Last update: Oct 2026

Cost of Living Comparison Between Toronto and Navi Mumbai

For one person, living is cheaper in Navi Mumbai: $540 a month against $2,530 in Toronto, rent and utilities included – about $23,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
27

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Navi Mumbai

🇮🇳 India

$540

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Navi Mumbai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Navi Mumbai actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $540 in Navi Mumbai, rent included.

Toronto $2,530
Navi Mumbai $540

A couple spends around $3,646 per month in Toronto vs $864 in Navi Mumbai, rent included.

Toronto $3,646
Navi Mumbai $864

A family of three spends $4,761 per month in Toronto vs $1,188 in Navi Mumbai, rent included.

Toronto $4,761
Navi Mumbai $1,188

Toronto costs about 369% more than Navi Mumbai, and outside of rent the biggest gap is in eating out.

Toronto sits 89% above the global median, while Navi Mumbai is 60% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.67 CA$25.19

$2.37 ₹229

645.57%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$14.76 ₹1,428

424.25%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$3.03 ₹293

245.54%

Cappuccino

$4.08 CA$5.81

$1.64 ₹159

148.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$0.45 ₹43.30

371.11%

Water (0.33 liter bottle)

$1.76 CA$2.51

$0.13 ₹12.73

1253.85%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$2.10 ₹203

193.81%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$3.13 ₹303

120.13%

Milk (1 liter)

$2.43 CA$3.46

$0.62 ₹60.0

291.94%

White Bread (500g)

$2.75 CA$3.92

$0.47 ₹45.55

485.11%

Rice (white) (1kg)

$2.23 CA$3.18

$0.59 ₹57.3

277.97%

Eggs

$3.45 CA$4.91

$0.94 ₹91.5

267.02%

Local Cheese (1kg)

$8.93 CA$12.73

$10.76 ₹1,041

-17.01%

Chicken Fillets (1kg)

$11.44 CA$16.31

$3.48 ₹336

228.74%

Beef Round Steak (1kg)

$14.61 CA$20.83

Apples (1kg)

$3.75 CA$5.34

$2.07 ₹200

81.16%

Banana (1kg)

$1.15 CA$1.64

$0.92 ₹89.0

25.00%

Oranges (1kg)

$3.55 CA$5.06

$1.04 ₹100

241.35%

Tomato (1kg)

$4.28 CA$6.10

$0.69 ₹66.8

520.29%

Potato (1kg)

$1.85 CA$2.63

$0.51 ₹49.61

262.75%

Onion (1kg)

$1.67 CA$2.38

$0.53 ₹51.5

215.09%

Lettuce (1 head)

$2.22 CA$3.16

$0.43 ₹41.62

416.28%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.40 ₹38.78

202.50%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$4.89 ₹474

183.84%

Wine (Bottle)

$14.25 CA$20.31

$7.23 ₹700

97.10%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.73 ₹167

27.17%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$2.73 ₹264

-11.36%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.57 ₹539

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.16 ₹15.27

1412.50%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$5.22 ₹505

2021.46%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$0.28 ₹27.09

935.71%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$0.30 ₹28.61

320.00%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$0.91 ₹88.1

2320.88%

Gasoline (1 liter)

$1.22 CA$1.74

$1.07 ₹103

14.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$9,865 ₹954.7K

180.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$16.3K ₹1.6M

21.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$48.32 ₹4,677

152.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$4.59 ₹445

597.82%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$7.55 ₹730

534.70%

Gym Membership (Monthly)

$38.90 CA$55.5

$17.54 ₹1,697

121.78%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$9.21 ₹891

152.33%

Cinema Ticket

$12.61 CA$17.97

$4.29 ₹415

193.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$111 ₹10.7K

651.86%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$1,395 ₹135.0K

1572.88%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$20.18 ₹1,953

160.65%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$18.94 ₹1,833

112.57%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$43.07 ₹4,168

123.36%

Men's Leather Business Shoes

$123 CA$175

$38.35 ₹3,712

220.57%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$287 ₹27.8K

456.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$205 ₹19.9K

599.07%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$725 ₹70.1K

266.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$433 ₹41.9K

384.17%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$1,578 ₹152.7K

409.01%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$1,434 ₹138.8K

357.27%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$693 ₹67.0K

440.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

9.16

-51.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Navi Mumbai: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Navi Mumbai

$205 37.4% 85.7% $1.2K

Groceries & Markets

Toronto

$340 13.1%

Navi Mumbai

$128 23.3% 62.4% $212

Eating Out

Toronto

$282 10.9%

Navi Mumbai

$67 12.2% 76.3% $215

Monthly Utilities & Internet

Toronto

$202 7.8%

Navi Mumbai

$60 11% 70% $141

Clothing & Footwear

Toronto

$140 5.4%

Navi Mumbai

$54 9.9% 61.4% $86

Getting Around

Toronto

$130 5%

Navi Mumbai

$7.6 1.4% 94.1% $122

Sport & Entertainment

Toronto

$64 2.5%

Navi Mumbai

$26 4.8% 59.3% $38

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $287 in Navi Mumbai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 440% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Toronto versus $15.00 in Navi Mumbai. Monthly groceries follow the same trend: $340 vs $128 – making Navi Mumbai the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇮🇳 Navi Mumbai

🕒 Local time

04:39 4:39 AM

14:09 2:09 PM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

1,120,547

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Navi Mumbai 12,500 km ≈ 16 h nonstop flight

From you

Toronto
Navi Mumbai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Toronto costs about 369% more than Navi Mumbai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,795 per month in Toronto and $809 in Navi Mumbai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 2021% less in Navi Mumbai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $834 per month in Toronto and $111 in Navi Mumbai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Navi Mumbai, where all-in costs run around $540, than in Toronto at $2,530. In Navi Mumbai it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $540 versus $2,530 in Toronto. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Navi Mumbai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.