34%

Taxi Start (Normal Tariff)

$4.44 CA$6.22

$3.04 CA$4.27

46.05%

Taxi (Normal Tariff) (1km)

$1.30 CA$1.82

$1.24 CA$1.74

4.84%

Taxi 1hour Waiting (Normal Tariff)

$14.53 CA$20.37

$22.55 CA$31.62

-35.57%

Gasoline (1 liter)

$1.20 CA$1.69

$1.24 CA$1.74

-3.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K CA$40.3K

$26.9K CA$37.7K

6.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K CA$30.2K

$21.4K CA$30.0K

0.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 CA$313

$125 CA$175

78.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.02 CA$65.9

$33.05 CA$46.35

42.27%

Internet (50+ Mbps, Unlimited Data)

$58.7 CA$82.3

$47.96 CA$67.3

22.44%

Gym Membership (Monthly)

$40.26 CA$56.4

$36.69 CA$51.5

9.73%

Tennis Court (1 Hour on Weekend)

$18.14 CA$25.43

$23.67 CA$33.19

-23.36%

Cinema Ticket

$11.02 CA$15.45

$13.08 CA$18.34

-15.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$488 CA$685

$759 CA$1,064

-35.66%

International Primary School, 1 Child (Yearly)

$14.5K CA$20.3K

$23.8K CA$33.3K

-39.11%

Jeans (Levis 501 Or Similar)

$58.1 CA$81.5

$53.5 CA$75.1

8.55%

Summer Dress (H&M, Zara, etc)

$43.90 CA$61.6

$40.44 CA$56.7

8.56%

Sport Shoes (Adidas, Nike)

$86.5 CA$121

$100 CA$141

-13.89%

Men's Leather Business Shoes

$106 CA$149

$125 CA$176

-15.43%

1-bedroom Apartment, City Center (Monthly)

$1,043 CA$1,463

$1,630 CA$2,285

-36.00%

1-bedroom Apartment, Outside City Center (Monthly)

$939 CA$1,317

$1,416 CA$1,985

-33.68%

3-bedroom Apartment, City Center (Monthly)

$1,712 CA$2,401

$2,694 CA$3,778

-36.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,362 CA$1,910

$2,101 CA$2,946

-35.17%

Buy Apartment in City Center (m2)

$2,855 CA$4,003

$7,551 CA$10.6K

-62.19%

Buy Apartment Outside City Center (m2)

$2,474 CA$3,469

$6,674 CA$9,358

-62.93%

Average Monthly Net Salary (After Tax)

$2,730 CA$3,829

$3,543 CA$4,968

-22.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.8

4.45

7.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saskatoon: October 25, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saskatoon

$939 42.9%

Toronto

$1.4K 54.7% 50.8% $477

Groceries & Markets

Saskatoon

$380 17.4%

Toronto

$345 13.3% 9.2% $35

Monthly Utilities & Internet

Saskatoon

$329 15%

Toronto

$206 7.9% 37.5% $123

Eating Out

Saskatoon

$263 12%

Toronto

$285 11% 8.3% $22

Clothing & Footwear

Saskatoon

$133 6.1%

Toronto

$144 5.6% 8.6% $11

Getting Around

Saskatoon

$81 3.7%

Toronto

$131 5.1% 62.3% $50

Sport & Entertainment

Saskatoon

$62 2.9%

Toronto

$63 2.4% 0.9% $0.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,043 in Saskatoon and $1,630 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 30% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $70 in Saskatoon vs $78 in Toronto. Groceries flip the comparison at $380 vs $345, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Saskatoon

🇨🇦 Toronto

🕒 Local time

16:48 4:48 PM

18:48 6:48 PM

2 h ahead of Saskatoon

🌤 Weather

👥 Population

246,376

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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Between locations

Saskatoon Toronto 2,220 km ≈ 3 h 15 min nonstop flight

From you

Saskatoon
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saskatoon vs Toronto: Cost of Living - Frequently Asked Questions

Saskatoon wins on cost – living expenses run 16% lower than in Toronto. Housing and daily spending are where you’ll feel the difference most, making Saskatoon the obvious pick if budget is a priority.

On paper, salaries run 23% lower in Saskatoon. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,043 in Saskatoon versus $1,630 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Saskatoon runs roughly 46% less than in Toronto. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $488 in Saskatoon versus $759 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,000. Saskatoon is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Saskatoon is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Saskatoon wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.