Last update: Oct 2026

Cost of Living Comparison Between San Fernando and Toronto

For one person, living is cheaper in San Fernando: $1,130 a month against $2,610 in Toronto, rent and utilities included – about $17,800 less a year. Rent and utilities account for most of the difference.

55

Cost of Living Index in San Fernando
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San Fernando Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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San Fernando

🇲🇽 Mexico

$1,130

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in San Fernando and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Fernando and in Toronto actually costs, broken down by who's living it.

A single person spends $1,130 per month in San Fernando vs $2,610 in Toronto, rent included.

San Fernando $1,130
Toronto $2,610

A couple spends around $1,832 per month in San Fernando vs $3,727 in Toronto, rent included.

San Fernando $1,832
Toronto $3,727

A family of three spends $2,534 per month in San Fernando vs $4,844 in Toronto, rent included.

San Fernando $2,534
Toronto $4,844

San Fernando is about 57% cheaper than Toronto, and outside of rent the biggest gap is in transport.

San Fernando sits 17% below the global median, while Toronto is 93% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.75 MX$199

$17.59 CA$24.87

-38.89%

Three-Course Dinner for Two, Mid-Range

$43.30 MX$800

$78.8 CA$111

-45.06%

Fast Food Meal (McDonalds, etc)

$8.42 MX$156

$10.73 CA$15.16

-21.53%

Cappuccino

$3.63 MX$67.0

$4.09 CA$5.78

-11.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.42 MX$26.21

$2.10 CA$2.97

-32.38%

Water (0.33 liter bottle)

$1.06 MX$19.52

$1.72 CA$2.43

-38.37%

Local Beer (0.5 liter draught)

$2.42 MX$44.65

$6.36 CA$8.99

-61.95%

Imported Beer (0.33 liter bottle)

$4.15 MX$76.7

$7.08 CA$10.01

-41.38%

Milk (1 liter)

$1.60 MX$29.59

$2.54 CA$3.59

-37.01%

White Bread (500g)

$2.68 MX$49.57

$2.72 CA$3.85

-1.47%

Rice (white) (1kg)

$1.71 MX$31.53

$2.18 CA$3.09

-21.56%

Eggs

$2.53 MX$46.78

$3.63 CA$5.13

-30.30%

Local Cheese (1kg)

$8.19 MX$151

$9.46 CA$13.37

-13.42%

Chicken Fillets (1kg)

$8.27 MX$153

$11.54 CA$16.32

-28.34%

Beef Round Steak (1kg)

$11.60 MX$214

$14.37 CA$20.32

-19.28%

Apples (1kg)

$2.67 MX$49.25

$3.70 CA$5.23

-27.84%

Banana (1kg)

$1.60 MX$29.50

$1.19 CA$1.68

34.45%

Oranges (1kg)

$1.97 MX$36.32

$3.46 CA$4.90

-43.06%

Tomato (1kg)

$1.84 MX$33.96

$4.22 CA$5.97

-56.40%

Potato (1kg)

$1.97 MX$36.36

$1.79 CA$2.52

10.06%

Onion (1kg)

$1.82 MX$33.57

$1.65 CA$2.33

10.30%

Lettuce (1 head)

$1.43 MX$26.41

$2.20 CA$3.11

-35.00%

Water (1.5 liter bottle)

$1.14 MX$21.00

$1.26 CA$1.78

-9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$4.32 MX$79.9

$13.97 CA$19.75

-69.08%

Wine (Bottle)

$10.48 MX$194

$14.20 CA$20.07

-26.20%

Local Beer (0.5 liter bottle)

$1.79 MX$33.11

$2.25 CA$3.18

-20.44%

Imported Beer (0.33 liter bottle)

$3.20 MX$59.2

$2.53 CA$3.58

26.48%

One-way Ticket (Public Transport)

$0.64 MX$11.85

$2.32 CA$3.28

-72.41%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$2.56 MX$47.39

$3.06 CA$4.33

-16.34%

Taxi (Normal Tariff) (1km)

$2.01 MX$37.15

$1.22 CA$1.72

64.75%

Taxi 1hour Waiting (Normal Tariff)

