Cost of Living Comparison Between Toronto and Montreal Cost of Living Comparison Between Toronto and Montreal

๐Ÿ˜ Solo nomad: Toronto is 6% more expensive than Montreal without rent, and 31.7% more expensive with rent.
๐Ÿ˜ Family of 3: Toronto is 9.6% more expensive than Montreal without rent, and 22.7% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Toronto
Montreal
Difference
Meal at Budget Restaurant
$18.44 CA$25.1
$16.33 CA$22.23
12.92%
Three-Course Dinner for Two, Mid-Range
$83.7 CA$114
$73.7 CA$100
13.50%
Fast Food Meal (McDonalds, etc)
$11.24 CA$15.3
$10.99 CA$14.96
2.27%
Cappuccino
$3.93 CA$5.34
$3.82 CA$5.2
2.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.15 CA$2.93
$2.1 CA$2.86
2.38%
Water (0.33 liter bottle)
$1.69 CA$2.3
$1.52 CA$2.07
11.18%
Local Beer (0.5 liter draught)
$5.95 CA$8.1
$5.92 CA$8.05
0.51%
Imported Beer (0.33 liter bottle)
$6.8 CA$9.25
$6.47 CA$8.8
5.10%
๐Ÿ›’ Groceries & Markets
Toronto
Montreal
Difference
Milk (1 liter)
$2.71 CA$3.68
$2.27 CA$3.09
19.38%
White Bread (500g)
$2.72 CA$3.7
$3.36 CA$4.58
-19.05%
Rice (white) (1kg)
$3.64 CA$4.96
$3.66 CA$4.98
-0.55%
Eggs
$3.49 CA$4.75
$3.43 CA$4.67
1.75%
Local Cheese (1kg)
$13.31 CA$18.12
$16.48 CA$22.43
-19.24%
Chicken Fillets (1kg)
$12.9 CA$17.56
$11.61 CA$15.8
11.11%
Beef Round Steak (1kg)
$16.93 CA$23.05
$15.19 CA$20.67
11.45%
Apples (1kg)
$3.97 CA$5.41
$3.61 CA$4.91
9.97%
Banana (1kg)
$1.13 CA$1.54
$1.68 CA$2.28
-32.74%
Oranges (1kg)
$3.39 CA$4.61
$4.12 CA$5.61
-17.72%
Tomato (1kg)
$4.07 CA$5.54
$4.44 CA$6.05
-8.33%
Potato (1kg)
$2.42 CA$3.29
$2.64 CA$3.59
-8.33%
Onion (1kg)
$2.89 CA$3.93
$2.6 CA$3.54
11.15%
Lettuce (1 head)
$2.36 CA$3.21
$2.17 CA$2.96
8.76%
Water (1.5 liter bottle)
$1.98 CA$2.7
$1.78 CA$2.42
11.24%
Cigarettes 20 Pack (Marlboro, Camel)
$14.81 CA$20.16
$13.27 CA$18.06
11.61%
Wine (Bottle)
$12.68 CA$17.26
$12.7 CA$17.29
-0.16%
Local Beer (0.5 liter bottle)
$2.77 CA$3.77
$3.11 CA$4.24
-10.93%
Imported Beer (0.33 liter bottle)
$3.16 CA$4.3
$3.6 CA$4.89
-12.22%
๐ŸšŒ Getting Around
Toronto
Montreal
Difference
One-way Ticket (Public Transport)
$2.53 CA$3.44
$2.69 CA$3.66
-5.95%
Public Transport Monthly Pass (Regular Price)
$116 CA$158
$73.1 CA$99.5
58.86%
Taxi Start (Normal Tariff)
$3.73 CA$5.08
$3.53 CA$4.81
5.67%
Taxi (Normal Tariff) (1km)
$1.34 CA$1.82
$1.4 CA$1.9
-4.29%
Taxi 1hour Waiting (Normal Tariff)
$26.03 CA$35.44
$34.13 CA$46.45
-23.73%
Gasoline (1 liter)
$1.15 CA$1.57
$1.23 CA$1.68
-6.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K CA$33.8K
$25.2K CA$34.3K
-1.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$28.7K
$21.6K CA$29.4K
-2.50%
๐Ÿงพ Monthly Utilities & Internet
Toronto
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$118 CA$160
$75.3 CA$102
56.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.04 CA$51.8
$36.75 CA$50
3.51%
Internet (50+ Mbps, Unlimited Data)
$53.4 CA$72.7
$44.37 CA$60.4
20.42%
๐ŸŽ‰ Sport & Entertainment
Toronto
Montreal
Difference
Gym Membership (Monthly)
$57.2 CA$77.8
$43.45 CA$59.1
31.58%
Tennis Court (1 Hour on Weekend)
$20.67 CA$28.13
$17.07 CA$23.24
21.09%
Cinema Ticket
$11.92 CA$16.23
$11.17 CA$15.2
6.71%
๐Ÿงธ Childcare & Education
Toronto
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,155 CA$1,572
$621 CA$845
85.99%
International Primary School, 1 Child (Yearly)
$17.9K CA$24.4K
$5,850 CA$7,963
206.14%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toronto
Montreal
Difference
Jeans (Levis 501 Or Similar)
$58.6 CA$79.8
$62.9 CA$85.6
-6.73%
Summer Dress (H&M, Zara, etc)
$39.24 CA$53.4
$45.2 CA$61.5
-13.19%
Sport Shoes (Adidas, Nike)
$88.1 CA$120
$103 CA$140
-14.39%
Men's Leather Business Shoes
$114 CA$155
$122 CA$166
-6.24%
๐Ÿ  Accommodation & Living
Toronto
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$1,805 CA$2,456
$1,197 CA$1,629
50.77%
1-bedroom Apartment, Outside City Center (Monthly)
$1,522 CA$2,072
$944 CA$1,285
61.21%
3-bedroom Apartment, City Center (Monthly)
$2,963 CA$4,033
$2,069 CA$2,816
43.20%
3-bedroom Apartment, Outside City Center (Monthly)
$2,466 CA$3,357
$1,558 CA$2,120
58.29%
Buy Apartment in City Center (m2)
$8,787 CA$12K
$6,154 CA$8,377
42.78%
Buy Apartment Outside City Center (m2)
$7,087 CA$9,646
$4,461 CA$6,072
58.86%
๐Ÿ’ต Salaries & Financials
Toronto
Montreal
Difference
Average Monthly Net Salary (After Tax)
$3,391 CA$4,616
$2,940 CA$4,002
15.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
5.01
2.99%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toronto: October 29, 2025

Last update for Montreal: October 29, 2025

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