Last update: Oct 2026

Cost of Living Comparison Between Toronto and La Crosse, WI

For one person, living is cheaper in La Crosse, WI: $2,200 a month against $2,610 in Toronto, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
106

Cost of Living Index in La Crosse, WI
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La Crosse, WI Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

La Crosse, WI

🇺🇸 United States

$2,200

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in La Crosse, WI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in La Crosse, WI actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,200 in La Crosse, WI, rent included.

Toronto $2,561
La Crosse, WI $2,200

A couple spends around $3,694 per month in Toronto vs $3,364 in La Crosse, WI, rent included.

Toronto $3,694
La Crosse, WI $3,364

A family of three spends $4,826 per month in Toronto vs $4,528 in La Crosse, WI, rent included.

Toronto $4,826
La Crosse, WI $4,528

Toronto costs about 16% more than La Crosse, WI, and outside of rent the biggest gap is in transport.

Both Toronto and La Crosse, WI sit above the global median – Toronto by 90%, La Crosse, WI by 63%.

Meal at Budget Restaurant

$17.59 CA$24.87

$14.80 $14.80

18.85%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$70.6 $70.6

11.72%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.19 $11.19

-4.11%

Cappuccino

$4.09 CA$5.78

$5.77 $5.77

-29.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.13 $2.13

-1.41%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.18 $1.18

45.76%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$4.60 $4.60

38.26%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.97 $5.97

18.59%

Milk (1 liter)

$2.54 CA$3.59

$0.68 $0.68

273.53%

White Bread (500g)

$2.72 CA$3.85

$2.43 $2.43

11.93%

Rice (white) (1kg)

$2.18 CA$3.09

$4.72 $4.72

-53.81%

Eggs

$3.63 CA$5.13

$2.47 $2.47

46.96%

Local Cheese (1kg)

$9.46 CA$13.37

$10.08 $10.08

-6.15%

Chicken Fillets (1kg)

$11.54 CA$16.32

$10.71 $10.71

7.75%

Beef Round Steak (1kg)

$14.37 CA$20.32

$16.63 $16.63

-13.59%

Apples (1kg)

$3.70 CA$5.23

$5.02 $5.02

-26.29%

Banana (1kg)

$1.19 CA$1.68

$1.10 $1.10

8.18%

Oranges (1kg)

$3.46 CA$4.90

$3.05 $3.05

13.44%

Tomato (1kg)

$4.22 CA$5.97

$5.21 $5.21

-19.00%

Potato (1kg)

$1.79 CA$2.52

$2.05 $2.05

-12.68%

Onion (1kg)

$1.65 CA$2.33

$2.28 $2.28

-27.63%

Lettuce (1 head)

$2.20 CA$3.11

$1.95 $1.95

12.82%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.80 $1.80

-30.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$9.83 $9.83

42.12%

Wine (Bottle)

$14.20 CA$20.07

$10.94 $10.94

29.80%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.83 $1.83

22.95%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$1.97 $1.97

28.43%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$0.97 $0.97

139.18%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$35.06 $35.06

218.45%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.41 $3.41

-10.26%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.89 $1.89

-35.45%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$44.31 $44.31

-51.05%

Gasoline (1 liter)

$1.21 CA$1.72

$0.88 $0.88

37.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$32.9K $32.9K

-20.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$24.7K $24.7K

-14.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$204 $204

-41.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$54.7 $54.7

-41.10%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$66.7 $66.7

-26.75%

Gym Membership (Monthly)

$39.34 CA$55.6

$39.29 $39.29

0.13%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$4.03 $4.03

485.11%

Cinema Ticket

$12.58 CA$17.79

$11.84 $11.84

6.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$892 $892

-6.79%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$63.6 $63.6

-17.76%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$63.8 $63.8

-38.15%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$78.9 $78.9

25.44%

Men's Leather Business Shoes

$122 CA$172

$122 $122

0.21%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$771 $771

111.59%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,003 $1,003

44.36%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,226 $2,226

22.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,913 $1,913

11.30%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,011 $2,011

308.08%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,969 $1,969

247.34%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$4,043 $4,043

-12.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.63

-32.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for La Crosse, WI: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

La Crosse, WI

$1K 45.6% 30.7% $445

Groceries & Markets

Toronto

$343 13.1%

La Crosse, WI

$339 15.4% 1.3% $4.3

Eating Out

Toronto

$283 10.9%

La Crosse, WI

$269 12.3% 4.8% $14

Monthly Utilities & Internet

Toronto

$201 7.7%

La Crosse, WI

$326 14.8% 62.4% $125

Clothing & Footwear

Toronto

$141 5.4%

La Crosse, WI

$148 6.7% 4.9% $6.9

Getting Around

Toronto

$130 5%

La Crosse, WI

$52 2.4% 60.2% $78

Sport & Entertainment

Toronto

$65 2.5%

La Crosse, WI

$63 2.9% 2.4% $1.5

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $771 in La Crosse, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in La Crosse, WI, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $76.0 in Toronto versus $71.0 in La Crosse, WI. Monthly groceries follow the same trend: $340 vs $339 – making La Crosse, WI the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 La Crosse, WI

🕒 Local time

05:56 5:56 AM

04:56 4:56 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

52,680

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto La Crosse, WI 950 km ≈ 1 h 45 min nonstop flight

From you

Toronto
La Crosse, WI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs La Crosse, WI: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,561 in Toronto, $2,200 in La Crosse, WI – roughly 16% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,841 per month in Toronto and $3,299 in La Crosse, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in La Crosse, WI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 0% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $76.0 in Toronto and $71.0 in La Crosse, WI. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in La Crosse, WI, where all-in costs run around $2,200, than in Toronto at $2,561. In La Crosse, WI it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward La Crosse, WI – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with La Crosse, WI. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.