$10.82 MX$200

$21.69 CA$30.66

-50.12%

Gasoline (1 liter)

$1.49 MX$27.45

$1.21 CA$1.72

23.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K MX$387.5K

$26.1K CA$37.0K

-19.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K MX$438.6K

$21.1K CA$29.9K

12.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.0 MX$1,054

$120 CA$169

-52.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.91 MX$423

$32.21 CA$45.54

-28.87%

Internet (50+ Mbps, Unlimited Data)

$29.54 MX$546

$48.88 CA$69.1

-39.57%

Gym Membership (Monthly)

$33.60 MX$621

$39.34 CA$55.6

-14.59%

Tennis Court (1 Hour on Weekend)

$20.12 MX$372

$23.58 CA$33.34

-14.67%

Cinema Ticket

$5.23 MX$96.6

$12.58 CA$17.79

-58.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$220 MX$4,060

$832 CA$1,176

-73.59%

International Primary School, 1 Child (Yearly)

$4,534 MX$83.8K

$23.6K CA$33.4K

-80.80%

Jeans (Levis 501 Or Similar)

$54.3 MX$1,003

$52.3 CA$73.9

3.81%

Summer Dress (H&M, Zara, etc)

$40.69 MX$752

$39.44 CA$55.8

3.17%

Sport Shoes (Adidas, Nike)

$98.8 MX$1,825

$99.0 CA$140

-0.23%

Men's Leather Business Shoes

$90.3 MX$1,669

$122 CA$172

-25.93%

1-bedroom Apartment, City Center (Monthly)

$612 MX$11.3K

$1,631 CA$2,306

-62.47%

1-bedroom Apartment, Outside City Center (Monthly)

$383 MX$7,076

$1,448 CA$2,048

-73.56%

3-bedroom Apartment, City Center (Monthly)

$1,030 MX$19.0K

$2,737 CA$3,869

-62.39%

3-bedroom Apartment, Outside City Center (Monthly)

$779 MX$14.4K

$2,129 CA$3,010

-63.43%

Buy Apartment in City Center (m2)

$1,910 MX$35.3K

$8,206 CA$11.6K

-76.72%

Buy Apartment Outside City Center (m2)

$1,160 MX$21.4K

$6,838 CA$9,666

-83.04%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

11.3

4.47

152.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Fernando: October 17, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Fernando

$383 33.9%

Toronto

$1.4K 55.5% 278% $1.1K

Groceries & Markets

San Fernando

$266 23.5%

Toronto

$343 13.1% 29.1% $77

Eating Out

San Fernando

$185 16.4%

Toronto

$283 10.9% 53% $98

Clothing & Footwear

San Fernando

$128 11.3%

Toronto

$141 5.4% 10.1% $13

Monthly Utilities & Internet

San Fernando

$109 9.7%

Toronto

$201 7.7% 83.3% $91

Sport & Entertainment

San Fernando

$44 3.9%

Toronto

$65 2.5% 46.4% $20

Getting Around

San Fernando

$15 * 1.3%

Toronto

$130 5% 757% $115

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $612 in San Fernando versus $1,631 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $43.00 in San Fernando versus $79.0 in Toronto. Monthly groceries follow the same trend: $266 vs $343 – making San Fernando the more affordable choice for daily food spending.

Good to know

🇲🇽 San Fernando

🇨🇦 Toronto

🕒 Local time

06:25 6:25 AM

08:25 8:25 AM

2 h ahead of San Fernando

🌤 Weather

👥 Population

11,867

2,731,571

💱 Currency

Mexican Peso MXN $

Canadian Dollar CAD $

📈 Exchange rate

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 22, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to MXN in detail →

On the map

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Between locations

San Fernando Toronto 3,250 km ≈ 4 h 30 min nonstop flight

From you

San Fernando
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Fernando vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 131%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $1,695 per month in San Fernando and $3,916 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Fernando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,130 in San Fernando and $2,610 in Toronto. That's a gap of about 131%.

Kindergarten costs $220 per month in San Fernando and $832 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in San Fernando, where all-in costs run around $1,130, than in Toronto at $2,610. In San Fernando it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward San Fernando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with San Fernando. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.