Last update: Oct 2026

Cost of Living Comparison Between Saint Louis, MO and Toronto

For one person, living costs are similar in Saint Louis, MO and in Toronto: $2,440 and $2,530 a month, rent and utilities included.

117

Cost of Living Index in Saint Louis, MO
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Saint Louis, MO Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Saint Louis, MO

🇺🇸 United States

$2,440

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Louis, MO and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Louis, MO and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,440 in Saint Louis, MO versus $2,530 in Toronto.

Saint Louis, MO $2,440
Toronto $2,530

Estimated couple costs with rent: $3,667 in Saint Louis, MO versus $3,646 in Toronto.

Saint Louis, MO $3,667
Toronto $3,646

Monthly costs for a family of three with rent: $4,895 in Saint Louis, MO versus $4,761 in Toronto.

Saint Louis, MO $4,895
Toronto $4,761

Living in Saint Louis, MO costs roughly 4% less than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Saint Louis, MO 82% above, Toronto 89% above.

Meal at Budget Restaurant

$18.17 $18.17

$17.67 CA$25.19

2.83%

Three-Course Dinner for Two, Mid-Range

$77.8 $77.8

$77.4 CA$110

0.56%

Fast Food Meal (McDonalds, etc)

$11.76 $11.76

$10.47 CA$14.93

12.32%

Cappuccino

$5.20 $5.20

$4.08 CA$5.81

27.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 $2.41

$2.12 CA$3.02

13.68%

Water (0.33 liter bottle)

$1.71 $1.71

$1.76 CA$2.51

-2.84%

Local Beer (0.5 liter draught)

$5.71 $5.71

$6.17 CA$8.80

-7.46%

Imported Beer (0.33 liter bottle)

$7.13 $7.13

$6.89 CA$9.82

3.48%

Milk (1 liter)

$1.25 $1.25

$2.43 CA$3.46

-48.56%

White Bread (500g)

$3.90 $3.90

$2.75 CA$3.92

41.82%

Rice (white) (1kg)

$5.93 $5.93

$2.23 CA$3.18

165.92%

Eggs

$4.02 $4.02

$3.45 CA$4.91

16.52%

Local Cheese (1kg)

$12.96 $12.96

$8.93 CA$12.73

45.13%

Chicken Fillets (1kg)

$15.86 $15.86

$11.44 CA$16.31

38.64%

Beef Round Steak (1kg)

$20.86 $20.86

$14.61 CA$20.83

42.78%

Apples (1kg)

$8.62 $8.62

$3.75 CA$5.34

129.87%

Banana (1kg)

$2.40 $2.40

$1.15 CA$1.64

108.70%

Oranges (1kg)

$5.73 $5.73

$3.55 CA$5.06

61.41%

Tomato (1kg)

$5.27 $5.27

$4.28 CA$6.10

23.13%

Potato (1kg)

$4.36 $4.36

$1.85 CA$2.63

135.68%

Onion (1kg)

$4.92 $4.92

$1.67 CA$2.38

194.61%

Lettuce (1 head)

$2.93 $2.93

$2.22 CA$3.16

31.98%

Water (1.5 liter bottle)

$2.82 $2.82

$1.21 CA$1.72

133.06%

Cigarettes 20 Pack (Marlboro, Camel)

$8.08 $8.08

$13.88 CA$19.78

-41.79%

Wine (Bottle)

$14.78 $14.78

$14.25 CA$20.31

3.72%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.20 CA$3.13

32.73%

Imported Beer (0.33 liter bottle)

$3.36 $3.36

$2.42 CA$3.45

38.84%

One-way Ticket (Public Transport)

$2.54 $2.54

$2.42 CA$3.44

4.96%

Public Transport Monthly Pass (Regular Price)

$78.0 $78.0

$111 CA$158

-29.53%

Taxi Start (Normal Tariff)

$3.57 $3.57

$2.90 CA$4.13

23.10%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$1.26 CA$1.80

24.60%

Taxi 1hour Waiting (Normal Tariff)

