Last update: Oct 2026

Cost of Living Comparison Between Rock Island, IL and Toronto

For one person, living costs are similar in Rock Island, IL and in Toronto: $2,664 and $2,610 a month, rent and utilities included.

Rock Island, IL
🇺🇸 United States
$2,664
/mo nomad
Toronto
🇨🇦 Canada
$2,610
/mo nomad
Monthly Cost of Living

How much you'll spend in Rock Island, IL and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rock Island, IL and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,664 in Rock Island, IL versus $2,610 in Toronto.

  • Rock Island, IL $2,664
  • Toronto $2,610

Estimated couple costs with rent: $3,843 in Rock Island, IL versus $3,727 in Toronto.

  • Rock Island, IL $3,843
  • Toronto $3,727

Monthly costs for a family of three with rent: $5,023 in Rock Island, IL versus $4,844 in Toronto.

  • Rock Island, IL $5,023
  • Toronto $4,844

Living in Rock Island, IL is roughly 2% more expensive than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Rock Island, IL 97% above, Toronto 93% above.

Currency
🍽 Eating Out
Rock Island, IL
Toronto
Difference
Meal at Budget Restaurant
$20.07 $20.07
$17.59 CA$24.87
14.10%
Three-Course Dinner for Two, Mid-Range
$67.2 $67.2
$78.8 CA$111
-14.79%
Fast Food Meal (McDonalds, etc)
$12.84 $12.84
$10.73 CA$15.16
19.66%
Cappuccino
$5.90 $5.90
$4.09 CA$5.78
44.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.14 $3.14
$2.10 CA$2.97
49.52%
Water (0.33 liter bottle)
$2.40 $2.40
$1.72 CA$2.43
39.53%
Local Beer (0.5 liter draught)
$7.08 $7.08
$6.36 CA$8.99
11.32%
Imported Beer (0.33 liter bottle)
$7.97 $7.97
$7.08 CA$10.01
12.57%
🛒 Groceries & Markets
Rock Island, IL
Toronto
Difference
Milk (1 liter)
$0.94 $0.94
$2.54 CA$3.59
-62.99%
White Bread (500g)
$3.51 $3.51
$2.72 CA$3.85
29.04%
Rice (white) (1kg)
$4.23 $4.23
$2.18 CA$3.09
94.04%
Eggs
$3.71 $3.71
$3.63 CA$5.13
2.20%
Local Cheese (1kg)
$15.09 $15.09
$9.46 CA$13.37
59.51%
Chicken Fillets (1kg)
$13.15 $13.15
$11.54 CA$16.32
13.95%
Beef Round Steak (1kg)
$20.09 $20.09
$14.37 CA$20.32
39.81%
Apples (1kg)
$4.73 $4.73
$3.70 CA$5.23
27.84%
Banana (1kg)
$1.63 $1.63
$1.19 CA$1.68
36.97%
Oranges (1kg)
$5.15 $5.15
$3.46 CA$4.90
48.84%
Tomato (1kg)
$4.79 $4.79
$4.22 CA$5.97
13.51%
Potato (1kg)
$2.80 $2.80
$1.79 CA$2.52
56.42%
Onion (1kg)
$3.13 $3.13
$1.65 CA$2.33
89.70%
Lettuce (1 head)
$2.16 $2.16
$2.20 CA$3.11
-1.82%
Water (1.5 liter bottle)
$2.42 $2.42
$1.26 CA$1.78
92.06%
Cigarettes 20 Pack (Marlboro, Camel)
$10.72 $10.72
$13.97 CA$19.75
-23.26%
Wine (Bottle)
$15.51 $15.51
$14.20 CA$20.07
9.23%
Local Beer (0.5 liter bottle)
$2.66 $2.66
$2.25 CA$3.18
18.22%
Imported Beer (0.33 liter bottle)
$4.36 $4.36
$2.53 CA$3.58
72.33%
🚌 Getting Around
Rock Island, IL
Toronto
Difference
One-way Ticket (Public Transport)
$1.82 $1.82
$2.32 CA$3.28
-21.55%
Public Transport Monthly Pass (Regular Price)
-
$112 CA$158
-
Taxi Start (Normal Tariff)
$3.96 $3.96
$3.06 CA$4.33
29.41%
Taxi (Normal Tariff) (1km)
$1.99 $1.99
$1.22 CA$1.72
63.11%
Taxi 1hour Waiting (Normal Tariff)
$44.24 $44.24
$21.69 CA$30.66
103.96%
Gasoline (1 liter)
$1.00 $1.00
$1.21 CA$1.72
-17.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.2K $31.2K
$26.1K CA$37.0K
19.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$21.1K CA$29.9K
21.35%
🧾 Monthly Utilities & Internet
Rock Island, IL
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$267 $267
$120 CA$169
123.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.3 $52.3
$32.21 CA$45.54
62.28%
Internet (50+ Mbps, Unlimited Data)
$80.6 $80.6
$48.88 CA$69.1
64.95%
🎉 Sport & Entertainment
Rock Island, IL
Toronto
Difference
Gym Membership (Monthly)
$45.16 $45.16
$39.34 CA$55.6
14.79%
Tennis Court (1 Hour on Weekend)
-
$23.58 CA$33.34
-
Cinema Ticket
$15.12 $15.12
$12.58 CA$17.79
20.19%
🧸 Childcare & Education
Rock Island, IL
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,719 $1,719
$832 CA$1,176
106.62%
International Primary School, 1 Child (Yearly)
$23.8K $23.8K
$23.6K CA$33.4K
0.85%
👕👟 Clothing & Footwear
Rock Island, IL
Toronto
Difference
Jeans (Levis 501 Or Similar)
$64.5 $64.5
$52.3 CA$73.9
23.39%
Summer Dress (H&M, Zara, etc)
$50.9 $50.9
$39.44 CA$55.8
28.93%
Sport Shoes (Adidas, Nike)
$108 $108
$99.0 CA$140
8.73%
Men's Leather Business Shoes
$120 $120
$122 CA$172
-1.75%
🏠 Accommodation & Living
Rock Island, IL
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,812 $1,812
$1,631 CA$2,306
11.08%
1-bedroom Apartment, Outside City Center (Monthly)
$1,239 $1,239
$1,448 CA$2,048
-14.49%
3-bedroom Apartment, City Center (Monthly)
$2,614 $2,614
$2,737 CA$3,869
-4.48%
3-bedroom Apartment, Outside City Center (Monthly)
$2,021 $2,021
$2,129 CA$3,010
-5.08%
Buy Apartment in City Center (m2)
$2,912 $2,912
$8,206 CA$11.6K
-64.52%
Buy Apartment Outside City Center (m2)
$2,284 $2,284
$6,838 CA$9,666
-66.59%
💵 Salaries & Financials
Rock Island, IL
Toronto
Difference
Average Monthly Net Salary (After Tax)
-
$3,520 CA$4,976
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
4.47
49.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rock Island, IL: October 17, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Rock Island, IL
$1.2K
Toronto
$1.4K 16.9% $210
Groceries & Markets
Rock Island, IL
$431
Toronto
$343 20.4% $88
Monthly Utilities & Internet
Rock Island, IL
$400
Toronto
$201 49.8% $199
Eating Out
Rock Island, IL
$343
Toronto
$283 17.5% $60
Clothing & Footwear
Rock Island, IL
$154
Toronto
$141 8.8% $14
Sport & Entertainment
Rock Island, IL
$75
Toronto
$65 14.4% $11
Getting Around
Rock Island, IL
$21 *
Toronto
$130 514% $109

