Last update: Oct 2026

Cost of Living Comparison Between Toronto and Minot, ND

For one person, living is cheaper in Minot, ND: $1,966 a month against $2,610 in Toronto, rent and utilities included – about $7,700 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
95

Cost of Living Index in Minot, ND
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Minot, ND Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Minot, ND

🇺🇸 United States

$1,966

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Minot, ND

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Minot, ND actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $1,966 in Minot, ND, rent included.

Toronto $2,610
Minot, ND $1,966

A couple spends around $3,727 per month in Toronto vs $3,003 in Minot, ND, rent included.

Toronto $3,727
Minot, ND $3,003

A family of three spends $4,844 per month in Toronto vs $4,040 in Minot, ND, rent included.

Toronto $4,844
Minot, ND $4,040

Toronto costs about 33% more than Minot, ND, and outside of rent the biggest gap is in utilities.

Both Toronto and Minot, ND sit above the global median – Toronto by 93%, Minot, ND by 45%.

Meal at Budget Restaurant

$17.59 CA$24.87

$16.11 $16.11

9.19%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$76.0 $76.0

3.70%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$12.43 $12.43

-13.68%

Cappuccino

$4.09 CA$5.78

$7.50 $7.50

-45.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.91 $2.91

-27.84%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.39 $2.39

-28.03%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$5.64 $5.64

12.77%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$6.80 $6.80

4.12%

Milk (1 liter)

$2.54 CA$3.59

$1.09 $1.09

133.03%

White Bread (500g)

$2.72 CA$3.85

$3.07 $3.07

-11.40%

Rice (white) (1kg)

$2.18 CA$3.09

$3.18 $3.18

-31.45%

Eggs

$3.63 CA$5.13

$4.86 $4.86

-25.31%

Local Cheese (1kg)

$9.46 CA$13.37

$4.39 $4.39

115.49%

Chicken Fillets (1kg)

$11.54 CA$16.32

$16.13 $16.13

-28.46%

Beef Round Steak (1kg)

$14.37 CA$20.32

$23.13 $23.13

-37.87%

Apples (1kg)

$3.70 CA$5.23

$4.35 $4.35

-14.94%

Banana (1kg)

$1.19 CA$1.68

$2.03 $2.03

-41.38%

Oranges (1kg)

$3.46 CA$4.90

$3.57 $3.57

-3.08%

Tomato (1kg)

$4.22 CA$5.97

$4.40 $4.40

-4.09%

Potato (1kg)

$1.79 CA$2.52

$3.28 $3.28

-45.43%

Onion (1kg)

$1.65 CA$2.33

$3.88 $3.88

-57.47%

Lettuce (1 head)

$2.20 CA$3.11

$3.04 $3.04

-27.63%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.69 $2.69

-53.16%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$8.01 $8.01

74.41%

Wine (Bottle)

$14.20 CA$20.07

$15.29 $15.29

-7.13%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

Gasoline (1 liter)

$1.21 CA$1.72

$0.85 $0.85

42.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$31.1K $31.1K

-15.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$22.1K $22.1K

-4.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$210 $210

-43.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$160 $160

-79.83%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$75.7 $75.7

-35.43%

Gym Membership (Monthly)

$39.34 CA$55.6

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$14.72 $14.72

-14.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,030 $1,030

-19.25%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$34.63 $34.63

50.97%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$63.2 $63.2

-37.59%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$115 $115

-13.73%

Men's Leather Business Shoes

$122 CA$172

$73.9 $73.9

65.08%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$927 $927

76.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$643 $643

125.29%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,669 $1,669

63.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,134 $1,134

87.81%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,551 $1,551

429.21%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,524 $1,524

348.59%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$3,469 $3,469

1.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.62

-32.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Minot, ND: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Minot, ND

$643 32.7% 55.6% $805

Groceries & Markets

Toronto

$343 13.1%

Minot, ND

$400 * 20.3% 16.6% $57

Eating Out

Toronto

$283 10.9%

Minot, ND

$319 16.2% 12.7% $36

Monthly Utilities & Internet

Toronto

$201 7.7%

Minot, ND

$446 22.7% 122% $245

Clothing & Footwear

Toronto

$141 5.4%

Minot, ND

$129 6.6% 8.4% $12

Getting Around

Toronto

$130 5%

Minot, ND

- * 0% 100%

Sport & Entertainment

Toronto

$65 2.5%

Minot, ND

$29 * 1.5% 54.3% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $927 in Minot, ND. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $76.0 in Minot, ND. Groceries tell a different story – $343 in Toronto vs $400 in Minot, ND – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Minot, ND

🕒 Local time

12:03 12:03 PM

11:03 11:03 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

34,745

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Minot, ND 1,760 km ≈ 2 h 45 min nonstop flight

From you

Toronto
Minot, ND

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Minot, ND: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,610 in Toronto, $1,966 in Minot, ND – roughly 33% apart. Outside of rent, the biggest gap is in utilities.

For a comfortable life, plan on about $3,916 per month in Toronto and $2,949 in Minot, ND. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Minot, ND, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,610 in Toronto and $1,966 in Minot, ND. That's a gap of about 33%.

Kindergarten costs $832 per month in Toronto and $1,030 in Minot, ND. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Minot, ND, where all-in costs run around $1,966, than in Toronto at $2,610. In Minot, ND it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Minot, ND – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Minot, ND. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.