$39.91 $39.91

$22.03 CA$31.40

81.16%

Gasoline (1 liter)

$1.01 $1.01

$1.22 CA$1.74

-17.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K $35.7K

$27.6K CA$39.4K

29.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$19.8K CA$28.3K

25.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$246 $246

$122 CA$174

101.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.7 $68.7

$32.03 CA$45.66

114.42%

Internet (50+ Mbps, Unlimited Data)

$75.7 $75.7

$47.92 CA$68.3

57.93%

Gym Membership (Monthly)

$32.38 $32.38

$38.90 CA$55.5

-16.76%

Tennis Court (1 Hour on Weekend)

$19.91 $19.91

$23.24 CA$33.12

-14.33%

Cinema Ticket

$13.79 $13.79

$12.61 CA$17.97

9.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,422 $1,422

$834 CA$1,189

70.55%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$23.3K CA$33.3K

1.54%

Jeans (Levis 501 Or Similar)

$58.9 $58.9

$52.6 CA$75.0

11.92%

Summer Dress (H&M, Zara, etc)

$39.39 $39.39

$40.26 CA$57.4

-2.16%

Sport Shoes (Adidas, Nike)

$86.6 $86.6

$96.2 CA$137

-9.95%

Men's Leather Business Shoes

$120 $120

$123 CA$175

-2.23%

1-bedroom Apartment, City Center (Monthly)

$1,522 $1,522

$1,598 CA$2,278

-4.73%

1-bedroom Apartment, Outside City Center (Monthly)

$919 $919

$1,435 CA$2,045

-35.98%

3-bedroom Apartment, City Center (Monthly)

$2,127 $2,127

$2,657 CA$3,787

-19.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 $1,702

$2,096 CA$2,988

-18.80%

Buy Apartment in City Center (m2)

$1,391 $1,391

$8,033 CA$11.5K

-82.69%

Buy Apartment Outside City Center (m2)

$1,857 $1,857

$6,557 CA$9,347

-71.68%

Average Monthly Net Salary (After Tax)

$4,116 $4,116

$3,743 CA$5,335

9.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

4.47

50.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Louis, MO: October 3, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Louis, MO

$919 38.2%

Toronto

$1.4K 55.4% 56.2% $516

Groceries & Markets

Saint Louis, MO

$498 20.7%

Toronto

$340 13.1% 31.7% $158

Monthly Utilities & Internet

Saint Louis, MO

$390 16.2%

Toronto

$202 7.8% 48.3% $188

Eating Out

Saint Louis, MO

$302 12.6%

Toronto

$282 10.9% 6.8% $20

Clothing & Footwear

Saint Louis, MO

$137 5.7%

Toronto

$140 5.4% 2.3% $3.1

Getting Around

Saint Louis, MO

$100 4.1%

Toronto

$130 5% 30.1% $30

Sport & Entertainment

Saint Louis, MO

$60 2.5%

Toronto

$64 2.5% 7% $4.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,522 in Saint Louis, MO and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Saint Louis, MO pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $78.0 in Saint Louis, MO vs $77.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $498 vs $340 per month, with Toronto cheaper across the board.

Good to know

🇺🇸 Saint Louis, MO

🇨🇦 Toronto

🕒 Local time

03:35 3:35 AM

04:35 4:35 AM

1 h ahead of Saint Louis, MO

🌤 Weather

👥 Population

301,578

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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Between locations

Saint Louis, MO Toronto 1,060 km ≈ 1 h 45 min nonstop flight

From you

Saint Louis, MO
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Louis, MO vs Toronto: Cost of Living - Frequently Asked Questions

Saint Louis, MO is cheaper overall, especially in clothing, transport, and leisure. The 4% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 10% higher in Saint Louis, MO, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,522 in Saint Louis, MO versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,422 in Saint Louis, MO versus $834 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Toronto pay roughly 46% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $2,500. Saint Louis, MO is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Saint Louis, MO gentler on the wallet – expenses run 4% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.