Last update: Oct 2026

Cost of Living Comparison Between Santiago and Toronto

For one person, living is cheaper in Santiago: $1,206 a month against $2,530 in Toronto, rent and utilities included – about $15,900 less a year. Rent and utilities account for most of the difference.

Santiago
🇨🇱 Chile
$1,206
/mo nomad
Toronto
🇨🇦 Canada
$2,530
/mo nomad
Monthly Cost of Living

How much you'll spend in Santiago and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santiago and in Toronto actually costs, broken down by who's living it.

A single person spends $1,206 per month in Santiago vs $2,530 in Toronto, rent included.

  • Santiago $1,206
  • Toronto $2,530

A couple spends around $1,885 per month in Santiago vs $3,646 in Toronto, rent included.

  • Santiago $1,885
  • Toronto $3,646

A family of three spends $2,564 per month in Santiago vs $4,761 in Toronto, rent included.

  • Santiago $2,564
  • Toronto $4,761

Santiago is about 52% cheaper than Toronto, and outside of rent the biggest gap is in groceries.

Santiago sits 10% below the global median, while Toronto is 89% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Santiago
Toronto
Difference
Meal at Budget Restaurant
$10.19 CLP 9,954
$17.67 CA$25.13
-42.33%
Three-Course Dinner for Two, Mid-Range
$52.2 CLP 51.0K
$77.4 CA$110
-32.53%
Fast Food Meal (McDonalds, etc)
$8.54 CLP 8,342
$10.47 CA$14.90
-18.43%
Cappuccino
$3.19 CLP 3,122
$4.08 CA$5.80
-21.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.68 CLP 1,641
$2.12 CA$3.01
-20.75%
Water (0.33 liter bottle)
$1.22 CLP 1,194
$1.76 CA$2.50
-30.68%
Local Beer (0.5 liter draught)
$4.21 CLP 4,110
$6.17 CA$8.78
-31.77%
Imported Beer (0.33 liter bottle)
$4.66 CLP 4,550
$6.89 CA$9.80
-32.37%
🛒 Groceries & Markets
Santiago
Toronto
Difference
Milk (1 liter)
$1.32 CLP 1,286
$2.43 CA$3.46
-45.68%
White Bread (500g)
$1.80 CLP 1,760
$2.75 CA$3.91
-34.55%
Rice (white) (1kg)
$1.58 CLP 1,547
$2.23 CA$3.17
-29.15%
Eggs
$4.25 CLP 4,151
$3.45 CA$4.90
23.19%
Local Cheese (1kg)
$11.19 CLP 10.9K
$8.93 CA$12.71
25.31%
Chicken Fillets (1kg)
$6.75 CLP 6,596
$11.44 CA$16.27
-41.00%
Beef Round Steak (1kg)
$10.67 CLP 10.4K
$14.61 CA$20.78
-26.97%
Apples (1kg)
$2.04 CLP 1,995
$3.75 CA$5.33
-45.60%
Banana (1kg)
$1.53 CLP 1,500
$1.15 CA$1.63
33.04%
Oranges (1kg)
$1.59 CLP 1,553
$3.55 CA$5.05
-55.21%
Tomato (1kg)
$1.75 CLP 1,712
$4.28 CA$6.09
-59.11%
Potato (1kg)
$1.08 CLP 1,054
$1.85 CA$2.62
-41.62%
Onion (1kg)
$1.51 CLP 1,480
$1.67 CA$2.37
-9.58%
Lettuce (1 head)
$1.17 CLP 1,148
$2.22 CA$3.15
-47.30%
Water (1.5 liter bottle)
$1.07 CLP 1,043
$1.21 CA$1.72
-11.57%
Cigarettes 20 Pack (Marlboro, Camel)
$5.14 CLP 5,027
$13.88 CA$19.74
-62.97%
Wine (Bottle)
$5.88 CLP 5,745
$14.25 CA$20.27
-58.74%
Local Beer (0.5 liter bottle)
$1.55 CLP 1,516
$2.20 CA$3.12
-29.55%
Imported Beer (0.33 liter bottle)
$2.27 CLP 2,223
$2.42 CA$3.44
-6.20%
🚌 Getting Around
Santiago
Toronto
Difference
One-way Ticket (Public Transport)
$0.85 CLP 831
$2.42 CA$3.44
-64.88%
Public Transport Monthly Pass (Regular Price)
$41.50 CLP 40.6K
$111 CA$158
-62.52%
Taxi Start (Normal Tariff)
$0.39 CLP 383
$2.90 CA$4.12
-86.55%
Taxi (Normal Tariff) (1km)
$0.84 CLP 822
$1.26 CA$1.79
-33.33%
Taxi 1hour Waiting (Normal Tariff)
$11.94 CLP 11.7K
$22.03 CA$31.33
-45.80%
Gasoline (1 liter)
$1.50 CLP 1,470
$1.22 CA$1.74
22.95%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.1K CLP 17.7M
$27.6K CA$39.3K
-34.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.6K CLP 21.1M
$19.8K CA$28.2K
9.02%
🧾 Monthly Utilities & Internet
Santiago
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$151 CLP 147.7K
$122 CA$173
23.97%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.04 CLP 11.8K
$32.03 CA$45.56
-62.41%
Internet (50+ Mbps, Unlimited Data)
$18.93 CLP 18.5K
$47.92 CA$68.2
-60.50%
🎉 Sport & Entertainment
Santiago
Toronto
Difference
Gym Membership (Monthly)
$33.81 CLP 33.0K
$38.90 CA$55.3
-13.08%
Tennis Court (1 Hour on Weekend)
$11.72 CLP 11.5K
$23.24 CA$33.05
-49.57%
Cinema Ticket
$7.37 CLP 7,202
$12.61 CA$17.94
-41.55%
🧸 Childcare & Education
Santiago
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$434 CLP 424.3K
$834 CA$1,186
-47.94%
International Primary School, 1 Child (Yearly)
$11.0K CLP 10.7M
$23.3K CA$33.2K
-52.89%
👕👟 Clothing & Footwear
Santiago
Toronto
Difference
Jeans (Levis 501 Or Similar)
$50.9 CLP 49.7K
$52.6 CA$74.8
-3.29%
Summer Dress (H&M, Zara, etc)
$29.16 CLP 28.5K
$40.26 CA$57.3
-27.57%
Sport Shoes (Adidas, Nike)
$67.4 CLP 65.8K
$96.2 CA$137
-29.97%
Men's Leather Business Shoes
$80.3 CLP 78.4K
$123 CA$175
-34.72%
🏠 Accommodation & Living
Santiago
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$555 CLP 542.0K
$1,598 CA$2,273
-65.30%
1-bedroom Apartment, Outside City Center (Monthly)
$372 CLP 364.0K
$1,435 CA$2,041
-74.04%
3-bedroom Apartment, City Center (Monthly)
$1,009 CLP 986.6K
$2,657 CA$3,779
-62.00%
3-bedroom Apartment, Outside City Center (Monthly)
$779 CLP 760.9K
$2,096 CA$2,981
-62.86%
Buy Apartment in City Center (m2)
$2,671 CLP 2.6M
$8,033 CA$11.4K
-66.75%
Buy Apartment Outside City Center (m2)
$2,622 CLP 2.6M
$6,557 CA$9,327
-60.02%
💵 Salaries & Financials
Santiago
Toronto
Difference
Average Monthly Net Salary (After Tax)
$791 CLP 773.5K
$3,743 CA$5,324
-78.86%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.39
4.47
20.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santiago: October 4, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Santiago
$372
Toronto
$1.4K 285% $1.1K
Groceries & Markets
Santiago
$236
Toronto
$340 44% $104
Eating Out
Santiago
$187
Toronto
$282 50.4% $95
Monthly Utilities & Internet
Santiago
$182
Toronto
$202 10.9% $20
Clothing & Footwear
Santiago
$102
Toronto
$140 37.1% $38
Getting Around
Santiago
$50
Toronto
$130 162% $80
Sport & Entertainment
Santiago
$49
Toronto
$64 32.1% $16

