Last update: Oct 2026

Cost of Living Comparison Between Toronto and Lodi, CA

For one person, living costs are similar in Toronto and in Lodi, CA: $2,610 and $2,557 a month, rent and utilities included.

126

Cost of Living Index in Toronto
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Toronto Living Index
124

Cost of Living Index in Lodi, CA
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Lodi, CA Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Lodi, CA

🇺🇸 United States

$2,557

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Lodi, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Lodi, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,557 in Lodi, CA.

Toronto $2,610
Lodi, CA $2,557

Estimated couple costs with rent: $3,727 in Toronto versus $3,759 in Lodi, CA.

Toronto $3,727
Lodi, CA $3,759

Monthly costs for a family of three with rent: $4,844 in Toronto versus $4,962 in Lodi, CA.

Toronto $4,844
Lodi, CA $4,962

Living in Toronto is roughly 2% more expensive than in Lodi, CA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Lodi, CA 89% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$19.81 $19.81

-11.21%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$73.7 $73.7

6.93%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.45 $11.45

-6.29%

Cappuccino

$4.09 CA$5.78

$5.34 $5.34

-23.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.73 $2.73

-23.08%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.96 $1.96

-12.24%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$6.06 $6.06

4.95%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.11 $7.11

-0.42%

Milk (1 liter)

$2.54 CA$3.59

$1.01 $1.01

151.49%

White Bread (500g)

$2.72 CA$3.85

$3.43 $3.43

-20.70%

Rice (white) (1kg)

$2.18 CA$3.09

$4.33 $4.33

-49.65%

Eggs

$3.63 CA$5.13

$4.21 $4.21

-13.78%

Local Cheese (1kg)

$9.46 CA$13.37

$12.34 $12.34

-23.34%

Chicken Fillets (1kg)

$11.54 CA$16.32

$11.31 $11.31

2.03%

Beef Round Steak (1kg)

$14.37 CA$20.32

$17.34 $17.34

-17.13%

Apples (1kg)

$3.70 CA$5.23

$4.98 $4.98

-25.70%

Banana (1kg)

$1.19 CA$1.68

$1.63 $1.63

-26.99%

Oranges (1kg)

$3.46 CA$4.90

$4.34 $4.34

-20.28%

Tomato (1kg)

$4.22 CA$5.97

$4.76 $4.76

-11.34%

Potato (1kg)

$1.79 CA$2.52

$2.86 $2.86

-37.41%

Onion (1kg)

$1.65 CA$2.33

$3.05 $3.05

-45.90%

Lettuce (1 head)

$2.20 CA$3.11

$2.12 $2.12

3.77%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.23 $2.23

-43.50%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$9.19 $9.19

52.01%

Wine (Bottle)

$14.20 CA$20.07

$14.71 $14.71

-3.47%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.00 $2.00

12.50%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.35 $3.35

-24.48%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.20 $2.20

5.45%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.92 $2.92

4.79%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.49 $1.49

-18.12%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$33.90 $33.90

-36.02%

Gasoline (1 liter)

$1.21 CA$1.72

$1.49 $1.49

-18.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$28.0K $28.0K

-6.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.4K $26.4K

-19.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$198 $198

-39.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$59.0 $59.0

-45.41%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$70.3 $70.3

-30.48%

Gym Membership (Monthly)

$39.34 CA$55.6

$42.36 $42.36

-7.13%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$12.69 $12.69

-0.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,264 $1,264

-34.21%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$26.6K $26.6K

-11.29%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$52.6 $52.6

-0.51%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$41.02 $41.02

-3.85%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$87.6 $87.6

12.99%

Men's Leather Business Shoes

$122 CA$172

$105 $105

16.16%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,567 $1,567

4.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,298 $1,298

11.58%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,550 $2,550

7.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,187 $2,187

-2.65%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,770 $2,770

196.27%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,369 $2,369

188.66%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$4,452 $4,452

-20.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.62

-32.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Lodi, CA: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Lodi, CA

$1.3K 50.8% 10.4% $150

Groceries & Markets

Toronto

$343 13.1%

Lodi, CA

$396 15.5% 15.5% $53

Eating Out

Toronto

$283 10.9%

Lodi, CA

$320 12.5% 13.1% $37

Monthly Utilities & Internet

Toronto

$201 7.7%

Lodi, CA

$327 12.8% 62.8% $126

Clothing & Footwear

Toronto

$141 5.4%

Lodi, CA

$129 5% 8.5% $12

Getting Around

Toronto

$130 5%

Lodi, CA

$19 * 0.8% 85.3% $111

Sport & Entertainment

Toronto

$65 2.5%

Lodi, CA

$68 2.7% 5% $3.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,567 in Lodi, CA. Housing cost is often the main lever when comparing two cities.

Lodi, CA pays 26% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $79.0 in Toronto vs $74.0 in Lodi, CA. Groceries flip the comparison at $343 vs $396, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Lodi, CA

🕒 Local time

15:50 3:50 PM

12:50 12:50 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

66,348

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Lodi, CA 3,540 km ≈ 5 h nonstop flight

From you

Toronto
Lodi, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Lodi, CA: Cost of Living - Frequently Asked Questions

Lodi, CA wins on cost – living expenses run 2% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Lodi, CA the obvious pick if budget is a priority.

On paper, salaries run 26% lower in Lodi, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,631 in Toronto versus $1,567 in Lodi, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $832 in Toronto versus $1,264 in Lodi, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Lodi, CA – a meal for two runs $74.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Lodi, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lodi, CA gentler on the wallet – expenses run 2% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.