Last update: Oct 2026

Cost of Living Comparison Between Santa Fe and Toronto

For one person, living is cheaper in Santa Fe: $1,071 a month against $2,561 in Toronto, rent and utilities included – about $17,900 less a year. Rent and utilities account for most of the difference.

52

Cost of Living Index in Santa Fe
Learn more

Santa Fe Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

Jump to prices

Santa Fe

🇦🇷 Argentina

$1,071

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Santa Fe and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Fe and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,071 in Santa Fe versus $2,561 in Toronto.

Santa Fe $1,071
Toronto $2,561

Estimated couple costs with rent: $1,655 in Santa Fe versus $3,694 in Toronto.

Santa Fe $1,655
Toronto $3,694

Monthly costs for a family of three with rent: $2,239 in Santa Fe versus $4,826 in Toronto.

Santa Fe $2,239
Toronto $4,826

Living in Santa Fe costs roughly 58% less than in Toronto, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Santa Fe is 21% below, Toronto is 90% above.

Meal at Budget Restaurant

$9.93 ARS 15.0K

$17.18 CA$24.43

-42.20%

Three-Course Dinner for Two, Mid-Range

$37.60 ARS 56.9K

$76.0 CA$108

-50.51%

Fast Food Meal (McDonalds, etc)

$12.68 ARS 19.2K

$10.54 CA$14.98

20.30%

Cappuccino

$1.69 ARS 2,550

$4.02 CA$5.72

-57.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.55 ARS 2,342

$2.12 CA$3.02

-26.89%

Water (0.33 liter bottle)

$1.33 ARS 2,014

$1.75 CA$2.49

-24.00%

Local Beer (0.5 liter draught)

$3.43 ARS 5,194

$6.24 CA$8.88

-45.03%

Imported Beer (0.33 liter bottle)

$4.99 ARS 7,552

$7.09 CA$10.07

-29.62%

Milk (1 liter)

$1.01 ARS 1,522

$2.44 CA$3.47

-58.61%

White Bread (500g)

$1.64 ARS 2,475

$2.68 CA$3.81

-38.81%

Rice (white) (1kg)

$1.04 ARS 1,568

$2.24 CA$3.19

-53.57%

Eggs

$1.54 ARS 2,335

$3.56 CA$5.06

-56.74%

Local Cheese (1kg)

$8.60 ARS 13.0K

$9.09 CA$12.92

-5.39%

Chicken Fillets (1kg)

$6.07 ARS 9,176

$11.33 CA$16.10

-46.43%

Beef Round Steak (1kg)

$10.68 ARS 16.2K

$14.53 CA$20.66

-26.50%

Apples (1kg)

$1.99 ARS 3,008

$3.62 CA$5.15

-45.03%

Banana (1kg)

$1.52 ARS 2,292

$1.21 CA$1.73

25.62%

Oranges (1kg)

$0.87 ARS 1,313

$3.60 CA$5.12

-75.83%

Tomato (1kg)

$2.38 ARS 3,592

$4.21 CA$5.99

-43.47%

Potato (1kg)

$0.57 ARS 864

$1.79 CA$2.54

-68.16%

Onion (1kg)

$0.63 ARS 953

$1.59 CA$2.26

-60.38%

Lettuce (1 head)

$1.02 ARS 1,549

$2.27 CA$3.23

-55.07%

Water (1.5 liter bottle)

$1.02 ARS 1,542

$1.25 CA$1.78

-18.40%

Cigarettes 20 Pack (Marlboro, Camel)

$3.11 ARS 4,702

$13.82 CA$19.64

-77.50%

Wine (Bottle)

$4.87 ARS 7,370

$14.27 CA$20.29

-65.87%

Local Beer (0.5 liter bottle)

$1.23 ARS 1,856

$2.20 CA$3.12

-44.09%

Imported Beer (0.33 liter bottle)

$2.05 ARS 3,101

$2.43 CA$3.46

-15.64%

One-way Ticket (Public Transport)

$1.04 ARS 1,566

$2.39 CA$3.40

-56.49%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$1.01 ARS 1,534

$2.91 CA$4.14

-65.29%

Taxi (Normal Tariff) (1km)

$0.98 ARS 1,475

$1.20 CA$1.70

-18.33%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.40

Gasoline (1 liter)

