Cost of Living Comparison Between Toronto and Montreal Cost of Living Comparison Between Toronto and Montreal

๐Ÿ˜ Solo nomad: Toronto is 8.5% more expensive than Montreal without rent, and 34.2% more expensive with rent.
๐Ÿ˜ Family of 3: Toronto is 8.4% more expensive than Montreal without rent, and 27.4% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Toronto
Montreal
Difference
Meal at Budget Restaurant
$18.50 CA$25.34
$16.03 CA$21.97
15.41%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$114
$72.9 CA$99.9
13.76%
Fast Food Meal (McDonalds, etc)
$11.00 CA$15.07
$11.17 CA$15.31
-1.52%
Cappuccino
$3.93 CA$5.39
$3.84 CA$5.26
2.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.90
$2.10 CA$2.88
0.48%
Water (0.33 liter bottle)
$1.64 CA$2.25
$1.51 CA$2.07
8.61%
Local Beer (0.5 liter draught)
$5.92 CA$8.11
$6.25 CA$8.56
-5.28%
Imported Beer (0.33 liter bottle)
$6.49 CA$8.90
$6.77 CA$9.27
-4.14%
๐Ÿ›’ Groceries & Markets
Toronto
Montreal
Difference
Milk (1 liter)
$2.72 CA$3.72
$2.28 CA$3.12
19.30%
White Bread (500g)
$2.86 CA$3.92
$3.29 CA$4.50
-13.07%
Rice (white) (1kg)
$3.60 CA$4.93
$3.72 CA$5.09
-3.23%
Eggs
$3.61 CA$4.95
$3.34 CA$4.57
8.08%
Local Cheese (1kg)
$13.35 CA$18.29
$16.17 CA$22.15
-17.44%
Chicken Fillets (1kg)
$13.14 CA$18.01
$11.60 CA$15.89
13.28%
Beef Round Steak (1kg)
$16.87 CA$23.11
$15.50 CA$21.23
8.84%
Apples (1kg)
$4.17 CA$5.72
$3.67 CA$5.02
13.62%
Banana (1kg)
$1.16 CA$1.59
$1.71 CA$2.34
-32.16%
Oranges (1kg)
$3.24 CA$4.44
$3.91 CA$5.36
-17.14%
Tomato (1kg)
$4.03 CA$5.52
$4.31 CA$5.91
-6.50%
Potato (1kg)
$2.54 CA$3.49
$2.77 CA$3.80
-8.30%
Onion (1kg)
$2.92 CA$4.00
$2.67 CA$3.65
9.36%
Lettuce (1 head)
$2.46 CA$3.37
$2.26 CA$3.09
8.85%
Water (1.5 liter bottle)
$1.97 CA$2.70
$1.70 CA$2.33
15.88%
Cigarettes 20 Pack (Marlboro, Camel)
$15.02 CA$20.57
$13.13 CA$17.99
14.39%
Wine (Bottle)
$13.76 CA$18.86
$11.06 CA$15.15
24.41%
Local Beer (0.5 liter bottle)
$2.67 CA$3.66
$3.02 CA$4.13
-11.59%
Imported Beer (0.33 liter bottle)
$3.19 CA$4.37
$3.43 CA$4.70
-7.00%
๐ŸšŒ Getting Around
Toronto
Montreal
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.31
$2.68 CA$3.67
-9.70%
Public Transport Monthly Pass (Regular Price)
$113 CA$155
$74.2 CA$102
52.14%
Taxi Start (Normal Tariff)
$3.73 CA$5.11
$3.64 CA$4.98
2.47%
Taxi (Normal Tariff) (1km)
$1.42 CA$1.94
$1.38 CA$1.90
2.90%
Taxi 1hour Waiting (Normal Tariff)
$25.91 CA$35.50
$33.85 CA$46.37
-23.46%
Gasoline (1 liter)
$1.09 CA$1.50
$1.21 CA$1.66
-9.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K CA$34.1K
$25.4K CA$34.8K
-1.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K CA$29.2K
$21.8K CA$29.9K
-2.25%
๐Ÿงพ Monthly Utilities & Internet
Toronto
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 CA$160
$74.1 CA$101
57.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.93 CA$52.0
$36.68 CA$50.3
3.41%
Internet (50+ Mbps, Unlimited Data)
$53.3 CA$73.0
$44.38 CA$60.8
20.01%
๐ŸŽ‰ Sport & Entertainment
Toronto
Montreal
Difference
Gym Membership (Monthly)
$56.4 CA$77.3
$42.45 CA$58.2
32.84%
Tennis Court (1 Hour on Weekend)
$21.08 CA$28.87
$16.85 CA$23.09
25.10%
Cinema Ticket
$11.98 CA$16.41
$10.87 CA$14.89
10.21%
๐Ÿงธ Childcare & Education
Toronto
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,126 CA$1,543
$618 CA$847
82.24%
International Primary School, 1 Child (Yearly)
$18.5K CA$25.3K
$5,952 CA$8,155
210.22%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toronto
Montreal
Difference
Jeans (Levis 501 Or Similar)
$58.4 CA$80.1
$63.1 CA$86.4
-7.39%
Summer Dress (H&M, Zara, etc)
$39.18 CA$53.7
$44.52 CA$61.0
-11.99%
Sport Shoes (Adidas, Nike)
$89.2 CA$122
$101 CA$138
-11.67%
Men's Leather Business Shoes
$117 CA$160
$123 CA$168
-4.99%
๐Ÿ  Accommodation & Living
Toronto
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$1,787 CA$2,448
$1,196 CA$1,639
49.36%
1-bedroom Apartment, Outside City Center (Monthly)
$1,560 CA$2,137
$971 CA$1,330
60.62%
3-bedroom Apartment, City Center (Monthly)
$2,987 CA$4,093
$2,040 CA$2,795
46.42%
3-bedroom Apartment, Outside City Center (Monthly)
$2,445 CA$3,350
$1,595 CA$2,185
53.36%
Buy Apartment in City Center (m2)
$8,834 CA$12.1K
$5,204 CA$7,129
69.77%
Buy Apartment Outside City Center (m2)
$6,835 CA$9,365
$3,996 CA$5,475
71.04%
๐Ÿ’ต Salaries & Financials
Toronto
Montreal
Difference
Average Monthly Net Salary (After Tax)
$3,638 CA$4,984
$3,060 CA$4,192
18.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
5.01
2.99%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toronto: March 3, 2026

Last update for Montreal: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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