Last update: Oct 2026

Cost of Living Comparison Between Toronto and Malda

For one person, living is cheaper in Malda: $434 a month against $2,610 in Toronto, rent and utilities included – about $26,100 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
21

Cost of Living Index in Malda
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Malda Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Malda

🇮🇳 India

$434

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Malda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Malda actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $434 in Malda.

Toronto $2,610
Malda $434

Estimated couple costs with rent: $3,727 in Toronto versus $620 in Malda.

Toronto $3,727
Malda $620

Monthly costs for a family of three with rent: $4,844 in Toronto versus $807 in Malda.

Toronto $4,844
Malda $807

Living in Toronto is roughly 501% more expensive than in Malda, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 93% above, Malda is 68% below.

Meal at Budget Restaurant

$17.59 CA$24.87

$1.08 ₹102

1528.70%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$13.55 ₹1,287

481.70%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$4.20 ₹399

155.48%

Cappuccino

$4.09 CA$5.78

$1.68 ₹159

143.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$0.49 ₹46.58

328.57%

Water (0.33 liter bottle)

$1.72 CA$2.43

$0.15 ₹14.46

1046.67%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$1.95 ₹185

226.15%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$3.03 ₹287

133.66%

Milk (1 liter)

$2.54 CA$3.59

$0.62 ₹58.5

309.68%

White Bread (500g)

$2.72 CA$3.85

$0.49 ₹46.47

455.10%

Rice (white) (1kg)

$2.18 CA$3.09

$0.54 ₹51.4

303.70%

Eggs

$3.63 CA$5.13

$0.78 ₹74.5

365.38%

Local Cheese (1kg)

$9.46 CA$13.37

$5.34 ₹507

77.15%

Chicken Fillets (1kg)

$11.54 CA$16.32

$2.31 ₹219

399.57%

Beef Round Steak (1kg)

$14.37 CA$20.32

Apples (1kg)

$3.70 CA$5.23

$2.54 ₹241

45.67%

Banana (1kg)

$1.19 CA$1.68

$0.76 ₹72.0

56.58%

Oranges (1kg)

$3.46 CA$4.90

$1.38 ₹131

150.72%

Tomato (1kg)

$4.22 CA$5.97

$0.54 ₹51.7

681.48%

Potato (1kg)

$1.79 CA$2.52

$0.22 ₹20.92

713.64%

Onion (1kg)

$1.65 CA$2.33

$0.40 ₹38.05

312.50%

Lettuce (1 head)

$2.20 CA$3.11

$0.32 ₹30.28

587.50%

Water (1.5 liter bottle)

$1.26 CA$1.78

$0.18 ₹17.31

600.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$5.14 ₹488

171.79%

Wine (Bottle)

$14.20 CA$20.07

$10.72 ₹1,018

32.46%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.83 ₹174

22.95%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.77 ₹263

-8.66%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.18 ₹207

One-way Ticket (Public Transport)

$2.32 CA$3.28

$0.27 ₹25.93

759.26%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$8.55 ₹812

1205.85%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$0.82 ₹78.3

273.17%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$0.30 ₹28.94

306.67%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$1.59 ₹151

1264.15%

Gasoline (1 liter)

$1.21 CA$1.72

$1.11 ₹106

9.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$12.9K ₹1.2M

102.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$23.1K ₹2.2M

-8.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$53.0 ₹5,032

125.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$3.14 ₹298

925.80%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$4.14 ₹393

1080.68%

Gym Membership (Monthly)

$39.34 CA$55.6

$16.09 ₹1,528

144.50%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$6.12 ₹581

285.29%

Cinema Ticket

$12.58 CA$17.79

$3.17 ₹301

296.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$44.03 ₹4,181

1789.33%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$1,985 ₹188.5K

1089.54%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$5.38 ₹511

871.75%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$25.65 ₹2,436

53.76%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$36.40 ₹3,456

171.98%

Men's Leather Business Shoes

$122 CA$172

$29.40 ₹2,792

314.66%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$163 ₹15.5K

901.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$126 ₹11.9K

1051.41%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$277 ₹26.3K

889.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$156 ₹14.8K

1262.44%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$864 ₹82.1K

849.59%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$555 ₹52.7K

1132.73%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

9.08

-50.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Malda: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Malda

$126 29% 91.3% $1.3K

Groceries & Markets

Toronto

$343 13.1%

Malda

$110 25.4% 67.8% $232

Eating Out

Toronto

$283 10.9%

Malda

$60 13.8% 78.9% $223

Monthly Utilities & Internet

Toronto

$201 7.7%

Malda

$60 13.9% 70% $140

Clothing & Footwear

Toronto

$141 5.4%

Malda

$44 10% 69% $97

Getting Around

Toronto

$130 5%

Malda

$12 2.8% 90.8% $118

Sport & Entertainment

Toronto

$65 2.5%

Malda

$22 5.2% 65.2% $42

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $163 in Malda. Housing cost is often the main lever when comparing two cities.

Dining out: $79.0 in Toronto vs $14.00 in Malda for a mid-range dinner for two. Groceries echo the gap at $343 vs $110 per month, with Malda cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Malda

🕒 Local time

11:12 11:12 AM

20:42 8:42 PM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

324,237

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

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Between locations

Toronto Malda 12,270 km ≈ 16 h nonstop flight

From you

Toronto
Malda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Malda: Cost of Living - Frequently Asked Questions

Malda is cheaper overall, especially in groceries, eating out, and clothing. The 501% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,916 in Toronto and $651 in Malda to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,631 in Toronto versus $163 in Malda. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 210% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Malda – a meal for two runs $14.00 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $434 in Malda versus $2,610 in Toronto, a $1,500 budget is realistic in Malda but tight or insufficient in Toronto. The gap between the two cities makes Malda the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Malda gentler on the wallet – expenses run 501% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.