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Cost of Living Comparison Between Toronto and Montreal Cost of Living Comparison Between Toronto and Montreal

๐Ÿ˜ Solo nomad: Toronto is 9.7% more expensive than Montreal without rent, and 34.4% more expensive with rent.
๐Ÿ˜ Family of 3: Toronto is 4.6% more expensive than Montreal without rent, and 28.8% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Toronto
Montreal
Difference
Meal at Budget Restaurant
$18.97 CA$26.37
$16.33 CA$22.70
16.17%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$115
$72.4 CA$101
14.48%
Fast Food Meal (McDonalds, etc)
$11.12 CA$15.45
$11.12 CA$15.45
-
Cappuccino
$3.98 CA$5.54
$3.67 CA$5.10
8.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.93
$2.09 CA$2.90
0.96%
Water (0.33 liter bottle)
$1.70 CA$2.37
$1.46 CA$2.03
16.44%
Local Beer (0.5 liter draught)
$5.84 CA$8.12
$6.19 CA$8.60
-5.65%
Imported Beer (0.33 liter bottle)
$6.64 CA$9.23
$6.56 CA$9.12
1.22%
๐Ÿ›’ Groceries & Markets
Toronto
Montreal
Difference
Milk (1 liter)
$2.80 CA$3.89
$2.31 CA$3.21
21.21%
White Bread (500g)
$2.87 CA$3.99
$3.21 CA$4.46
-10.59%
Rice (white) (1kg)
$3.68 CA$5.12
$3.81 CA$5.30
-3.41%
Eggs
$3.47 CA$4.82
$3.35 CA$4.66
3.58%
Local Cheese (1kg)
$13.62 CA$18.93
$15.88 CA$22.07
-14.23%
Chicken Fillets (1kg)
$13.03 CA$18.11
$11.74 CA$16.32
10.99%
Beef Round Steak (1kg)
$16.98 CA$23.60
$15.49 CA$21.53
9.62%
Apples (1kg)
$4.07 CA$5.65
$3.66 CA$5.09
11.20%
Banana (1kg)
$1.18 CA$1.64
$1.63 CA$2.27
-27.61%
Oranges (1kg)
$3.35 CA$4.65
$3.95 CA$5.49
-15.19%
Tomato (1kg)
$3.98 CA$5.53
$4.32 CA$6.00
-7.87%
Potato (1kg)
$2.42 CA$3.37
$2.65 CA$3.68
-8.68%
Onion (1kg)
$2.90 CA$4.03
$2.68 CA$3.73
8.21%
Lettuce (1 head)
$2.45 CA$3.40
$2.28 CA$3.17
7.46%
Water (1.5 liter bottle)
$1.97 CA$2.75
$1.77 CA$2.46
11.30%
Cigarettes 20 Pack (Marlboro, Camel)
$14.49 CA$20.13
$13.38 CA$18.60
8.30%
Wine (Bottle)
$13.12 CA$18.23
$11.38 CA$15.82
15.29%
Local Beer (0.5 liter bottle)
$2.77 CA$3.86
$3.00 CA$4.17
-7.67%
Imported Beer (0.33 liter bottle)
$3.28 CA$4.56
$3.60 CA$5.01
-8.89%
๐ŸšŒ Getting Around
Toronto
Montreal
Difference
One-way Ticket (Public Transport)
$2.50 CA$3.48
$2.82 CA$3.92
-11.35%
Public Transport Monthly Pass (Regular Price)
$117 CA$162
$74.0 CA$103
57.66%
Taxi Start (Normal Tariff)
$3.78 CA$5.25
$3.51 CA$4.88
7.69%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.88
$1.39 CA$1.93
-2.88%
Taxi 1hour Waiting (Normal Tariff)
$25.68 CA$35.70
$34.34 CA$47.74
-25.22%
Gasoline (1 liter)
$1.14 CA$1.59
$1.18 CA$1.64
-3.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K CA$34.9K
$24.8K CA$34.5K
1.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K CA$29.8K
$22.1K CA$30.7K
-3.08%
๐Ÿงพ Monthly Utilities & Internet
Toronto
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$166
$76.1 CA$106
57.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.86 CA$51.2
$36.49 CA$50.7
1.01%
Internet (50+ Mbps, Unlimited Data)
$54.2 CA$75.4
$44.45 CA$61.8
21.98%
๐ŸŽ‰ Sport & Entertainment
Toronto
Montreal
Difference
Gym Membership (Monthly)
$56.5 CA$78.5
$43.54 CA$60.5
29.74%
Tennis Court (1 Hour on Weekend)
$21.02 CA$29.22
$17.02 CA$23.65
23.50%
Cinema Ticket
$11.59 CA$16.11
$11.10 CA$15.43
4.41%
๐Ÿงธ Childcare & Education
Toronto
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,134 CA$1,576
$621 CA$863
82.70%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.6K
$5,880 CA$8,173
213.73%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toronto
Montreal
Difference
Jeans (Levis 501 Or Similar)
$57.0 CA$79.2
$62.6 CA$86.9
-8.89%
Summer Dress (H&M, Zara, etc)
$38.93 CA$54.1
$45.10 CA$62.7
-13.68%
Sport Shoes (Adidas, Nike)
$89.6 CA$124
$102 CA$142
-12.27%
Men's Leather Business Shoes
$116 CA$161
$118 CA$164
-1.59%
๐Ÿ  Accommodation & Living
Toronto
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$1,819 CA$2,528
$1,225 CA$1,702
48.52%
1-bedroom Apartment, Outside City Center (Monthly)
$1,529 CA$2,125
$963 CA$1,339
58.66%
3-bedroom Apartment, City Center (Monthly)
$2,993 CA$4,160
$2,083 CA$2,896
43.65%
3-bedroom Apartment, Outside City Center (Monthly)
$2,444 CA$3,397
$1,593 CA$2,214
53.40%
Buy Apartment in City Center (m2)
$8,696 CA$12.1K
$5,133 CA$7,135
69.42%
Buy Apartment Outside City Center (m2)
$6,744 CA$9,374
$4,160 CA$5,782
62.12%
๐Ÿ’ต Salaries & Financials
Toronto
Montreal
Difference
Average Monthly Net Salary (After Tax)
$3,628 CA$5,043
$2,981 CA$4,144
21.68%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
5.01
2.99%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toronto: January 13, 2026

Last update for Montreal: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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