Last update: Oct 2026

Cost of Living Comparison Between Toronto and Medford, OR

For one person, living is cheaper in Medford, OR: $2,476 a month against $2,589 in Toronto, rent and utilities included – about $1,400 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
119

Cost of Living Index in Medford, OR
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Medford, OR Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Medford, OR

🇺🇸 United States

$2,476

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Medford, OR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Medford, OR actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $2,476 in Medford, OR.

Toronto $2,589
Medford, OR $2,476

Estimated couple costs with rent: $3,710 in Toronto versus $3,565 in Medford, OR.

Toronto $3,710
Medford, OR $3,565

Monthly costs for a family of three with rent: $4,831 in Toronto versus $4,653 in Medford, OR.

Toronto $4,831
Medford, OR $4,653

Living in Toronto is roughly 5% more expensive than in Medford, OR, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Medford, OR 82% above.

Meal at Budget Restaurant

$17.60 CA$24.70

$19.96 $19.96

-11.82%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$62.8 $62.8

23.88%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.86

$10.41 $10.41

1.73%

Cappuccino

$4.16 CA$5.83

$4.73 $4.73

-12.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$2.44 $2.44

-16.39%

Water (0.33 liter bottle)

$1.75 CA$2.46

$1.50 $1.50

16.67%

Local Beer (0.5 liter draught)

$6.58 CA$9.23

$5.92 $5.92

11.15%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.98

$6.29 $6.29

13.04%

Milk (1 liter)

$2.53 CA$3.56

$1.17 $1.17

116.24%

White Bread (500g)

$2.70 CA$3.79

$3.18 $3.18

-15.09%

Rice (white) (1kg)

$2.24 CA$3.14

$8.27 $8.27

-72.91%

Eggs

$3.48 CA$4.89

$4.19 $4.19

-16.95%

Local Cheese (1kg)

$9.38 CA$13.16

$21.31 $21.31

-55.98%

Chicken Fillets (1kg)

$11.60 CA$16.28

$10.17 $10.17

14.06%

Beef Round Steak (1kg)

$14.68 CA$20.61

$15.30 $15.30

-4.05%

Apples (1kg)

$3.74 CA$5.26

$4.13 $4.13

-9.44%

Banana (1kg)

$1.22 CA$1.72

$1.58 $1.58

-22.78%

Oranges (1kg)

$3.48 CA$4.88

$5.30 $5.30

-34.34%

Tomato (1kg)

$4.32 CA$6.07

$5.11 $5.11

-15.46%

Potato (1kg)

$1.85 CA$2.60

$2.85 $2.85

-35.09%

Onion (1kg)

$1.69 CA$2.37

$2.90 $2.90

-41.72%

Lettuce (1 head)

$2.23 CA$3.13

$2.65 $2.65

-15.85%

Water (1.5 liter bottle)

$1.28 CA$1.79

$3.18 $3.18

-59.75%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.71

$11.08 $11.08

26.71%

Wine (Bottle)

$14.43 CA$20.25

$13.38 $13.38

7.85%

Local Beer (0.5 liter bottle)

$2.16 CA$3.03

$1.75 $1.75

23.43%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.54

$3.40 $3.40

-25.88%

One-way Ticket (Public Transport)

$2.37 CA$3.32

$1.98 $1.98

19.70%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$47.17 $47.17

138.41%

Taxi Start (Normal Tariff)

$3.04 CA$4.27

$2.86 $2.86

6.29%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.74

$2.43 $2.43

-48.97%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.65

$44.52 $44.52

-49.35%

Gasoline (1 liter)

$1.24 CA$1.75

$1.22 $1.22

1.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.8K

$28.4K $28.4K

-5.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$23.8K $23.8K

-9.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$175

$203 $203

-38.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.39

$70.2 $70.2

-52.90%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.3

$77.6 $77.6

-38.22%

Gym Membership (Monthly)

$36.69 CA$51.5

$17.33 $17.33

111.71%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.22

Cinema Ticket

$13.08 CA$18.35

$11.60 $11.60

12.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,065

$1,022 $1,022

-25.77%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.4K

$8,159 $8,159

191.49%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.1

$57.9 $57.9

-7.55%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.8

$38.84 $38.84

4.12%

Sport Shoes (Adidas, Nike)

$100 CA$141

$107 $107

-6.52%

Men's Leather Business Shoes

$125 CA$176

$113 $113

11.19%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,287

$1,258 $1,258

29.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,987

$1,131 $1,131

25.17%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,781

$1,944 $1,944

38.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,949

$1,768 $1,768

18.82%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$3,305 $3,305

128.46%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,366

$2,784 $2,784

139.74%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,973

$3,592 $3,592

-1.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

6.54

-31.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Medford, OR: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Medford, OR

$1.1K 45.7% 20.1% $285

Groceries & Markets

Toronto

$345 13.3%

Medford, OR

$436 17.6% 26.5% $91

Eating Out

Toronto

$285 11%

Medford, OR

$306 12.3% 7.3% $21

Monthly Utilities & Internet

Toronto

$206 7.9%

Medford, OR

$350 14.2% 70.3% $145

Clothing & Footwear

Toronto

$144 5.6%

Medford, OR

$143 5.8% 0.9% $1.3

Getting Around

Toronto

$131 5.1%

Medford, OR

$70 2.8% 46.6% $61

Sport & Entertainment

Toronto

$63 2.4%

Medford, OR

$41 1.6% 35.5% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $1,258 in Medford, OR. Housing cost is often the main lever when comparing two cities.

Dining out: $78 in Toronto vs $63 in Medford, OR. Groceries flip the comparison at $345 vs $436, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Medford, OR

🕒 Local time

17:48 5:48 PM

14:48 2:48 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

56,173

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Medford, OR 3,500 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Medford, OR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Medford, OR: Cost of Living - Frequently Asked Questions

Medford, OR wins on cost – living expenses run 4% lower than in Toronto. Housing and daily spending are where you’ll feel the difference most, making Medford, OR the obvious pick if budget is a priority.

You’d need roughly $3,883 in Toronto and $3,715 in Medford, OR to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,630 in Toronto versus $1,258 in Medford, OR. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 21% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Medford, OR – a meal for two runs $63 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Medford, OR is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.