Last update: Oct 2026

Cost of Living Comparison Between Toronto and Rock Island, IL

For one person, living costs are similar in Toronto and in Rock Island, IL: $2,610 and $2,664 a month, rent and utilities included.

126

Cost of Living Index in Toronto
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Toronto Living Index
132

Cost of Living Index in Rock Island, IL
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Rock Island, IL Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Rock Island, IL

🇺🇸 United States

$2,664

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Rock Island, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Rock Island, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,664 in Rock Island, IL.

Toronto $2,610
Rock Island, IL $2,664

Estimated couple costs with rent: $3,727 in Toronto versus $3,843 in Rock Island, IL.

Toronto $3,727
Rock Island, IL $3,843

Monthly costs for a family of three with rent: $4,844 in Toronto versus $5,023 in Rock Island, IL.

Toronto $4,844
Rock Island, IL $5,023

Living in Toronto costs roughly 2% less than in Rock Island, IL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Rock Island, IL 97% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$20.07 $20.07

-12.36%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$67.2 $67.2

17.36%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$12.84 $12.84

-16.43%

Cappuccino

$4.09 CA$5.78

$5.90 $5.90

-30.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$3.14 $3.14

-33.12%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.40 $2.40

-28.33%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$7.08 $7.08

-10.17%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.97 $7.97

-11.17%

Milk (1 liter)

$2.54 CA$3.59

$0.94 $0.94

170.21%

White Bread (500g)

$2.72 CA$3.85

$3.51 $3.51

-22.51%

Rice (white) (1kg)

$2.18 CA$3.09

$4.23 $4.23

-48.46%

Eggs

$3.63 CA$5.13

$3.71 $3.71

-2.16%

Local Cheese (1kg)

$9.46 CA$13.37

$15.09 $15.09

-37.31%

Chicken Fillets (1kg)

$11.54 CA$16.32

$13.15 $13.15

-12.24%

Beef Round Steak (1kg)

$14.37 CA$20.32

$20.09 $20.09

-28.47%

Apples (1kg)

$3.70 CA$5.23

$4.73 $4.73

-21.78%

Banana (1kg)

$1.19 CA$1.68

$1.63 $1.63

-26.99%

Oranges (1kg)

$3.46 CA$4.90

$5.15 $5.15

-32.82%

Tomato (1kg)

$4.22 CA$5.97

$4.79 $4.79

-11.90%

Potato (1kg)

$1.79 CA$2.52

$2.80 $2.80

-36.07%

Onion (1kg)

$1.65 CA$2.33

$3.13 $3.13

-47.28%

Lettuce (1 head)

$2.20 CA$3.11

$2.16 $2.16

1.85%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.42 $2.42

-47.93%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$10.72 $10.72

30.32%

Wine (Bottle)

$14.20 CA$20.07

$15.51 $15.51

-8.45%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.66 $2.66

-15.41%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$4.36 $4.36

-41.97%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.82 $1.82

27.47%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.96 $3.96

-22.73%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.99 $1.99

-38.69%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$44.24 $44.24

-50.97%

Gasoline (1 liter)

$1.21 CA$1.72

$1.00 $1.00

21.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$31.2K $31.2K

-16.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$25.6K $25.6K

-17.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$267 $267

-55.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$52.3 $52.3

-38.38%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$80.6 $80.6

-39.38%

Gym Membership (Monthly)

$39.34 CA$55.6

$45.16 $45.16

-12.89%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$15.12 $15.12

-16.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,719 $1,719

-51.60%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$23.8K $23.8K

-0.84%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$64.5 $64.5

-18.96%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$50.9 $50.9

-22.44%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$108 $108

-8.03%

Men's Leather Business Shoes

$122 CA$172

$120 $120

1.78%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,812 $1,812

-9.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,239 $1,239

16.94%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,614 $2,614

4.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,021 $2,021

5.35%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,912 $2,912

181.84%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,284 $2,284

199.34%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.69

-33.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Rock Island, IL: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Rock Island, IL

$1.2K 46.5% 14.5% $210

Groceries & Markets

Toronto

$343 13.1%

Rock Island, IL

$431 16.2% 25.7% $88

Eating Out

Toronto

$283 10.9%

Rock Island, IL

$343 12.9% 21.3% $60

Monthly Utilities & Internet

Toronto

$201 7.7%

Rock Island, IL

$400 15% 99.2% $199

Clothing & Footwear

Toronto

$141 5.4%

Rock Island, IL

$154 5.8% 9.6% $14

Getting Around

Toronto

$130 5%

Rock Island, IL

$21 * 0.8% 83.7% $109

Sport & Entertainment

Toronto

$65 2.5%

Rock Island, IL

$75 2.8% 16.9% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,812 in Rock Island, IL. Housing cost is often the main lever when comparing two cities.

Dining out: $79.0 in Toronto vs $67.0 in Rock Island, IL. Groceries flip the comparison at $343 vs $431, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Rock Island, IL

🕒 Local time

19:30 7:30 PM

18:30 6:30 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

37,108

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Rock Island, IL 950 km ≈ 1 h 45 min nonstop flight

From you

Toronto
Rock Island, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Rock Island, IL: Cost of Living - Frequently Asked Questions

Toronto wins on cost – living expenses run 2% lower than in Rock Island, IL. Housing and daily spending are where you'll feel the difference most, making Toronto the obvious pick if budget is a priority.

You'd need roughly $3,916 in Toronto and $3,995 in Rock Island, IL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,631 in Toronto versus $1,812 in Rock Island, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 26% higher in Rock Island, IL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,610 per month in Toronto versus $2,664 in Rock Island, IL – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 2% less than in Rock Island, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.