Cost Breakdown

A central one-bedroom costs $555 in Santiago versus $1,598 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 373% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $52.0 in Santiago versus $77.0 in Toronto. Monthly groceries follow the same trend: $236 vs $340 – making Santiago the more affordable choice for daily food spending.

Good to know
🇨🇱 Santiago
🇨🇦 Toronto
🕒 Local time
23:53 11:53 PM
22:53 10:53 PM
1 h behind Santiago
🌤 Weather
👥 Population
6,139,087 Capital
2,731,571
💱 Currency
Exchange rates and currency converter

CAD, USD, EUR to CLP – Chilean Peso Converter

Chilean Peso exchange rates as of October 10, 2026: 1 USD = 977 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,096 CLP (10,000 CLP = 9.12 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

On the map
Between locations
  • Santiago Toronto 8,620 km ≈ 11 h nonstop flight
From you
  • Santiago
  • Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santiago vs Toronto: Cost of Living - Frequently Asked Questions
Is Toronto cheaper than Santiago?
Yes – Toronto is pricier by about 110%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,809 per month in Santiago and $3,795 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Santiago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 167% less in Santiago. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $434 per month in Santiago and $834 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Santiago or in Toronto?
A $1,500 monthly budget goes further in Santiago, where all-in costs run around $1,206, than in Toronto at $2,530. In Santiago it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Santiago or Toronto more family-friendly?
Families tend to lean toward Santiago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Santiago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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