$1.14 ARS 1,731

$1.21 CA$1.72

-5.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.0K ARS 30.2M

$28.2K CA$40.1K

-29.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.8K ARS 45.1M

$20.3K CA$28.8K

47.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.1 ARS 90.9K

$120 CA$171

-50.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.86 ARS 30.0K

$32.26 CA$45.86

-38.44%

Internet (50+ Mbps, Unlimited Data)

$20.95 ARS 31.7K

$47.93 CA$68.2

-56.29%

Gym Membership (Monthly)

$33.96 ARS 51.4K

$38.48 CA$54.7

-11.75%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.65

Cinema Ticket

$4.83 ARS 7,308

$12.38 CA$17.60

-60.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$238 ARS 360.6K

$830 CA$1,180

-71.28%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.8K

Jeans (Levis 501 Or Similar)

$88.2 ARS 133.3K

$50.7 CA$72.1

73.83%

Summer Dress (H&M, Zara, etc)

$60.4 ARS 91.4K

$40.02 CA$56.9

50.95%

Sport Shoes (Adidas, Nike)

$115 ARS 173.2K

$98.0 CA$139

16.88%

Men's Leather Business Shoes

$140 ARS 212.3K

$121 CA$172

16.32%

1-bedroom Apartment, City Center (Monthly)

$513 ARS 775.2K

$1,592 CA$2,264

-67.81%

1-bedroom Apartment, Outside City Center (Monthly)

$360 ARS 544.5K

$1,410 CA$2,005

-74.48%

3-bedroom Apartment, City Center (Monthly)

$931 ARS 1.4M

$2,670 CA$3,796

-65.14%

3-bedroom Apartment, Outside City Center (Monthly)

$609 ARS 920.7K

$2,152 CA$3,059

-71.71%

Buy Apartment in City Center (m2)

$7,945 CA$11.3K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,302

Average Monthly Net Salary (After Tax)

$847 ARS 1.3M

$3,727 CA$5,299

-77.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

100

4.47

2137.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Fe: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santa Fe

$360 33.6%

Toronto

$1.4K 55.1% 292% $1.1K

Groceries & Markets

Santa Fe

$199 18.5%

Toronto

$340 13.3% 71.1% $141

Clothing & Footwear

Santa Fe

$182 17%

Toronto

$139 5.4% 23.3% $42

Eating Out

Santa Fe

$176 16.5%

Toronto

$278 10.9% 57.7% $102

Monthly Utilities & Internet

Santa Fe

$101 9.4%

Toronto

$201 7.8% 98.7% $100

Sport & Entertainment

Santa Fe

$44 4.1%

Toronto

$63 2.5% 45% $20

Getting Around

Santa Fe

$10 * 0.9%

Toronto

$129 5.1% 1190% $119

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $513 in Santa Fe and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 340% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Santa Fe vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $199 vs $340 per month, with Santa Fe cheaper across the board.

Good to know

🇦🇷 Santa Fe

🇨🇦 Toronto

🕒 Local time

11:38 11:38 AM

10:38 10:38 AM

1 h behind Santa Fe

🌤 Weather

👥 Population

391,164

2,731,571

💱 Currency

Argentine Peso ARS $

Canadian Dollar CAD $

📈 Exchange rate

10,000 ARS = 6.61 USD

10,000 ARS = 5.9 EUR

1 CAD = 0.703 USD

1 CAD = 0.628 EUR

Exchange rates and currency converter

CAD, USD, EUR to ARS – Argentine Peso Converter

🇺🇸 United States Dollar ($)

🇦🇷 Argentine Peso ($)

Argentine Peso exchange rates as of October 14, 2026: 1 USD = 1,513 ARS (10,000 ARS = 6.61 USD). 1 EUR = 1,695 ARS (10,000 ARS = 5.9 EUR).

Canadian Dollar exchange rates as of October 14, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

USD to ARS in detail →

On the map

Lowest

Highest

Between locations

Santa Fe Toronto 8,590 km ≈ 11 h nonstop flight

From you

Santa Fe
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Fe vs Toronto: Cost of Living - Frequently Asked Questions

Santa Fe and Toronto differ by about 139% in total monthly costs ($1,071 vs $2,561 including rent). Santa Fe is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 340% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $513 in Santa Fe versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $238 in Santa Fe versus $830 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Santa Fe – a meal for two runs $38.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,071 in Santa Fe versus $2,561 in Toronto, a $2,000 budget is realistic in Santa Fe but tight or insufficient in Toronto. The gap between the two cities makes Santa Fe the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Santa Fe and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Santa Fe gentler on the wallet – expenses run 139% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.