Last update: Oct 2026

Cost of Living Comparison Between Toronto and Santa Fe

For one person, living is cheaper in Santa Fe: $1,071 a month against $2,561 in Toronto, rent and utilities included – about $17,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
52

Cost of Living Index in Santa Fe
Learn more

Santa Fe Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Santa Fe

🇦🇷 Argentina

$1,071

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Santa Fe

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Santa Fe actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $1,071 in Santa Fe.

Toronto $2,561
Santa Fe $1,071

Estimated couple costs with rent: $3,694 in Toronto versus $1,655 in Santa Fe.

Toronto $3,694
Santa Fe $1,655

Monthly costs for a family of three with rent: $4,826 in Toronto versus $2,239 in Santa Fe.

Toronto $4,826
Santa Fe $2,239

Living in Toronto is roughly 139% more expensive than in Santa Fe, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Santa Fe is 21% below.

Meal at Budget Restaurant

$17.18 CA$24.47

$9.93 ARS 15.1K

73.01%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$108

$37.60 ARS 57.0K

102.05%

Fast Food Meal (McDonalds, etc)

$10.54 CA$15.01

$12.68 ARS 19.2K

-16.88%

Cappuccino

$4.02 CA$5.73

$1.69 ARS 2,556

137.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$1.55 ARS 2,348

36.77%

Water (0.33 liter bottle)

$1.75 CA$2.50

$1.33 ARS 2,020

31.58%

Local Beer (0.5 liter draught)

$6.24 CA$8.89

$3.43 ARS 5,208

81.92%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.09

$4.99 ARS 7,572

42.08%

Milk (1 liter)

$2.44 CA$3.47

$1.01 ARS 1,526

141.58%

White Bread (500g)

$2.68 CA$3.81

$1.64 ARS 2,481

63.41%

Rice (white) (1kg)

$2.24 CA$3.19

$1.04 ARS 1,572

115.38%

Eggs

$3.56 CA$5.07

$1.54 ARS 2,341

131.17%

Local Cheese (1kg)

$9.09 CA$12.95

$8.60 ARS 13.0K

5.70%

Chicken Fillets (1kg)

$11.33 CA$16.13

$6.07 ARS 9,200

86.66%

Beef Round Steak (1kg)

$14.53 CA$20.70

$10.68 ARS 16.2K

36.05%

Apples (1kg)

$3.62 CA$5.16

$1.99 ARS 3,016

81.91%

Banana (1kg)

$1.21 CA$1.73

$1.52 ARS 2,298

-20.39%

Oranges (1kg)

$3.60 CA$5.13

$0.87 ARS 1,316

313.79%

Tomato (1kg)

$4.21 CA$6.00

$2.38 ARS 3,602

76.89%

Potato (1kg)

$1.79 CA$2.55

$0.57 ARS 867

214.04%

Onion (1kg)

$1.59 CA$2.26

$0.63 ARS 955

152.38%

Lettuce (1 head)

$2.27 CA$3.23

$1.02 ARS 1,553

122.55%

Water (1.5 liter bottle)

$1.25 CA$1.78

$1.02 ARS 1,546

22.55%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.68

$3.11 ARS 4,715

344.37%

Wine (Bottle)

$14.27 CA$20.33

$4.87 ARS 7,389

193.02%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.23 ARS 1,861

78.86%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.47

$2.05 ARS 3,109

18.54%

One-way Ticket (Public Transport)

$2.39 CA$3.41

$1.04 ARS 1,570

129.81%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.91 CA$4.15

$1.01 ARS 1,538

188.12%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.70

$0.98 ARS 1,479

22.45%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.45

Gasoline (1 liter)

$1.21 CA$1.72

$1.14 ARS 1,736

6.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$40.1K

$20.0K ARS 30.3M

41.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.8K

$29.8K ARS 45.2M

-32.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$171

$60.1 ARS 91.2K

100.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.94

$19.86 ARS 30.1K

62.44%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$68.3

$20.95 ARS 31.8K

128.78%

Gym Membership (Monthly)

$38.48 CA$54.8

$33.96 ARS 51.5K

13.31%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.70

Cinema Ticket

$12.38 CA$17.63

$4.83 ARS 7,327

156.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,182

$238 ARS 361.5K

248.15%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.9K

Jeans (Levis 501 Or Similar)

$50.7 CA$72.2

$88.2 ARS 133.7K

-42.47%

Summer Dress (H&M, Zara, etc)

$40.02 CA$57.0

$60.4 ARS 91.6K

-33.75%

Sport Shoes (Adidas, Nike)

$98.0 CA$140

$115 ARS 173.7K

-14.44%

Men's Leather Business Shoes

$121 CA$172

$140 ARS 212.8K

-14.03%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,268

$513 ARS 777.2K

210.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$2,009

$360 ARS 545.9K

291.79%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,803

$931 ARS 1.4M

186.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,065

$609 ARS 923.1K

253.46%

Buy Apartment in City Center (m2)

$7,945 CA$11.3K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,318

Average Monthly Net Salary (After Tax)

$3,727 CA$5,308

$847 ARS 1.3M

340.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

100

-95.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Santa Fe: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Santa Fe

$360 33.6% 74.5% $1.1K

Groceries & Markets

Toronto

$340 13.3%

Santa Fe

$199 18.5% 41.5% $141

Eating Out

Toronto

$278 10.9%

Santa Fe

$176 16.5% 36.6% $102

Monthly Utilities & Internet

Toronto

$201 7.8%

Santa Fe

$101 9.4% 49.7% $100

Clothing & Footwear

Toronto

$139 5.4%

Santa Fe

$182 17% 30.4% $42

Getting Around

Toronto

$129 5.1%

Santa Fe

$10 * 0.9% 92.2% $119

Sport & Entertainment

Toronto

$63 2.5%

Santa Fe

$44 4.1% 31% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $513 in Santa Fe. Housing cost is often the main lever when comparing two cities.

Toronto pays 340% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $38.00 in Santa Fe for a mid-range dinner for two. Groceries echo the gap at $340 vs $199 per month, with Santa Fe cheaper across the board.

Good to know

🇨🇦 Toronto

🇦🇷 Santa Fe

🕒 Local time

13:48 1:48 PM

14:48 2:48 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

391,164

💱 Currency

Canadian Dollar CAD $

Argentine Peso ARS $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.629 EUR

10,000 ARS = 6.59 USD

10,000 ARS = 5.91 EUR

Exchange rates and currency converter

ARS, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 13, 2026: 1 USD = 1.42 CAD (1 CAD = 0.702 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Argentine Peso exchange rates as of October 13, 2026: 1 USD = 1,517 ARS (10,000 ARS = 6.59 USD). 1 EUR = 1,693 ARS (10,000 ARS = 5.91 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Santa Fe 8,590 km ≈ 11 h nonstop flight

From you

Toronto
Santa Fe

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Santa Fe: Cost of Living - Frequently Asked Questions

Toronto and Santa Fe differ by about 139% in total monthly costs ($2,561 vs $1,071 including rent). Santa Fe is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 340% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $513 in Santa Fe. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $830 in Toronto versus $238 in Santa Fe. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Santa Fe – a meal for two runs $38.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,071 in Santa Fe versus $2,561 in Toronto, a $2,000 budget is realistic in Santa Fe but tight or insufficient in Toronto. The gap between the two cities makes Santa Fe the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Santa Fe are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Santa Fe gentler on the wallet – expenses run 139% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.