Last update: Oct 2026

Cost of Living Comparison Between Toronto and O'Fallon, MO

For one person, living is cheaper in O'Fallon, MO: $2,381 a month against $2,610 in Toronto, rent and utilities included – about $2,700 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
115

Cost of Living Index in O'Fallon, MO
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O'Fallon, MO Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

O'Fallon, MO

🇺🇸 United States

$2,381

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in O'Fallon, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in O'Fallon, MO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,381 in O'Fallon, MO.

Toronto $2,610
O'Fallon, MO $2,381

Estimated couple costs with rent: $3,727 in Toronto versus $3,305 in O'Fallon, MO.

Toronto $3,727
O'Fallon, MO $3,305

Monthly costs for a family of three with rent: $4,844 in Toronto versus $4,229 in O'Fallon, MO.

Toronto $4,844
O'Fallon, MO $4,229

Living in Toronto is roughly 10% more expensive than in O'Fallon, MO, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, O'Fallon, MO 76% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$20.03 $20.03

-12.18%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$60.5 $60.5

30.35%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$9.30 $9.30

15.38%

Cappuccino

$4.09 CA$5.78

$3.40 $3.40

20.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.29 $2.29

-8.30%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.53 $1.53

12.42%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$2.45 $2.45

159.59%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$3.56 $3.56

98.88%

Milk (1 liter)

$2.54 CA$3.59

$0.93 $0.93

173.12%

White Bread (500g)

$2.72 CA$3.85

$3.35 $3.35

-18.81%

Rice (white) (1kg)

$2.18 CA$3.09

$2.19 $2.19

-0.46%

Eggs

$3.63 CA$5.13

$2.99 $2.99

21.40%

Local Cheese (1kg)

$9.46 CA$13.37

$7.32 $7.32

29.23%

Chicken Fillets (1kg)

$11.54 CA$16.32

$8.67 $8.67

33.10%

Beef Round Steak (1kg)

$14.37 CA$20.32

$13.06 $13.06

10.03%

Apples (1kg)

$3.70 CA$5.23

$4.48 $4.48

-17.41%

Banana (1kg)

$1.19 CA$1.68

$1.08 $1.08

10.19%

Oranges (1kg)

$3.46 CA$4.90

$2.99 $2.99

15.72%

Tomato (1kg)

$4.22 CA$5.97

$4.48 $4.48

-5.80%

Potato (1kg)

$1.79 CA$2.52

$1.70 $1.70

5.29%

Onion (1kg)

$1.65 CA$2.33

$2.35 $2.35

-29.79%

Lettuce (1 head)

$2.20 CA$3.11

$1.68 $1.68

30.95%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.97 $1.97

-36.04%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$6.05 $6.05

130.91%

Wine (Bottle)

$14.20 CA$20.07

$8.30 $8.30

71.08%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.85 $1.85

21.62%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.22 $2.22

13.96%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$217 $217

-48.64%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.93 $2.93

4.44%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.41 $1.41

-13.48%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$36.45 $36.45

-40.49%

Gasoline (1 liter)

$1.21 CA$1.72

$1.02 $1.02

18.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$24.2K $24.2K

8.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$24.2K $24.2K

-12.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$123 $123

-3.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$58.5 $58.5

-44.96%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$70.7 $70.7

-30.87%

Gym Membership (Monthly)

$39.34 CA$55.6

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$10.06 $10.06

25.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$768 $768

8.28%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$20.3K $20.3K

16.28%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$54.1 $54.1

-3.31%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$37.31 $37.31

5.71%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$76.7 $76.7

29.11%

Men's Leather Business Shoes

$122 CA$172

$70.2 $70.2

73.76%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,181 $1,181

38.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,208 $1,208

19.86%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,687 $1,687

62.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,641 $1,641

29.73%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,586 $1,586

417.29%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,613 $1,613

323.89%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$5,001 $5,001

-29.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.25

-28.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for O'Fallon, MO: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

O'Fallon, MO

$1.2K 50.8% 16.6% $240

Groceries & Markets

Toronto

$343 13.1%

O'Fallon, MO

$302 12.7% 12% $41

Eating Out

Toronto

$283 10.9%

O'Fallon, MO

$264 11.1% 6.9% $20

Monthly Utilities & Internet

Toronto

$201 7.7%

O'Fallon, MO

$253 10.6% 25.8% $52

Clothing & Footwear

Toronto

$141 5.4%

O'Fallon, MO

$107 4.5% 23.8% $33

Getting Around

Toronto

$130 5%

O'Fallon, MO

$227 * 9.6% 74.8% $97

Sport & Entertainment

Toronto

$65 2.5%

O'Fallon, MO

$20 * 0.9% 68.8% $44

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,181 in O'Fallon, MO. Housing cost is often the main lever when comparing two cities.

O'Fallon, MO pays 42% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $79.0 in Toronto vs $60.0 in O'Fallon, MO for a mid-range dinner for two. Groceries echo the gap at $343 vs $302 per month, with O'Fallon, MO cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 O'Fallon, MO

🕒 Local time

20:58 8:58 PM

19:58 7:58 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

94,074

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto O'Fallon, MO 1,090 km ≈ 1 h 45 min nonstop flight

From you

Toronto
O'Fallon, MO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs O'Fallon, MO: Cost of Living - Frequently Asked Questions

O'Fallon, MO wins on cost – living expenses run 10% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making O'Fallon, MO the obvious pick if budget is a priority.

On paper, salaries run 42% lower in O'Fallon, MO. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,631 in Toronto versus $1,181 in O'Fallon, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $832 in Toronto versus $768 in O'Fallon, MO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 14% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

At $2,381 in O'Fallon, MO versus $2,610 in Toronto, a $2,000 budget is realistic in O'Fallon, MO but tight or insufficient in Toronto. The gap between the two cities makes O'Fallon, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find O'Fallon, MO gentler on the wallet – expenses run 10% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.