Last update: Oct 2026

Cost of Living Comparison Between Toronto and Multan

For one person, living is cheaper in Multan: $532 a month against $2,530 in Toronto, rent and utilities included – about $24,000 less a year. Rent and utilities account for most of the difference.

Toronto
🇨🇦 Canada
$2,530
/mo nomad
Multan
🇵🇰 Pakistan
$532
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Multan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Multan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $532 in Multan.

  • Toronto $2,530
  • Multan $532

Estimated couple costs with rent: $3,646 in Toronto versus $748 in Multan.

  • Toronto $3,646
  • Multan $748

Monthly costs for a family of three with rent: $4,761 in Toronto versus $964 in Multan.

  • Toronto $4,761
  • Multan $964

Living in Toronto is roughly 375% more expensive than in Multan, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 89% above, Multan is 60% below.

Currency
🍽 Eating Out
Toronto
Multan
Difference
Meal at Budget Restaurant
$17.67 CA$25.19
$2.46 PKR 682
618.29%
Three-Course Dinner for Two, Mid-Range
$77.4 CA$110
$10.91 PKR 3,019
609.26%
Fast Food Meal (McDonalds, etc)
$10.47 CA$14.93
$5.50 PKR 1,522
90.36%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$2.77 PKR 766
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$5.13 PKR 1,421
-
Cappuccino
$4.08 CA$5.81
$1.78 PKR 493
129.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.02
$0.28 PKR 77.1
657.14%
Water (0.33 liter bottle)
$1.76 CA$2.51
$0.18 PKR 49.45
877.78%
Local Beer (0.5 liter draught)
$6.17 CA$8.80
-
-
Imported Beer (0.33 liter bottle)
$6.89 CA$9.82
-
-
🛒 Groceries & Markets
Toronto
Multan
Difference
Milk (1 liter)
$2.43 CA$3.46
$0.67 PKR 186
262.69%
White Bread (500g)
$2.75 CA$3.92
$0.55 PKR 151
400.00%
Rice (white) (1kg)
$2.23 CA$3.18
$1.08 PKR 298
106.48%
Eggs
$3.45 CA$4.91
$1.12 PKR 311
208.04%
Local Cheese (1kg)
$8.93 CA$12.73
$6.65 PKR 1,840
34.29%
Chicken Fillets (1kg)
$11.44 CA$16.31
$2.44 PKR 675
368.85%
Beef Round Steak (1kg)
$14.61 CA$20.83
$4.57 PKR 1,265
219.69%
Apples (1kg)
$3.75 CA$5.34
$0.96 PKR 265
290.63%
Banana (1kg)
$1.15 CA$1.64
$0.50 PKR 138
130.00%
Oranges (1kg)
$3.55 CA$5.06
$0.67 PKR 185
429.85%
Tomato (1kg)
$4.28 CA$6.10
$0.61 PKR 168
601.64%
Potato (1kg)
$1.85 CA$2.63
$0.37 PKR 102
400.00%
Onion (1kg)
$1.67 CA$2.38
$0.46 PKR 127
263.04%
Lettuce (1 head)
$2.22 CA$3.16
$0.46 PKR 127
382.61%
Water (1.5 liter bottle)
$1.21 CA$1.72
$0.34 PKR 94.7
255.88%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.89 PKR 522
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.85 PKR 787
-
Cigarettes 20 Pack (Marlboro, Camel)
$13.88 CA$19.78
$2.19 PKR 605
533.79%
Wine (Bottle)
$14.25 CA$20.31
-
-
Local Beer (0.5 liter bottle)
$2.20 CA$3.13
-
-
Imported Beer (0.33 liter bottle)
$2.42 CA$3.45
-
-
🚌 Getting Around
Toronto
Multan
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.44
$0.17 PKR 47.64
1323.53%
Public Transport Monthly Pass (Regular Price)
$111 CA$158
$7.11 PKR 1,969
1457.52%
Taxi Start (Normal Tariff)
$2.90 CA$4.13
$1.48 PKR 410
95.95%
Taxi (Normal Tariff) (1km)
$1.26 CA$1.80
$0.38 PKR 104
231.58%
Taxi 1hour Waiting (Normal Tariff)
$22.03 CA$31.40
$0.93 PKR 258
2268.82%
Gasoline (1 liter)
$1.22 CA$1.74
$1.15 PKR 317
6.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K CA$39.4K
$25.5K PKR 7.0M
8.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K CA$28.3K
$26.5K PKR 7.3M
-25.12%
🧾 Monthly Utilities & Internet
Toronto
Multan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 CA$174
$145 PKR 40.2K
-16.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.03 CA$45.66
$4.96 PKR 1,373
545.77%
Internet (50+ Mbps, Unlimited Data)
$47.92 CA$68.3
$19.12 PKR 5,292
150.63%
🎉 Sport & Entertainment
Toronto
Multan
Difference
Gym Membership (Monthly)
$38.90 CA$55.5
$24.09 PKR 6,667
61.48%
Tennis Court (1 Hour on Weekend)
$23.24 CA$33.12
$3.52 PKR 974
560.23%
Cinema Ticket
$12.61 CA$17.97
$4.42 PKR 1,223
185.29%
🧸 Childcare & Education
Toronto
Multan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$834 CA$1,189
$41.83 PKR 11.6K
1893.69%
International Primary School, 1 Child (Yearly)
$23.3K CA$33.3K
$1,007 PKR 278.8K
2216.70%
👕👟 Clothing & Footwear
Toronto
Multan
Difference
Jeans (Levis 501 Or Similar)
$52.6 CA$75.0
$17.94 PKR 4,964
193.20%
Summer Dress (H&M, Zara, etc)
$40.26 CA$57.4
$18.89 PKR 5,229
113.13%
Sport Shoes (Adidas, Nike)
$96.2 CA$137
$91.8 PKR 25.4K
4.78%
Men's Leather Business Shoes
$123 CA$175
$26.09 PKR 7,220
371.22%
🏠 Accommodation & Living
Toronto
Multan
Difference
1-bedroom Apartment, City Center (Monthly)
$1,598 CA$2,278
$143 PKR 39.7K
1014.56%
1-bedroom Apartment, Outside City Center (Monthly)
$1,435 CA$2,045
$91.6 PKR 25.3K
1467.11%
3-bedroom Apartment, City Center (Monthly)
$2,657 CA$3,787
$216 PKR 59.7K
1132.18%
3-bedroom Apartment, Outside City Center (Monthly)
$2,096 CA$2,988
$148 PKR 41.1K
1312.09%
Buy Apartment in City Center (m2)
$8,033 CA$11.5K
-
-
Buy Apartment Outside City Center (m2)
$6,557 CA$9,347
-
-
💵 Salaries & Financials
Toronto
Multan
Difference
Average Monthly Net Salary (After Tax)
$3,743 CA$5,335
$184 PKR 50.9K
1933.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
13
-65.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Multan: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Multan
$92 93.6% $1.3K
Groceries & Markets
Toronto
$340
Multan
$88 74% $252
Eating Out
Toronto
$282
Multan
$59 78.9% $222
Monthly Utilities & Internet
Toronto
$202
Multan
$169 16.1% $33
Clothing & Footwear
Toronto
$140
Multan
$70 50.4% $71
Getting Around
Toronto
$130
Multan
$11 91.4% $118
Sport & Entertainment
Toronto
$64
Multan
$33 48.6% $31

