Last update: Oct 2026

Cost of Living Comparison Between Toronto and Kota

For one person, living is cheaper in Kota: $341 a month against $2,561 in Toronto, rent and utilities included – about $26,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
16

Cost of Living Index in Kota
Learn more

Kota Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Kota

🇮🇳 India

$341

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Kota

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Kota actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $341 in Kota.

Toronto $2,561
Kota $341

Estimated couple costs with rent: $3,694 in Toronto versus $540 in Kota.

Toronto $3,694
Kota $540

Monthly costs for a family of three with rent: $4,826 in Toronto versus $739 in Kota.

Toronto $4,826
Kota $739

Living in Toronto is roughly 651% more expensive than in Kota, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Kota is 75% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$2.12 ₹202

710.38%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$8.17 ₹776

829.87%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$2.59 ₹246

306.95%

Cappuccino

$4.02 CA$5.68

$0.63 ₹60.2

538.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.35 ₹33.56

505.71%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.16 ₹15.55

993.75%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.59 ₹151

292.45%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.15 ₹300

125.08%

Milk (1 liter)

$2.44 CA$3.45

$0.62 ₹58.8

293.55%

White Bread (500g)

$2.68 CA$3.78

$0.44 ₹41.74

509.09%

Rice (white) (1kg)

$2.24 CA$3.17

$0.67 ₹63.2

234.33%

Eggs

$3.56 CA$5.03

$0.88 ₹83.9

304.55%

Local Cheese (1kg)

$9.09 CA$12.85

$4.55 ₹432

99.78%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.55 ₹242

344.31%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

$1.55 ₹147

133.55%

Banana (1kg)

$1.21 CA$1.72

$0.52 ₹49.04

132.69%

Oranges (1kg)

$3.60 CA$5.09

$0.66 ₹63.2

445.45%

Tomato (1kg)

$4.21 CA$5.96

$0.43 ₹41.16

879.07%

Potato (1kg)

$1.79 CA$2.53

$0.32 ₹30.36

459.38%

Onion (1kg)

$1.59 CA$2.25

$0.37 ₹35.44

329.73%

Lettuce (1 head)

$2.27 CA$3.21

$0.32 ₹30.79

609.38%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.28 ₹26.21

346.43%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$4.33 ₹411

219.17%

Wine (Bottle)

$14.27 CA$20.18

$7.84 ₹744

82.02%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.56 ₹148

41.03%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$1.85 ₹176

31.35%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.67 ₹444

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.50 ₹47.54

378.00%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$26.53 ₹2,519

318.13%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$0.32 ₹30.43

809.38%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.22 ₹20.92

445.45%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$1.08 ₹102

1879.63%

Gasoline (1 liter)

$1.21 CA$1.71

$1.11 ₹106

9.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$15.6K ₹1.5M

80.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$17.0K ₹1.6M

19.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$13.09 ₹1,243

819.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$2.53 ₹240

1175.10%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$6.40 ₹608

648.91%

Gym Membership (Monthly)

$38.48 CA$54.4

$10.62 ₹1,008

262.34%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$4.11 ₹391

458.64%

Cinema Ticket

$12.38 CA$17.50

$3.17 ₹301

290.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$33.56 ₹3,187

2373.03%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$662 ₹62.9K

3387.65%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$21.88 ₹2,077

131.76%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$33.09 ₹3,143

20.94%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$34.79 ₹3,304

181.60%

Men's Leather Business Shoes

$121 CA$171

$21.28 ₹2,021

466.96%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$138 ₹13.1K

1052.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$81.0 ₹7,695

1640.31%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$273 ₹25.9K

877.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$172 ₹16.4K

1149.47%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$565 ₹53.6K

1307.45%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$334 ₹31.8K

1856.06%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$432 ₹41.0K

763.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

7.5

-40.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Kota: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Kota

$81 23.8% 94.3% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Kota

$92 27.1% 72.8% $247

Eating Out

Toronto

$278 10.9%

Kota

$49 14.3% 82.5% $229

Monthly Utilities & Internet

Toronto

$201 7.8%

Kota

$22 6.5% 89% $179

Clothing & Footwear

Toronto

$139 5.4%

Kota

$50 14.7% 64.1% $89

Getting Around

Toronto

$129 5.1%

Kota

$30 8.8% 76.9% $99

Sport & Entertainment

Toronto

$63 2.5%

Kota

$17 5% 73.2% $46

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $138 in Kota. Housing cost is often the main lever when comparing two cities.

Toronto pays 764% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $8.00 in Kota for a mid-range dinner for two. Groceries echo the gap at $340 vs $92.0 per month, with Kota cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Kota

🕒 Local time

20:29 8:29 PM

05:59 5:59 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

1,001,400

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Kota 11,960 km ≈ 15 h nonstop flight

From you

Toronto
Kota

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Kota: Cost of Living - Frequently Asked Questions

Toronto and Kota differ by about 651% in total monthly costs ($2,561 vs $341 including rent). Kota is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 764% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $138 in Kota. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 268% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Kota – a meal for two runs $8.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $341 in Kota versus $2,561 in Toronto, a $2,000 budget is realistic in Kota but tight or insufficient in Toronto. The gap between the two cities makes Kota the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Kota gentler on the wallet – expenses run 651% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.