Last update: Oct 2026

Cost of Living Comparison Between Toronto and Moga

For one person, living is cheaper in Moga: $331 a month against $2,561 in Toronto, rent and utilities included – about $26,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
16

Cost of Living Index in Moga
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Moga Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Moga

🇮🇳 India

$331

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Moga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Moga actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $331 in Moga, rent included.

Toronto $2,561
Moga $331

A couple spends around $3,694 per month in Toronto vs $530 in Moga, rent included.

Toronto $3,694
Moga $530

A family of three spends $4,826 per month in Toronto vs $729 in Moga, rent included.

Toronto $4,826
Moga $729

Toronto costs about 674% more than Moga, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Moga is 75% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$3.05 ₹290

463.28%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$10.27 ₹975

639.73%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$3.71 ₹352

184.10%

Cappuccino

$4.02 CA$5.68

$1.96 ₹186

105.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.39 ₹36.75

443.59%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.13 ₹12.16

1246.15%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.90 ₹180

228.42%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$2.92 ₹277

142.81%

Milk (1 liter)

$2.44 CA$3.45

$0.66 ₹62.6

269.70%

White Bread (500g)

$2.68 CA$3.78

$0.41 ₹38.84

553.66%

Rice (white) (1kg)

$2.24 CA$3.17

$0.60 ₹56.5

273.33%

Eggs

$3.56 CA$5.03

$0.83 ₹78.5

328.92%

Local Cheese (1kg)

$9.09 CA$12.85

$4.16 ₹395

118.51%

Chicken Fillets (1kg)

$11.33 CA$16.01

$3.14 ₹298

260.83%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

$0.66 ₹62.4

448.48%

Banana (1kg)

$1.21 CA$1.72

$0.54 ₹51.6

124.07%

Oranges (1kg)

$3.60 CA$5.09

$0.67 ₹63.6

437.31%

Tomato (1kg)

$4.21 CA$5.96

$0.45 ₹42.26

835.56%

Potato (1kg)

$1.79 CA$2.53

$0.28 ₹26.18

539.29%

Onion (1kg)

$1.59 CA$2.25

$0.34 ₹31.91

367.65%

Lettuce (1 head)

$2.27 CA$3.21

$0.45 ₹42.80

404.44%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.29 ₹27.80

331.03%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$4.99 ₹474

176.95%

Wine (Bottle)

$14.27 CA$20.18

$9.87 ₹937

44.58%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.48 ₹140

48.65%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.07 ₹197

17.39%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.89 ₹464

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.25 ₹23.65

856.00%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$6.47 ₹614

1614.53%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.07 ₹102

171.96%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.32 ₹30.71

275.00%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$1.61 ₹153

1227.95%

Gasoline (1 liter)

$1.21 CA$1.71

$1.05 ₹99.5

15.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$13.2K ₹1.3M

112.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$17.9K ₹1.7M

13.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$30.96 ₹2,940

288.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$3.13 ₹297

930.67%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$7.42 ₹705

545.96%

Gym Membership (Monthly)

$38.48 CA$54.4

$13.90 ₹1,320

176.83%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$6.40 ₹608

258.75%

Cinema Ticket

$12.38 CA$17.50

$3.69 ₹350

235.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$31.84 ₹3,023

2506.63%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$767 ₹72.8K

2910.07%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$25.09 ₹2,383

102.11%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$28.26 ₹2,683

41.61%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$38.74 ₹3,679

152.89%

Men's Leather Business Shoes

$121 CA$171

$39.44 ₹3,745

205.91%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$56.6 ₹5,374

2713.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$28.27 ₹2,684

4888.86%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$127 ₹12.1K

2001.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$84.6 ₹8,036

2442.34%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$908 ₹86.2K

775.47%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$537 ₹51.0K

1117.91%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$206 ₹19.5K

1711.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.88

-49.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Moga: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Moga

$28 8.5% 98% $1.4K

Groceries & Markets

Toronto

$340 13.3%

Moga

$94 28.4% 72.3% $246

Eating Out

Toronto

$278 10.9%

Moga

$76 23.1% 72.5% $202

Monthly Utilities & Internet

Toronto

$201 7.8%

Moga

$42 12.6% 79.3% $159

Clothing & Footwear

Toronto

$139 5.4%

Moga

$59 17.9% 57.5% $80

Getting Around

Toronto

$129 5.1%

Moga

$10 3.1% 92.2% $119

Sport & Entertainment

Toronto

$63 2.5%

Moga

$21 6.4% 66.4% $42

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $56.6 in Moga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1712% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $10.00 in Moga. Monthly groceries follow the same trend: $340 vs $94.0 – making Moga the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇮🇳 Moga

🕒 Local time

22:52 10:52 PM

08:22 8:22 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

150,411

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

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Between locations

Toronto Moga 11,340 km ≈ 15 h nonstop flight

From you

Toronto
Moga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Moga: Cost of Living - Frequently Asked Questions

Toronto costs about 674% more than Moga, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $496 in Moga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,561 in Toronto and $331 in Moga. That's a gap of about 674%.

Public transport costs about 1615% less in Moga. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Moga, where all-in costs run around $331, than in Toronto at $2,561. In Moga it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Moga – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Moga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.