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $143 in Multan. Housing cost is often the main lever when comparing two cities.

Toronto pays 1934% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $11.00 in Multan for a mid-range dinner for two. Groceries echo the gap at $340 vs $88.0 per month, with Multan cheaper across the board.

Good to know
🇨🇦 Toronto
🇵🇰 Multan
🕒 Local time
01:22 1:22 AM
10:22 10:22 AM
9 h ahead of Toronto
🌤 Weather
👥 Population
2,731,571
1,871,843
💱 Currency
Exchange rates and currency converter

PKR, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Pakistani Rupee exchange rates as of October 10, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

On the map
Between locations
  • Toronto Multan 11,280 km ≈ 15 h nonstop flight
From you
  • Toronto
  • Multan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Multan: Cost of Living - Frequently Asked Questions
Is Multan cheaper than Toronto?
Multan is cheaper overall, especially in groceries, eating out, and clothing. The 375% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Toronto or Multan?
Average pay runs 1934% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Toronto and Multan?
Rent for a central apartment: $1,598 in Toronto versus $143 in Multan. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $834 in Toronto versus $41.83 in Multan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Toronto and in Multan?
Supermarket bills run roughly 285% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for living in Toronto or in Multan?
At $532 in Multan versus $2,530 in Toronto, a $1,500 budget is realistic in Multan but tight or insufficient in Toronto. The gap between the two cities makes Multan the clear choice for anyone on this budget.
Is it better to live in Toronto or in Multan?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Multan gentler on the wallet – expenses run 375% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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