Last update: Oct 2026

Cost of Living Comparison Between Lodi, CA and Toronto

For one person, living costs are similar in Lodi, CA and in Toronto: $2,557 and $2,610 a month, rent and utilities included.

124

Cost of Living Index in Lodi, CA
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Lodi, CA Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Lodi, CA

🇺🇸 United States

$2,557

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Lodi, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lodi, CA and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,557 in Lodi, CA versus $2,610 in Toronto.

Lodi, CA $2,557
Toronto $2,610

Estimated couple costs with rent: $3,759 in Lodi, CA versus $3,727 in Toronto.

Lodi, CA $3,759
Toronto $3,727

Monthly costs for a family of three with rent: $4,962 in Lodi, CA versus $4,844 in Toronto.

Lodi, CA $4,962
Toronto $4,844

Living in Lodi, CA costs roughly 2% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Lodi, CA 89% above, Toronto 93% above.

Meal at Budget Restaurant

$19.81 $19.81

$17.59 CA$24.87

12.62%

Three-Course Dinner for Two, Mid-Range

$73.7 $73.7

$78.8 CA$111

-6.48%

Fast Food Meal (McDonalds, etc)

$11.45 $11.45

$10.73 CA$15.16

6.71%

Cappuccino

$5.34 $5.34

$4.09 CA$5.78

30.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 $2.73

$2.10 CA$2.97

30.00%

Water (0.33 liter bottle)

$1.96 $1.96

$1.72 CA$2.43

13.95%

Local Beer (0.5 liter draught)

$6.06 $6.06

$6.36 CA$8.99

-4.72%

Imported Beer (0.33 liter bottle)

$7.11 $7.11

$7.08 CA$10.01

0.42%

Milk (1 liter)

$1.01 $1.01

$2.54 CA$3.59

-60.24%

White Bread (500g)

$3.43 $3.43

$2.72 CA$3.85

26.10%

Rice (white) (1kg)

$4.33 $4.33

$2.18 CA$3.09

98.62%

Eggs

$4.21 $4.21

$3.63 CA$5.13

15.98%

Local Cheese (1kg)

$12.34 $12.34

$9.46 CA$13.37

30.44%

Chicken Fillets (1kg)

$11.31 $11.31

$11.54 CA$16.32

-1.99%

Beef Round Steak (1kg)

$17.34 $17.34

$14.37 CA$20.32

20.67%

Apples (1kg)

$4.98 $4.98

$3.70 CA$5.23

34.59%

Banana (1kg)

$1.63 $1.63

$1.19 CA$1.68

36.97%

Oranges (1kg)

$4.34 $4.34

$3.46 CA$4.90

25.43%

Tomato (1kg)

$4.76 $4.76

$4.22 CA$5.97

12.80%

Potato (1kg)

$2.86 $2.86

$1.79 CA$2.52

59.78%

Onion (1kg)

$3.05 $3.05

$1.65 CA$2.33

84.85%

Lettuce (1 head)

$2.12 $2.12

$2.20 CA$3.11

-3.64%

Water (1.5 liter bottle)

$2.23 $2.23

$1.26 CA$1.78

76.98%

Cigarettes 20 Pack (Marlboro, Camel)

$9.19 $9.19

$13.97 CA$19.75

-34.22%

Wine (Bottle)

$14.71 $14.71

$14.20 CA$20.07

3.59%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$2.25 CA$3.18

-11.11%

Imported Beer (0.33 liter bottle)

$3.35 $3.35

$2.53 CA$3.58

32.41%

One-way Ticket (Public Transport)

$2.20 $2.20

$2.32 CA$3.28

-5.17%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$2.92 $2.92

$3.06 CA$4.33

-4.58%

Taxi (Normal Tariff) (1km)

$1.49 $1.49

$1.22 CA$1.72

22.13%

Taxi 1hour Waiting (Normal Tariff)

$33.90 $33.90

$21.69 CA$30.66

56.29%

Gasoline (1 liter)

$1.49 $1.49

$1.21 CA$1.72

23.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$26.1K CA$37.0K

7.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$21.1K CA$29.9K

24.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 $198

$120 CA$169

65.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.0 $59.0

$32.21 CA$45.54

83.17%

Internet (50+ Mbps, Unlimited Data)

$70.3 $70.3

$48.88 CA$69.1

43.84%

Gym Membership (Monthly)

$42.36 $42.36

$39.34 CA$55.6

7.68%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.69 $12.69

$12.58 CA$17.79

0.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,264 $1,264

$832 CA$1,176

51.99%

International Primary School, 1 Child (Yearly)

$26.6K $26.6K

$23.6K CA$33.4K

12.73%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$52.3 CA$73.9

0.52%

Summer Dress (H&M, Zara, etc)

$41.02 $41.02

$39.44 CA$55.8

4.01%

Sport Shoes (Adidas, Nike)

$87.6 $87.6

$99.0 CA$140

-11.49%

Men's Leather Business Shoes

$105 $105

$122 CA$172

-13.91%

1-bedroom Apartment, City Center (Monthly)

$1,567 $1,567

$1,631 CA$2,306

-3.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,298 $1,298

$1,448 CA$2,048

-10.38%

3-bedroom Apartment, City Center (Monthly)

$2,550 $2,550

$2,737 CA$3,869

-6.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,187 $2,187

$2,129 CA$3,010

2.72%

Buy Apartment in City Center (m2)

$2,770 $2,770

$8,206 CA$11.6K

-66.25%

Buy Apartment Outside City Center (m2)

$2,369 $2,369

$6,838 CA$9,666

-65.36%

Average Monthly Net Salary (After Tax)

$4,452 $4,452

$3,520 CA$4,976

26.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

4.47

48.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lodi, CA: October 20, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lodi, CA

$1.3K 50.8%

Toronto

$1.4K 55.5% 11.6% $150

Groceries & Markets

Lodi, CA

$396 15.5%

Toronto

$343 13.1% 13.4% $53

Monthly Utilities & Internet

Lodi, CA

$327 12.8%

Toronto

$201 7.7% 38.6% $126

Eating Out

Lodi, CA

$320 12.5%

Toronto

$283 10.9% 11.6% $37

Clothing & Footwear

Lodi, CA

$129 5%

Toronto

$141 5.4% 9.3% $12

Sport & Entertainment

Lodi, CA

$68 2.7%

Toronto

$65 2.5% 4.8% $3.2

Getting Around

Lodi, CA

$19 * 0.8%

Toronto

$130 5% 579% $111

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,567 in Lodi, CA and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Lodi, CA pays 26% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $74.0 in Lodi, CA vs $79.0 in Toronto. Groceries flip the comparison at $396 vs $343, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Lodi, CA

🇨🇦 Toronto

🕒 Local time

12:09 12:09 PM

15:09 3:09 PM

3 h ahead of Lodi, CA

🌤 Weather

👥 Population

66,348

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Lodi, CA Toronto 3,540 km ≈ 5 h nonstop flight

From you

Lodi, CA
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lodi, CA vs Toronto: Cost of Living - Frequently Asked Questions

Lodi, CA wins on cost – living expenses run 2% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Lodi, CA the obvious pick if budget is a priority.

Average pay runs 26% higher in Lodi, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,567 in Lodi, CA versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,264 in Lodi, CA versus $832 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Lodi, CA – a meal for two runs $74.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Lodi, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lodi, CA gentler on the wallet – expenses run 2% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.