Last update: Oct 2026

Cost of Living Comparison Between Toronto and Pune

For one person, living is cheaper in Pune: $539 a month against $2,530 in Toronto, rent and utilities included – about $23,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
27

Cost of Living Index in Pune
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Pune Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Pune

🇮🇳 India

$539

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Pune

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Pune actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $539 in Pune, rent included.

Toronto $2,530
Pune $539

A couple spends around $3,646 per month in Toronto vs $895 in Pune, rent included.

Toronto $3,646
Pune $895

A family of three spends $4,761 per month in Toronto vs $1,252 in Pune, rent included.

Toronto $4,761
Pune $1,252

Toronto costs about 370% more than Pune, and outside of rent the biggest gap is in groceries.

Toronto sits 89% above the global median, while Pune is 60% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.67 CA$25.19

$4.17 ₹403

323.74%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$17.42 ₹1,686

344.20%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$5.21 ₹504

100.96%

Cappuccino

$4.08 CA$5.81

$2.10 ₹203

94.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$0.48 ₹46.01

341.67%

Water (0.33 liter bottle)

$1.76 CA$2.51

$0.17 ₹16.06

935.29%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$2.82 ₹273

118.79%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$4.27 ₹414

61.36%

Milk (1 liter)

$2.43 CA$3.46

$0.72 ₹70.0

237.50%

White Bread (500g)

$2.75 CA$3.92

$0.57 ₹54.7

382.46%

Rice (white) (1kg)

$2.23 CA$3.18

$0.71 ₹68.3

214.08%

Eggs

$3.45 CA$4.91

$1.06 ₹103

225.47%

Local Cheese (1kg)

$8.93 CA$12.73

$6.21 ₹601

43.80%

Chicken Fillets (1kg)

$11.44 CA$16.31

$3.24 ₹313

253.09%

Beef Round Steak (1kg)

$14.61 CA$20.83

Apples (1kg)

$3.75 CA$5.34

$2.79 ₹270

34.41%

Banana (1kg)

$1.15 CA$1.64

$0.73 ₹70.8

57.53%

Oranges (1kg)

$3.55 CA$5.06

$1.80 ₹174

97.22%

Tomato (1kg)

$4.28 CA$6.10

$0.47 ₹45.61

810.64%

Potato (1kg)

$1.85 CA$2.63

$0.42 ₹40.24

340.48%

Onion (1kg)

$1.67 CA$2.38

$0.46 ₹44.98

263.04%

Lettuce (1 head)

$2.22 CA$3.16

$0.61 ₹59.3

263.93%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.30 ₹29.02

303.33%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$5.00 ₹484

177.60%

Wine (Bottle)

$14.25 CA$20.31

$6.35 ₹614

124.41%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$2.15 ₹208

2.33%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$2.87 ₹278

-15.68%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.75 ₹556

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.44 ₹42.60

450.00%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$15.79 ₹1,528

601.33%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$0.41 ₹39.51

607.32%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$0.25 ₹24.12

404.00%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$2.14 ₹207

929.44%

Gasoline (1 liter)

$1.22 CA$1.74

$1.08 ₹105

12.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$13.5K ₹1.3M

104.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$20.0K ₹1.9M

-0.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$39.33 ₹3,807

209.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$3.80 ₹368

742.89%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$7.64 ₹739

527.23%

Gym Membership (Monthly)

$38.90 CA$55.5

$20.84 ₹2,017

86.66%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$6.89 ₹667

237.30%

Cinema Ticket

$12.61 CA$17.97

$5.11 ₹494

146.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$129 ₹12.5K

547.48%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$2,273 ₹220.0K

926.77%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$28.83 ₹2,790

82.45%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$26.23 ₹2,538

53.49%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$49.74 ₹4,814

93.41%

Men's Leather Business Shoes

$123 CA$175

$37.37 ₹3,617

228.98%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$257 ₹24.9K

521.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$164 ₹15.9K

775.34%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$660 ₹63.9K

302.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$402 ₹38.9K

421.74%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$2,189 ₹211.8K

267.05%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$982 ₹95.1K

567.58%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$1,166 ₹112.8K

221.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.69

-48.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Pune: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Pune

$164 29.9% 88.6% $1.3K

Groceries & Markets

Toronto

$340 13.1%

Pune

$120 21.9% 64.7% $220

Eating Out

Toronto

$282 10.9%

Pune

$99 18.1% 64.8% $183

Monthly Utilities & Internet

Toronto

$202 7.8%

Pune

$51 9.3% 74.8% $151

Clothing & Footwear

Toronto

$140 5.4%

Pune

$64 11.7% 54.4% $76

Getting Around

Toronto

$130 5%

Pune

$19 3.5% 85.2% $110

Sport & Entertainment

Toronto

$64 2.5%

Pune

$31 5.7% 51.6% $33

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $257 in Pune. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 221% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Toronto versus $17.00 in Pune. Monthly groceries follow the same trend: $340 vs $120 – making Pune the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇮🇳 Pune

🕒 Local time

03:01 3:01 AM

12:31 12:31 PM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

3,115,431

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Pune 12,580 km ≈ 16 h nonstop flight

From you

Toronto
Pune

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Pune: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,530 in Toronto, $539 in Pune – roughly 370% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,795 per month in Toronto and $808 in Pune. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pune, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,530 in Toronto and $539 in Pune. That's a gap of about 370%.

Public transport costs about 601% less in Pune. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Pune, where all-in costs run around $539, than in Toronto at $2,530. In Pune it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

It depends on your priorities. Pune has an edge in some lifestyle areas, with costs from $539 in Pune to $2,530 in Toronto. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Pune. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.