Last update: Oct 2026

Cost of Living Comparison Between Toronto and San Fernando

For one person, living is cheaper in San Fernando: $1,130 a month against $2,610 in Toronto, rent and utilities included – about $17,800 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
Learn more

Toronto Living Index
55

Cost of Living Index in San Fernando
Learn more

San Fernando Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,610

/mo nomad

San Fernando

🇲🇽 Mexico

$1,130

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in San Fernando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in San Fernando actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $1,130 in San Fernando, rent included.

Toronto $2,610
San Fernando $1,130

A couple spends around $3,727 per month in Toronto vs $1,832 in San Fernando, rent included.

Toronto $3,727
San Fernando $1,832

A family of three spends $4,844 per month in Toronto vs $2,534 in San Fernando, rent included.

Toronto $4,844
San Fernando $2,534

Toronto costs about 131% more than San Fernando, and outside of rent the biggest gap is in transport.

Toronto sits 93% above the global median, while San Fernando is 17% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.59 CA$24.87

$10.75 MX$199

63.63%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$43.30 MX$800

82.03%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$8.42 MX$156

27.43%

Cappuccino

$4.09 CA$5.78

$3.63 MX$67.0

12.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$1.42 MX$26.21

47.89%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.06 MX$19.52

62.26%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$2.42 MX$44.65

162.81%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$4.15 MX$76.7

70.60%

Milk (1 liter)

$2.54 CA$3.59

$1.60 MX$29.59

58.75%

White Bread (500g)

$2.72 CA$3.85

$2.68 MX$49.57

1.49%

Rice (white) (1kg)

$2.18 CA$3.09

$1.71 MX$31.53

27.49%

Eggs

$3.63 CA$5.13

$2.53 MX$46.78

43.48%

Local Cheese (1kg)

$9.46 CA$13.37

$8.19 MX$151

15.51%

Chicken Fillets (1kg)

$11.54 CA$16.32

$8.27 MX$153

39.54%

Beef Round Steak (1kg)

$14.37 CA$20.32

$11.60 MX$214

23.88%

Apples (1kg)

$3.70 CA$5.23

$2.67 MX$49.25

38.58%

Banana (1kg)

$1.19 CA$1.68

$1.60 MX$29.50

-25.63%

Oranges (1kg)

$3.46 CA$4.90

$1.97 MX$36.32

75.63%

Tomato (1kg)

$4.22 CA$5.97

$1.84 MX$33.96

129.35%

Potato (1kg)

$1.79 CA$2.52

$1.97 MX$36.36

-9.14%

Onion (1kg)

$1.65 CA$2.33

$1.82 MX$33.57

-9.34%

Lettuce (1 head)

$2.20 CA$3.11

$1.43 MX$26.41

53.85%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.14 MX$21.00

10.53%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$4.32 MX$79.9

223.38%

Wine (Bottle)

$14.20 CA$20.07

$10.48 MX$194

35.50%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.79 MX$33.11

25.70%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.20 MX$59.2

-20.94%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$0.64 MX$11.85

262.50%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.56 MX$47.39

19.53%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$2.01 MX$37.15

-39.30%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$10.82 MX$200

100.46%

Gasoline (1 liter)

$1.21 CA$1.72

$1.49 MX$27.45

-18.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$21.0K MX$387.5K

24.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$23.7K MX$438.6K

-11.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$57.0 MX$1,054

109.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$22.91 MX$423

40.59%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$29.54 MX$546

65.47%

Gym Membership (Monthly)

$39.34 CA$55.6

$33.60 MX$621

17.08%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$20.12 MX$372

17.20%

Cinema Ticket

$12.58 CA$17.79

$5.23 MX$96.6

140.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$220 MX$4,060

278.59%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$4,534 MX$83.8K

420.76%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$54.3 MX$1,003

-3.67%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$40.69 MX$752

-3.07%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$98.8 MX$1,825

0.23%

Men's Leather Business Shoes

$122 CA$172

$90.3 MX$1,669

35.01%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$612 MX$11.3K

166.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$383 MX$7,076

278.22%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,030 MX$19.0K

165.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$779 MX$14.4K

173.42%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,910 MX$35.3K

329.63%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,160 MX$21.4K

489.56%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

11.3

-60.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for San Fernando: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

San Fernando

$383 33.9% 73.6% $1.1K

Groceries & Markets

Toronto

$343 13.1%

San Fernando

$266 23.5% 22.5% $77

Eating Out

Toronto

$283 10.9%

San Fernando

$185 16.4% 34.6% $98

Monthly Utilities & Internet

Toronto

$201 7.7%

San Fernando

$109 9.7% 45.5% $91

Clothing & Footwear

Toronto

$141 5.4%

San Fernando

$128 11.3% 9.2% $13

Getting Around

Toronto

$130 5%

San Fernando

$15 * 1.3% 88.3% $115

Sport & Entertainment

Toronto

$65 2.5%

San Fernando

$44 3.9% 31.7% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $612 in San Fernando. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $79.0 in Toronto versus $43.00 in San Fernando. Monthly groceries follow the same trend: $343 vs $266 – making San Fernando the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇲🇽 San Fernando

🕒 Local time

09:55 9:55 AM

07:55 7:55 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

11,867

💱 Currency

Canadian Dollar CAD $

Mexican Peso MXN $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Mexican Peso exchange rates as of October 22, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto San Fernando 3,250 km ≈ 4 h 30 min nonstop flight

From you

Toronto
San Fernando

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs San Fernando: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 131%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,916 per month in Toronto and $1,695 in San Fernando. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Fernando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,610 in Toronto and $1,130 in San Fernando. That's a gap of about 131%.

Kindergarten costs $832 per month in Toronto and $220 in San Fernando. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in San Fernando, where all-in costs run around $1,130, than in Toronto at $2,610. In San Fernando it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward San Fernando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with San Fernando. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.