Last update: Oct 2026

Cost of Living Comparison Between Toronto and Ratlam

For one person, living is cheaper in Ratlam: $317 a month against $2,610 in Toronto, rent and utilities included – about $27,500 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
15

Cost of Living Index in Ratlam
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Ratlam Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Ratlam

🇮🇳 India

$317

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Ratlam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Ratlam actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $317 in Ratlam.

Toronto $2,610
Ratlam $317

Estimated couple costs with rent: $3,727 in Toronto versus $464 in Ratlam.

Toronto $3,727
Ratlam $464

Monthly costs for a family of three with rent: $4,844 in Toronto versus $610 in Ratlam.

Toronto $4,844
Ratlam $610

Living in Toronto is roughly 724% more expensive than in Ratlam, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 93% above, Ratlam is 77% below.

Meal at Budget Restaurant

$17.59 CA$24.87

$2.17 ₹206

710.60%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$6.23 ₹591

1165.17%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$2.66 ₹253

303.38%

Cappuccino

$4.09 CA$5.78

$1.58 ₹150

158.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$0.33 ₹31.33

536.36%

Water (0.33 liter bottle)

$1.72 CA$2.43

$0.13 ₹12.08

1223.08%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$1.99 ₹189

219.60%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$3.20 ₹304

121.25%

Milk (1 liter)

$2.54 CA$3.59

$0.56 ₹53.6

353.57%

White Bread (500g)

$2.72 CA$3.85

$0.43 ₹41.19

532.56%

Rice (white) (1kg)

$2.18 CA$3.09

$0.65 ₹62.0

235.38%

Eggs

$3.63 CA$5.13

$0.89 ₹84.9

307.87%

Local Cheese (1kg)

$9.46 CA$13.37

$5.13 ₹487

84.41%

Chicken Fillets (1kg)

$11.54 CA$16.32

$2.08 ₹198

454.81%

Beef Round Steak (1kg)

$14.37 CA$20.32

Apples (1kg)

$3.70 CA$5.23

$2.13 ₹202

73.71%

Banana (1kg)

$1.19 CA$1.68

$0.41 ₹38.81

190.24%

Oranges (1kg)

$3.46 CA$4.90

$0.99 ₹93.7

249.49%

Tomato (1kg)

$4.22 CA$5.97

$0.40 ₹38.16

955.00%

Potato (1kg)

$1.79 CA$2.52

$0.19 ₹18.21

842.11%

Onion (1kg)

$1.65 CA$2.33

$0.20 ₹18.97

725.00%

Lettuce (1 head)

$2.20 CA$3.11

$0.22 ₹20.92

900.00%

Water (1.5 liter bottle)

$1.26 CA$1.78

$0.34 ₹31.89

270.59%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$2.65 ₹252

427.17%

Wine (Bottle)

$14.20 CA$20.07

$7.69 ₹730

84.66%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.58 ₹150

42.41%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.60 ₹247

-2.69%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.69 ₹541

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$0.72 ₹68.2

325.00%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$0.16 ₹14.93

662.50%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$1.28 ₹122

1594.53%

Gasoline (1 liter)

$1.21 CA$1.72

$1.13 ₹107

7.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$20.7K ₹2.0M

26.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$22.8K ₹2.2M

-7.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$26.35 ₹2,502

353.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$4.09 ₹388

687.53%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$5.23 ₹496

834.61%

Gym Membership (Monthly)

$39.34 CA$55.6

$5.17 ₹491

660.93%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$3.10 ₹295

305.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$67.2 ₹6,379

1138.27%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$1,000 ₹95.0K

2260.82%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$7.57 ₹719

590.62%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$8.32 ₹790

374.04%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$15.99 ₹1,519

519.14%

Men's Leather Business Shoes

$122 CA$172

$26.55 ₹2,522

359.17%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$121 ₹11.5K

1243.11%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$84.1 ₹7,986

1622.19%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$158 ₹15.0K

1634.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$130 ₹12.4K

1535.22%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,243 ₹213.0K

265.80%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$689 ₹65.4K

892.84%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$389 ₹36.9K

804.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.73

-48.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Ratlam: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Ratlam

$84 26.5% 94.2% $1.4K

Groceries & Markets

Toronto

$343 13.1%

Ratlam

$95 30.1% 72.2% $248

Eating Out

Toronto

$283 10.9%

Ratlam

$63 19.7% 77.9% $221

Monthly Utilities & Internet

Toronto

$201 7.7%

Ratlam

$36 11.3% 82.2% $165

Clothing & Footwear

Toronto

$141 5.4%

Ratlam

$26 8.3% 81.3% $114

Getting Around

Toronto

$130 5%

Ratlam

$1.5 * 0.5% 98.8% $129

Sport & Entertainment

Toronto

$65 2.5%

Ratlam

$11 3.6% 82.4% $53

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $121 in Ratlam. Housing cost is often the main lever when comparing two cities.

Toronto pays 805% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $6.00 in Ratlam for a mid-range dinner for two. Groceries echo the gap at $343 vs $95.0 per month, with Ratlam cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Ratlam

🕒 Local time

15:09 3:09 PM

00:39 12:39 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

100,000

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Ratlam 12,120 km ≈ 16 h nonstop flight

From you

Toronto
Ratlam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Ratlam: Cost of Living - Frequently Asked Questions

Toronto and Ratlam differ by about 724% in total monthly costs ($2,610 vs $317 including rent). Ratlam is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 805% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,631 in Toronto versus $121 in Ratlam. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 260% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,610 per month in Toronto versus $317 in Ratlam – a 724% gap that adds up to real savings over time for anyone picking the cheaper option.

At $317 in Ratlam versus $2,610 in Toronto, a $2,000 budget is realistic in Ratlam but tight or insufficient in Toronto. The gap between the two cities makes Ratlam the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Ratlam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ratlam gentler on the wallet – expenses run 724% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.