Last update: Oct 2026

Cost of Living Comparison Between Toronto and Moradabad

For one person, living is cheaper in Moradabad: $332 a month against $2,561 in Toronto, rent and utilities included – about $26,700 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
16

Cost of Living Index in Moradabad
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Moradabad Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Moradabad

🇮🇳 India

$332

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Moradabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Moradabad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $332 in Moradabad.

Toronto $2,561
Moradabad $332

Estimated couple costs with rent: $3,694 in Toronto versus $561 in Moradabad.

Toronto $3,694
Moradabad $561

Monthly costs for a family of three with rent: $4,826 in Toronto versus $790 in Moradabad.

Toronto $4,826
Moradabad $790

Living in Toronto is roughly 672% more expensive than in Moradabad, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Moradabad is 75% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$2.07 ₹197

729.95%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$12.90 ₹1,225

488.91%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$3.08 ₹292

242.21%

Cappuccino

$4.02 CA$5.68

$1.76 ₹167

128.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.42 ₹40.08

404.76%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.18 ₹16.70

872.22%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$2.06 ₹195

202.91%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$1.84 ₹174

285.33%

Milk (1 liter)

$2.44 CA$3.45

$0.71 ₹67.3

243.66%

White Bread (500g)

$2.68 CA$3.78

$0.45 ₹42.47

495.56%

Rice (white) (1kg)

$2.24 CA$3.17

$0.84 ₹79.3

166.67%

Eggs

$3.56 CA$5.03

$0.86 ₹81.5

313.95%

Local Cheese (1kg)

$9.09 CA$12.85

$3.66 ₹348

148.36%

Chicken Fillets (1kg)

$11.33 CA$16.01

$3.26 ₹310

247.55%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

$1.62 ₹154

123.46%

Banana (1kg)

$1.21 CA$1.72

$0.68 ₹64.3

77.94%

Oranges (1kg)

$3.60 CA$5.09

$0.46 ₹43.29

682.61%

Tomato (1kg)

$4.21 CA$5.96

$0.46 ₹43.31

815.22%

Potato (1kg)

$1.79 CA$2.53

$0.29 ₹27.36

517.24%

Onion (1kg)

$1.59 CA$2.25

$0.47 ₹44.70

238.30%

Lettuce (1 head)

$2.27 CA$3.21

$0.32 ₹30.40

609.38%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.27 ₹25.85

362.96%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$5.09 ₹484

171.51%

Wine (Bottle)

$14.27 CA$20.18

$6.33 ₹601

125.43%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.90 ₹181

15.79%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.06 ₹290

-20.59%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.41 ₹324

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.20 ₹18.94

1095.00%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$5.37 ₹510

1965.74%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.18 ₹112

146.61%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.11 ₹10.35

990.91%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$2.11 ₹200

913.27%

Gasoline (1 liter)

$1.21 CA$1.71

$1.11 ₹105

9.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$14.9K ₹1.4M

89.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$22.6K ₹2.1M

-10.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$33.00 ₹3,133

264.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$4.40 ₹418

633.18%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$7.94 ₹753

503.65%

Gym Membership (Monthly)

$38.48 CA$54.4

$12.72 ₹1,208

202.52%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$10.44 ₹991

119.92%

Cinema Ticket

$12.38 CA$17.50

$2.68 ₹255

361.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$53.1 ₹5,045

1462.11%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$1,369 ₹130.0K

1586.42%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$20.67 ₹1,962

145.33%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$28.17 ₹2,675

42.07%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$30.82 ₹2,927

217.88%

Men's Leather Business Shoes

$121 CA$171

$34.57 ₹3,282

249.00%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$76.1 ₹7,223

1993.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$48.98 ₹4,650

2779.44%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$159 ₹15.1K

1574.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$170 ₹16.1K

1165.56%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$986 ₹93.6K

705.90%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$624 ₹59.3K

948.33%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$344 ₹32.6K

984.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

7.27

-38.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Moradabad: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Moradabad

$49 14.8% 96.5% $1.4K

Groceries & Markets

Toronto

$340 13.3%

Moradabad

$97 29.1% 71.6% $243

Eating Out

Toronto

$278 10.9%

Moradabad

$63 19.1% 77.3% $215

Monthly Utilities & Internet

Toronto

$201 7.8%

Moradabad

$45 13.7% 77.4% $155

Clothing & Footwear

Toronto

$139 5.4%

Moradabad

$51 15.5% 63.1% $88

Getting Around

Toronto

$129 5.1%

Moradabad

$7.9 2.4% 93.9% $122

Sport & Entertainment

Toronto

$63 2.5%

Moradabad

$18 5.5% 71.4% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $76.1 in Moradabad. Housing cost is often the main lever when comparing two cities.

Toronto pays 984% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $13.00 in Moradabad for a mid-range dinner for two. Groceries echo the gap at $340 vs $97.0 per month, with Moradabad cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Moradabad

🕒 Local time

07:07 7:07 AM

16:37 4:37 PM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

721,139

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Moradabad 11,650 km ≈ 15 h nonstop flight

From you

Toronto
Moradabad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Moradabad: Cost of Living - Frequently Asked Questions

Toronto and Moradabad differ by about 672% in total monthly costs ($2,561 vs $332 including rent). Moradabad is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 984% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $76.1 in Moradabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Moradabad – a meal for two runs $13.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,561 per month in Toronto versus $332 in Moradabad – a 672% gap that adds up to real savings over time for anyone picking the cheaper option.

At $332 in Moradabad versus $2,561 in Toronto, a $2,000 budget is realistic in Moradabad but tight or insufficient in Toronto. The gap between the two cities makes Moradabad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Moradabad gentler on the wallet – expenses run 672% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.