Last update: Oct 2026

Cost of Living Comparison Between Toronto and Nagpur

For one person, living is cheaper in Nagpur: $564 a month against $2,530 in Toronto, rent and utilities included – about $23,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
27

Cost of Living Index in Nagpur
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Nagpur Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Nagpur

🇮🇳 India

$564

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Nagpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Nagpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $564 in Nagpur.

Toronto $2,530
Nagpur $564

Estimated couple costs with rent: $3,646 in Toronto versus $838 in Nagpur.

Toronto $3,646
Nagpur $838

Monthly costs for a family of three with rent: $4,761 in Toronto versus $1,112 in Nagpur.

Toronto $4,761
Nagpur $1,112

Living in Toronto is roughly 348% more expensive than in Nagpur, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 89% above, Nagpur is 58% below.

Meal at Budget Restaurant

$17.67 CA$25.19

$3.02 ₹292

485.10%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$10.18 ₹985

660.12%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$5.29 ₹512

97.92%

Cappuccino

$4.08 CA$5.81

$2.04 ₹197

100.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$0.43 ₹41.80

393.02%

Water (0.33 liter bottle)

$1.76 CA$2.51

$0.22 ₹21.32

700.00%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$2.57 ₹248

140.08%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$2.94 ₹285

134.35%

Milk (1 liter)

$2.43 CA$3.46

$0.61 ₹59.3

298.36%

White Bread (500g)

$2.75 CA$3.92

$0.37 ₹35.91

643.24%

Rice (white) (1kg)

$2.23 CA$3.18

$0.61 ₹59.5

265.57%

Eggs

$3.45 CA$4.91

$0.95 ₹91.7

263.16%

Local Cheese (1kg)

$8.93 CA$12.73

$4.52 ₹438

97.57%

Chicken Fillets (1kg)

$11.44 CA$16.31

$2.72 ₹264

320.59%

Beef Round Steak (1kg)

$14.61 CA$20.83

Apples (1kg)

$3.75 CA$5.34

$2.29 ₹222

63.76%

Banana (1kg)

$1.15 CA$1.64

$0.60 ₹58.0

91.67%

Oranges (1kg)

$3.55 CA$5.06

$0.87 ₹84.5

308.05%

Tomato (1kg)

$4.28 CA$6.10

$0.46 ₹44.50

830.43%

Potato (1kg)

$1.85 CA$2.63

$0.35 ₹33.64

428.57%

Onion (1kg)

$1.67 CA$2.38

$0.47 ₹45.92

255.32%

Lettuce (1 head)

$2.22 CA$3.16

$0.40 ₹38.68

455.00%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.31 ₹30.46

290.32%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$4.88 ₹472

184.43%

Wine (Bottle)

$14.25 CA$20.31

$4.72 ₹457

201.91%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$2.11 ₹205

4.27%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$2.74 ₹265

-11.68%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.74 ₹361

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.54 ₹51.8

348.15%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$6.39 ₹618

1633.02%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$1.06 ₹102

173.58%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$0.22 ₹21.32

472.73%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$2.12 ₹205

939.15%

Gasoline (1 liter)

$1.22 CA$1.74

$1.09 ₹106

11.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$12.5K ₹1.2M

120.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$18.3K ₹1.8M

8.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$71.9 ₹6,955

69.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$4.02 ₹389

696.77%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$6.60 ₹639

626.06%

Gym Membership (Monthly)

$38.90 CA$55.5

$30.63 ₹2,965

27.00%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$13.53 ₹1,309

71.77%

Cinema Ticket

$12.61 CA$17.97

$3.36 ₹325

275.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$81.9 ₹7,928

918.02%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$2,738 ₹265.0K

752.32%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$24.55 ₹2,376

114.26%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$31.91 ₹3,089

26.17%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$42.31 ₹4,095

127.37%

Men's Leather Business Shoes

$123 CA$175

$26.76 ₹2,590

359.42%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$267 ₹25.9K

497.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$185 ₹17.9K

675.01%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$473 ₹45.8K

461.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$349 ₹33.8K

500.79%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$1,148 ₹111.1K

599.64%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$528 ₹51.1K

1141.43%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$379 ₹36.7K

887.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.82

-49.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Nagpur: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Nagpur

$185 33.4% 87.1% $1.2K

Groceries & Markets

Toronto

$340 13.1%

Nagpur

$97 17.5% 71.5% $243

Eating Out

Toronto

$282 10.9%

Nagpur

$86 15.5% 69.6% $196

Monthly Utilities & Internet

Toronto

$202 7.8%

Nagpur

$82 14.9% 59.1% $119

Clothing & Footwear

Toronto

$140 5.4%

Nagpur

$56 10.2% 59.8% $84

Getting Around

Toronto

$130 5%

Nagpur

$11 1.9% 91.8% $119

Sport & Entertainment

Toronto

$64 2.5%

Nagpur

$37 6.7% 41.7% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $267 in Nagpur. Housing cost is often the main lever when comparing two cities.

Toronto pays 887% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $10.00 in Nagpur for a mid-range dinner for two. Groceries echo the gap at $340 vs $97.0 per month, with Nagpur cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Nagpur

🕒 Local time

03:19 3:19 AM

12:49 12:49 PM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

2,405,700

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to CAD in detail →

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Between locations

Toronto Nagpur 12,480 km ≈ 16 h nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Nagpur: Cost of Living - Frequently Asked Questions

Toronto and Nagpur differ by about 348% in total monthly costs ($2,530 vs $564 including rent). Nagpur is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 887% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Toronto versus $267 in Nagpur. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nagpur – a meal for two runs $10.00 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,530 per month in Toronto versus $564 in Nagpur – a 348% gap that adds up to real savings over time for anyone picking the cheaper option.

At $564 in Nagpur versus $2,530 in Toronto, a $2,000 budget is realistic in Nagpur but tight or insufficient in Toronto. The gap between the two cities makes Nagpur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Nagpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagpur gentler on the wallet – expenses run 348% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.