Last update: Oct 2026

Cost of Living Comparison Between Toronto and Santiago

For one person, living is cheaper in Santiago: $1,206 a month against $2,530 in Toronto, rent and utilities included – about $15,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
58

Cost of Living Index in Santiago
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Santiago Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Santiago

🇨🇱 Chile

$1,206

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Santiago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Santiago actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $1,206 in Santiago, rent included.

Toronto $2,530
Santiago $1,206

A couple spends around $3,646 per month in Toronto vs $1,885 in Santiago, rent included.

Toronto $3,646
Santiago $1,885

A family of three spends $4,761 per month in Toronto vs $2,564 in Santiago, rent included.

Toronto $4,761
Santiago $2,564

Toronto costs about 110% more than Santiago, and outside of rent the biggest gap is in groceries.

Toronto sits 89% above the global median, while Santiago is 10% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.67 CA$25.13

$10.19 CLP 9,954

73.41%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$52.2 CLP 51.0K

48.21%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.90

$8.54 CLP 8,342

22.60%

Cappuccino

$4.08 CA$5.80

$3.19 CLP 3,122

27.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.01

$1.68 CLP 1,641

26.19%

Water (0.33 liter bottle)

$1.76 CA$2.50

$1.22 CLP 1,194

44.26%

Local Beer (0.5 liter draught)

$6.17 CA$8.78

$4.21 CLP 4,110

46.56%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.80

$4.66 CLP 4,550

47.85%

Milk (1 liter)

$2.43 CA$3.46

$1.32 CLP 1,286

84.09%

White Bread (500g)

$2.75 CA$3.91

$1.80 CLP 1,760

52.78%

Rice (white) (1kg)

$2.23 CA$3.17

$1.58 CLP 1,547

41.14%

Eggs

$3.45 CA$4.90

$4.25 CLP 4,151

-18.82%

Local Cheese (1kg)

$8.93 CA$12.71

$11.19 CLP 10.9K

-20.20%

Chicken Fillets (1kg)

$11.44 CA$16.27

$6.75 CLP 6,596

69.48%

Beef Round Steak (1kg)

$14.61 CA$20.78

$10.67 CLP 10.4K

36.93%

Apples (1kg)

$3.75 CA$5.33

$2.04 CLP 1,995

83.82%

Banana (1kg)

$1.15 CA$1.63

$1.53 CLP 1,500

-24.84%

Oranges (1kg)

$3.55 CA$5.05

$1.59 CLP 1,553

123.27%

Tomato (1kg)

$4.28 CA$6.09

$1.75 CLP 1,712

144.57%

Potato (1kg)

$1.85 CA$2.62

$1.08 CLP 1,054

71.30%

Onion (1kg)

$1.67 CA$2.37

$1.51 CLP 1,480

10.60%

Lettuce (1 head)

$2.22 CA$3.15

$1.17 CLP 1,148

89.74%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.07 CLP 1,043

13.08%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.74

$5.14 CLP 5,027

170.04%

Wine (Bottle)

$14.25 CA$20.27

$5.88 CLP 5,745

142.35%

Local Beer (0.5 liter bottle)

$2.20 CA$3.12

$1.55 CLP 1,516

41.94%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.44

$2.27 CLP 2,223

6.61%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.85 CLP 831

184.71%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$41.50 CLP 40.6K

166.84%

Taxi Start (Normal Tariff)

$2.90 CA$4.12

$0.39 CLP 383

643.59%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.79

$0.84 CLP 822

50.00%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.33

$11.94 CLP 11.7K

84.51%

Gasoline (1 liter)

$1.22 CA$1.74

$1.50 CLP 1,470

-18.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.3K

$18.1K CLP 17.7M

52.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.2K

$21.6K CLP 21.1M

-8.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$173

$151 CLP 147.7K

-19.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.56

$12.04 CLP 11.8K

166.03%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.2

$18.93 CLP 18.5K

153.14%

Gym Membership (Monthly)

$38.90 CA$55.3

$33.81 CLP 33.0K

15.05%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.05

$11.72 CLP 11.5K

98.29%

Cinema Ticket

$12.61 CA$17.94

$7.37 CLP 7,202

71.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,186

$434 CLP 424.3K

92.10%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.2K

$11.0K CLP 10.7M

112.25%

Jeans (Levis 501 Or Similar)

$52.6 CA$74.8

$50.9 CLP 49.7K

3.40%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.3

$29.16 CLP 28.5K

38.07%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$67.4 CLP 65.8K

42.79%

Men's Leather Business Shoes

$123 CA$175

$80.3 CLP 78.4K

53.20%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,273

$555 CLP 542.0K

188.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,041

$372 CLP 364.0K

285.26%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,779

$1,009 CLP 986.6K

163.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,981

$779 CLP 760.9K

169.25%

Buy Apartment in City Center (m2)

$8,033 CA$11.4K

$2,671 CLP 2.6M

200.74%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,327

$2,622 CLP 2.6M

150.12%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,324

$791 CLP 773.5K

372.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

5.39

-17.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Santiago: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Santiago

$372 31.6% 74% $1.1K

Groceries & Markets

Toronto

$340 13.1%

Santiago

$236 20% 30.6% $104

Eating Out

Toronto

$282 10.9%

Santiago

$187 15.9% 33.5% $95

Monthly Utilities & Internet

Toronto

$202 7.8%

Santiago

$182 15.5% 9.8% $20

Clothing & Footwear

Toronto

$140 5.4%

Santiago

$102 8.7% 27% $38

Getting Around

Toronto

$130 5%

Santiago

$50 4.2% 61.8% $80

Sport & Entertainment

Toronto

$64 2.5%

Santiago

$49 4.1% 24.3% $16

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $555 in Santiago. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 373% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Toronto versus $52.0 in Santiago. Monthly groceries follow the same trend: $340 vs $236 – making Santiago the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇨🇱 Santiago

🕒 Local time

22:53 10:53 PM

23:53 11:53 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

6,139,087 Capital

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

10,000 CLP = 10.23 USD

10,000 CLP = 9.12 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

Chilean Peso exchange rates as of October 10, 2026: 1 USD = 977 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,096 CLP (10,000 CLP = 9.12 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Santiago 8,620 km ≈ 11 h nonstop flight

From you

Toronto
Santiago

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Santiago: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 110%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,795 per month in Toronto and $1,809 in Santiago. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santiago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 167% less in Santiago. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $834 per month in Toronto and $434 in Santiago. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Santiago, where all-in costs run around $1,206, than in Toronto at $2,530. In Santiago it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Santiago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Santiago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.