Last update: Oct 2026

Cost of Living Comparison Between Toronto and Mohali

For one person, living is cheaper in Mohali: $429 a month against $2,561 in Toronto, rent and utilities included – about $25,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
21

Cost of Living Index in Mohali
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Mohali Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Mohali

🇮🇳 India

$429

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Mohali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Mohali actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $429 in Mohali, rent included.

Toronto $2,561
Mohali $429

A couple spends around $3,694 per month in Toronto vs $709 in Mohali, rent included.

Toronto $3,694
Mohali $709

A family of three spends $4,826 per month in Toronto vs $990 in Mohali, rent included.

Toronto $4,826
Mohali $990

Toronto costs about 497% more than Mohali, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Mohali is 68% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$3.18 ₹302

440.25%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$13.38 ₹1,270

467.79%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$3.70 ₹351

184.86%

Cappuccino

$4.02 CA$5.68

$2.34 ₹223

71.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.40 ₹37.83

430.00%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.20 ₹19.32

775.00%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$2.10 ₹200

197.14%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.15 ₹299

125.08%

Milk (1 liter)

$2.44 CA$3.45

$0.69 ₹65.3

253.62%

White Bread (500g)

$2.68 CA$3.78

$0.52 ₹48.98

415.38%

Rice (white) (1kg)

$2.24 CA$3.17

$0.82 ₹78.0

173.17%

Eggs

$3.56 CA$5.03

$0.97 ₹92.4

267.01%

Local Cheese (1kg)

$9.09 CA$12.85

$4.66 ₹443

95.06%

Chicken Fillets (1kg)

$11.33 CA$16.01

$3.37 ₹320

236.20%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

$1.96 ₹186

84.69%

Banana (1kg)

$1.21 CA$1.72

$0.78 ₹74.5

55.13%

Oranges (1kg)

$3.60 CA$5.09

$1.05 ₹99.4

242.86%

Tomato (1kg)

$4.21 CA$5.96

$0.63 ₹59.6

568.25%

Potato (1kg)

$1.79 CA$2.53

$0.28 ₹26.21

539.29%

Onion (1kg)

$1.59 CA$2.25

$0.37 ₹34.72

329.73%

Lettuce (1 head)

$2.27 CA$3.21

$0.62 ₹58.9

266.13%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.30 ₹28.33

316.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$5.13 ₹488

169.40%

Wine (Bottle)

$14.27 CA$20.18

$8.36 ₹794

70.69%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.71 ₹163

28.65%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.65 ₹252

-8.30%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.43 ₹610

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.50 ₹47.57

378.00%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$5.32 ₹505

1985.15%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.08 ₹103

169.44%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.25 ₹23.66

380.00%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$1.61 ₹153

1227.95%

Gasoline (1 liter)

$1.21 CA$1.71

$1.05 ₹99.7

15.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$12.5K ₹1.2M

125.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$20.0K ₹1.9M

1.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$41.88 ₹3,977

187.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$3.88 ₹368

731.44%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$6.76 ₹642

609.02%

Gym Membership (Monthly)

$38.48 CA$54.4

$29.27 ₹2,780

31.47%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$20.65 ₹1,961

11.19%

Cinema Ticket

$12.38 CA$17.50

$3.15 ₹299

293.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$58.3 ₹5,537

1323.34%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$2,258 ₹214.4K

922.71%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$25.05 ₹2,379

102.44%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$28.77 ₹2,732

39.10%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$55.3 ₹5,248

77.29%

Men's Leather Business Shoes

$121 CA$171

$44.28 ₹4,205

172.47%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$122 ₹11.6K

1207.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$68.3 ₹6,485

1965.24%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$321 ₹30.5K

731.24%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$200 ₹19.0K

978.05%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$802 ₹76.1K

891.27%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$439 ₹41.7K

1390.90%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$451 ₹42.9K

725.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.33

-46.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Mohali: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Mohali

$68 15.9% 95.2% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Mohali

$110 25.7% 67.6% $230

Eating Out

Toronto

$278 10.9%

Mohali

$84 19.6% 69.8% $194

Monthly Utilities & Internet

Toronto

$201 7.8%

Mohali

$53 12.2% 73.8% $148

Clothing & Footwear

Toronto

$139 5.4%

Mohali

$69 16.1% 50.4% $70

Getting Around

Toronto

$129 5.1%

Mohali

$9.7 2.3% 92.5% $120

Sport & Entertainment

Toronto

$63 2.5%

Mohali

$36 8.3% 43.7% $28

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $122 in Mohali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 726% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $13.00 in Mohali. Monthly groceries follow the same trend: $340 vs $110 – making Mohali the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇮🇳 Mohali

🕒 Local time

15:23 3:23 PM

00:53 12:53 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

146,213

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

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Toronto Mohali 11,400 km ≈ 15 h nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Mohali: Cost of Living - Frequently Asked Questions

Toronto costs about 497% more than Mohali, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $644 in Mohali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mohali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 1985% less in Mohali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $830 per month in Toronto and $58.3 in Mohali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Mohali, where all-in costs run around $429, than in Toronto at $2,561. In Mohali it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Mohali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mohali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.