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,812 in Rock Island, IL and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $67.0 in Rock Island, IL vs $79.0 in Toronto. Groceries flip the comparison at $431 vs $343, with Toronto cheaper for home cooking.

Good to know
🇺🇸 Rock Island, IL
🇨🇦 Toronto
🕒 Local time
16:14 4:14 PM
17:14 5:14 PM
1 h ahead of Rock Island, IL
🌤 Weather
👥 Population
37,108
2,731,571
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Rock Island, IL Toronto 950 km ≈ 1 h 45 min nonstop flight
From you
  • Rock Island, IL
  • Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Rock Island, IL vs Toronto: Cost of Living - Frequently Asked Questions
Which city is more expensive, Rock Island, IL or Toronto?
Toronto wins on cost – living expenses run 2% lower than in Rock Island, IL. Housing and daily spending are where you'll feel the difference most, making Toronto the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Rock Island, IL and in Toronto?
You'd need roughly $3,995 in Rock Island, IL and $3,916 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Rock Island, IL compared to Toronto?
Rent for a central apartment: $1,812 in Rock Island, IL versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Rock Island, IL or in Toronto?
Supermarket bills run roughly 26% higher in Rock Island, IL. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Rock Island, IL compared to Toronto?
All in, you'll spend $2,664 per month in Rock Island, IL versus $2,610 in Toronto – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,500/month in Rock Island, IL or in Toronto?
Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city offers a better quality of life: Rock Island, IL or Toronto?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Toronto gentler on the wallet – expenses run 2% less than in Rock Island, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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