Last update: Oct 2026

Cost of Living Comparison Between Toronto and Ogden, UT

For one person, living is cheaper in Ogden, UT: $2,375 a month against $2,561 in Toronto, rent and utilities included – about $2,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
116

Cost of Living Index in Ogden, UT
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Ogden, UT Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Ogden, UT

🇺🇸 United States

$2,375

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Ogden, UT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Ogden, UT actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $2,375 in Ogden, UT.

Toronto $2,561
Ogden, UT $2,375

Estimated couple costs with rent: $3,694 in Toronto versus $3,378 in Ogden, UT.

Toronto $3,694
Ogden, UT $3,378

Monthly costs for a family of three with rent: $4,826 in Toronto versus $4,380 in Ogden, UT.

Toronto $4,826
Ogden, UT $4,380

Living in Toronto is roughly 8% more expensive than in Ogden, UT, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 90% above, Ogden, UT 76% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$14.12 $14.12

21.67%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$60.6 $60.6

25.30%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$10.02 $10.02

5.19%

Cappuccino

$4.02 CA$5.68

$5.07 $5.07

-20.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.27 $2.27

-6.61%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.71 $1.71

2.34%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$5.90 $5.90

5.76%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$7.89 $7.89

-10.14%

Milk (1 liter)

$2.44 CA$3.45

$0.89 $0.89

174.16%

White Bread (500g)

$2.68 CA$3.78

$2.84 $2.84

-5.63%

Rice (white) (1kg)

$2.24 CA$3.17

$3.39 $3.39

-33.92%

Eggs

$3.56 CA$5.03

$4.06 $4.06

-12.32%

Local Cheese (1kg)

$9.09 CA$12.85

$9.65 $9.65

-5.80%

Chicken Fillets (1kg)

$11.33 CA$16.01

$8.35 $8.35

35.69%

Beef Round Steak (1kg)

$14.53 CA$20.55

$13.18 $13.18

10.24%

Apples (1kg)

$3.62 CA$5.12

$4.16 $4.16

-12.98%

Banana (1kg)

$1.21 CA$1.72

$1.39 $1.39

-12.95%

Oranges (1kg)

$3.60 CA$5.09

$2.92 $2.92

23.29%

Tomato (1kg)

$4.21 CA$5.96

$3.26 $3.26

29.14%

Potato (1kg)

$1.79 CA$2.53

$1.65 $1.65

8.48%

Onion (1kg)

$1.59 CA$2.25

$2.06 $2.06

-22.82%

Lettuce (1 head)

$2.27 CA$3.21

$1.84 $1.84

23.37%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.85 $1.85

-32.43%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$7.96 $7.96

73.62%

Wine (Bottle)

$14.27 CA$20.18

$14.39 $14.39

-0.83%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.77 $1.77

24.29%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.10 $2.10

15.71%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$2.43 $2.43

-1.65%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$85.2 $85.2

30.20%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.56 $2.56

13.67%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$2.35 $2.35

-48.94%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$24.82 $24.82

-13.86%

Gasoline (1 liter)

$1.21 CA$1.71

$1.08 $1.08

12.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$36.2K $36.2K

-22.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$24.8K $24.8K

-18.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$198 $198

-39.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$40.42 $40.42

-20.19%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$61.1 $61.1

-21.55%

Gym Membership (Monthly)

$38.48 CA$54.4

$19.87 $19.87

93.66%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$14.97 $14.97

-17.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,322 $1,322

-37.20%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$20.4K $20.4K

13.12%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$39.67 $39.67

27.83%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$45.60 $45.60

-12.24%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$111 $111

-11.69%

Men's Leather Business Shoes

$121 CA$171

$106 $106

13.30%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,333 $1,333

19.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,201 $1,201

17.47%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,223 $2,223

20.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,866 $1,866

15.31%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$2,487 $2,487

219.50%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$2,515 $2,515

160.14%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$3,313 $3,313

12.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.46

-30.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Ogden, UT: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Ogden, UT

$1.2K 50.6% 14.9% $210

Groceries & Markets

Toronto

$340 13.3%

Ogden, UT

$315 13.3% 7.3% $25

Eating Out

Toronto

$278 10.9%

Ogden, UT

$265 11.2% 4.7% $13

Monthly Utilities & Internet

Toronto

$201 7.8%

Ogden, UT

$299 12.6% 49.2% $99

Clothing & Footwear

Toronto

$139 5.4%

Ogden, UT

$136 5.7% 2.2% $3

Getting Around

Toronto

$129 5.1%

Ogden, UT

$109 4.6% 15.6% $20

Sport & Entertainment

Toronto

$63 2.5%

Ogden, UT

$50 2.1% 21.2% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $1,333 in Ogden, UT. Housing cost is often the main lever when comparing two cities.

Toronto pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $61.0 in Ogden, UT for a mid-range dinner for two. Groceries echo the gap at $340 vs $315 per month, with Ogden, UT cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Ogden, UT

🕒 Local time

10:42 10:42 AM

08:42 8:42 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

87,321

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to CAD in detail →

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Between locations

Toronto Ogden, UT 2,670 km ≈ 3 h 45 min nonstop flight

From you

Toronto
Ogden, UT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Ogden, UT: Cost of Living - Frequently Asked Questions

Ogden, UT is cheaper overall, especially in groceries, eating out, and clothing. The 8% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 12% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $1,333 in Ogden, UT. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,561 per month in Toronto versus $2,375 in Ogden, UT – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ogden, UT runs roughly 30% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,375 in Ogden, UT versus $2,561 in Toronto, a $2,500 budget is realistic in Ogden, UT but tight or insufficient in Toronto. The gap between the two cities makes Ogden, UT the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ogden, UT gentler on the wallet – expenses run 8% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.