Last update: Oct 2026

Cost of Living Comparison Between Toronto and Saint Louis, MO

For one person, living costs are similar in Toronto and in Saint Louis, MO: $2,530 and $2,440 a month, rent and utilities included.

125

Cost of Living Index in Toronto
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Toronto Living Index
117

Cost of Living Index in Saint Louis, MO
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Saint Louis, MO Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Saint Louis, MO

🇺🇸 United States

$2,440

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Saint Louis, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Saint Louis, MO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $2,440 in Saint Louis, MO.

Toronto $2,530
Saint Louis, MO $2,440

Estimated couple costs with rent: $3,646 in Toronto versus $3,667 in Saint Louis, MO.

Toronto $3,646
Saint Louis, MO $3,667

Monthly costs for a family of three with rent: $4,761 in Toronto versus $4,895 in Saint Louis, MO.

Toronto $4,761
Saint Louis, MO $4,895

Living in Toronto is roughly 4% more expensive than in Saint Louis, MO, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 89% above, Saint Louis, MO 82% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$18.17 $18.17

-2.75%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$77.8 $77.8

-0.55%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$11.76 $11.76

-10.97%

Cappuccino

$4.08 CA$5.81

$5.20 $5.20

-21.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.41 $2.41

-12.03%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.71 $1.71

2.92%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$5.71 $5.71

8.06%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$7.13 $7.13

-3.37%

Milk (1 liter)

$2.43 CA$3.46

$1.25 $1.25

94.40%

White Bread (500g)

$2.75 CA$3.92

$3.90 $3.90

-29.49%

Rice (white) (1kg)

$2.23 CA$3.18

$5.93 $5.93

-62.39%

Eggs

$3.45 CA$4.91

$4.02 $4.02

-14.18%

Local Cheese (1kg)

$8.93 CA$12.73

$12.96 $12.96

-31.10%

Chicken Fillets (1kg)

$11.44 CA$16.31

$15.86 $15.86

-27.87%

Beef Round Steak (1kg)

$14.61 CA$20.83

$20.86 $20.86

-29.96%

Apples (1kg)

$3.75 CA$5.34

$8.62 $8.62

-56.50%

Banana (1kg)

$1.15 CA$1.64

$2.40 $2.40

-52.08%

Oranges (1kg)

$3.55 CA$5.06

$5.73 $5.73

-38.05%

Tomato (1kg)

$4.28 CA$6.10

$5.27 $5.27

-18.79%

Potato (1kg)

$1.85 CA$2.63

$4.36 $4.36

-57.57%

Onion (1kg)

$1.67 CA$2.38

$4.92 $4.92

-66.06%

Lettuce (1 head)

$2.22 CA$3.16

$2.93 $2.93

-24.23%

Water (1.5 liter bottle)

$1.21 CA$1.72

$2.82 $2.82

-57.09%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$8.08 $8.08

71.78%

Wine (Bottle)

$14.25 CA$20.31

$14.78 $14.78

-3.59%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$2.92 $2.92

-24.66%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$3.36 $3.36

-27.98%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$2.54 $2.54

-4.72%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$78.0 $78.0

41.90%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$3.57 $3.57

-18.77%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$1.57 $1.57

-19.75%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$39.91 $39.91

-44.80%

Gasoline (1 liter)

$1.22 CA$1.74

$1.01 $1.01

20.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$35.7K $35.7K

-22.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$25.0K $25.0K

-20.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$246 $246

-50.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$68.7 $68.7

-53.36%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$75.7 $75.7

-36.68%

Gym Membership (Monthly)

$38.90 CA$55.5

$32.38 $32.38

20.14%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$19.91 $19.91

16.73%

Cinema Ticket

$12.61 CA$17.97

$13.79 $13.79

-8.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$1,422 $1,422

-41.37%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$23.7K $23.7K

-1.52%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$58.9 $58.9

-10.65%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$39.39 $39.39

2.21%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$86.6 $86.6

11.05%

Men's Leather Business Shoes

$123 CA$175

$120 $120

2.28%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$1,522 $1,522

4.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$919 $919

56.21%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$2,127 $2,127

24.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$1,702 $1,702

23.16%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$1,391 $1,391

477.56%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$1,857 $1,857

253.08%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$4,116 $4,116

-9.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.72

-33.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Saint Louis, MO: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Saint Louis, MO

$919 38.2% 36% $516

Groceries & Markets

Toronto

$340 13.1%

Saint Louis, MO

$498 20.7% 46.5% $158

Eating Out

Toronto

$282 10.9%

Saint Louis, MO

$302 12.6% 7.3% $20

Monthly Utilities & Internet

Toronto

$202 7.8%

Saint Louis, MO

$390 16.2% 93.4% $188

Clothing & Footwear

Toronto

$140 5.4%

Saint Louis, MO

$137 5.7% 2.2% $3.1

Getting Around

Toronto

$130 5%

Saint Louis, MO

$100 4.1% 23.1% $30

Sport & Entertainment

Toronto

$64 2.5%

Saint Louis, MO

$60 2.5% 6.5% $4.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $1,522 in Saint Louis, MO. Housing cost is often the main lever when comparing two cities.

Saint Louis, MO pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $77.0 in Toronto vs $78.0 in Saint Louis, MO for a mid-range dinner for two. Groceries echo the gap at $340 vs $498 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Saint Louis, MO

🕒 Local time

06:31 6:31 AM

05:31 5:31 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

301,578

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

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Between locations

Toronto Saint Louis, MO 1,060 km ≈ 1 h 45 min nonstop flight

From you

Toronto
Saint Louis, MO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Saint Louis, MO: Cost of Living - Frequently Asked Questions

Saint Louis, MO is cheaper overall, especially in clothing, transport, and leisure. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 10% lower in Saint Louis, MO. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,598 in Toronto versus $1,522 in Saint Louis, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $834 in Toronto versus $1,422 in Saint Louis, MO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Toronto pay roughly 46% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $2,500. Saint Louis, MO is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint Louis, MO gentler on the wallet – expenses run 4% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.