Last update: Oct 2026

Cost of Living Comparison Between Toronto and Kollam

For one person, living is cheaper in Kollam: $284 a month against $2,561 in Toronto, rent and utilities included – about $27,300 less a year. Rent and utilities account for most of the difference.

Toronto
🇨🇦 Canada
$2,561
/mo nomad
Kollam
🇮🇳 India
$284
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Kollam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Kollam actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $284 in Kollam, rent included.

  • Toronto $2,561
  • Kollam $284

A couple spends around $3,694 per month in Toronto vs $448 in Kollam, rent included.

  • Toronto $3,694
  • Kollam $448

A family of three spends $4,826 per month in Toronto vs $613 in Kollam, rent included.

  • Toronto $4,826
  • Kollam $613

Toronto costs about 803% more than Kollam, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Kollam is 79% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Toronto
Kollam
Difference
Meal at Budget Restaurant
$17.18 CA$24.29
$1.04 ₹98.3
1551.92%
Three-Course Dinner for Two, Mid-Range
$76.0 CA$107
$6.43 ₹610
1081.49%
Fast Food Meal (McDonalds, etc)
$10.54 CA$14.89
$3.21 ₹305
228.35%
Cappuccino
$4.02 CA$5.68
$1.40 ₹133
187.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.00
$0.36 ₹34.41
488.89%
Water (0.33 liter bottle)
$1.75 CA$2.48
$0.11 ₹10.76
1490.91%
Local Beer (0.5 liter draught)
$6.24 CA$8.83
$1.33 ₹126
369.17%
Imported Beer (0.33 liter bottle)
$7.09 CA$10.02
$1.87 ₹178
279.14%
🛒 Groceries & Markets
Toronto
Kollam
Difference
Milk (1 liter)
$2.44 CA$3.45
$0.60 ₹57.1
306.67%
White Bread (500g)
$2.68 CA$3.78
$0.49 ₹46.49
446.94%
Rice (white) (1kg)
$2.24 CA$3.17
$0.50 ₹47.86
348.00%
Eggs
$3.56 CA$5.03
$0.84 ₹79.3
323.81%
Local Cheese (1kg)
$9.09 CA$12.85
$3.67 ₹349
147.68%
Chicken Fillets (1kg)
$11.33 CA$16.01
$2.03 ₹193
458.13%
Beef Round Steak (1kg)
$14.53 CA$20.55
-
-
Apples (1kg)
$3.62 CA$5.12
$1.59 ₹151
127.67%
Banana (1kg)
$1.21 CA$1.72
$0.56 ₹53.1
116.07%
Oranges (1kg)
$3.60 CA$5.09
$0.73 ₹69.6
393.15%
Tomato (1kg)
$4.21 CA$5.96
$0.39 ₹37.32
979.49%
Potato (1kg)
$1.79 CA$2.53
$0.35 ₹32.80
411.43%
Onion (1kg)
$1.59 CA$2.25
$0.38 ₹36.16
318.42%
Lettuce (1 head)
$2.27 CA$3.21
$0.63 ₹60.1
260.32%
Water (1.5 liter bottle)
$1.25 CA$1.77
$0.25 ₹23.58
400.00%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 CA$19.53
$4.96 ₹471
178.63%
Wine (Bottle)
$14.27 CA$20.18
$2.55 ₹242
459.61%
Local Beer (0.5 liter bottle)
$2.20 CA$3.10
$2.00 ₹190
10.00%
Imported Beer (0.33 liter bottle)
$2.43 CA$3.44
$2.77 ₹263
-12.27%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$3.32 ₹315
-
🚌 Getting Around
Toronto
Kollam
Difference
One-way Ticket (Public Transport)
$2.39 CA$3.38
$0.16 ₹15.03
1393.75%
Public Transport Monthly Pass (Regular Price)
$111 CA$157
$7.00 ₹665
1484.71%
Taxi Start (Normal Tariff)
$2.91 CA$4.12
$0.83 ₹78.4
250.60%
Taxi (Normal Tariff) (1km)
$1.20 CA$1.69
$0.30 ₹28.45
300.00%
Taxi 1hour Waiting (Normal Tariff)
$21.38 CA$30.23
$2.10 ₹200
918.10%
Gasoline (1 liter)
$1.21 CA$1.71
$1.11 ₹105
9.01%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K CA$39.8K
$9,113 ₹865.4K
209.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.6K
$16.5K ₹1.6M
22.89%
🧾 Monthly Utilities & Internet
Toronto
Kollam
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$170
$32.54 ₹3,090
269.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.26 CA$45.60
$3.04 ₹289
961.18%
Internet (50+ Mbps, Unlimited Data)
$47.93 CA$67.8
$5.20 ₹494
821.73%
🎉 Sport & Entertainment
Toronto
Kollam
Difference
Gym Membership (Monthly)
$38.48 CA$54.4
$13.66 ₹1,297
181.70%
Tennis Court (1 Hour on Weekend)
$22.96 CA$32.46
$10.25 ₹973
124.00%
Cinema Ticket
$12.38 CA$17.50
$1.54 ₹146
703.90%
🧸 Childcare & Education
Toronto
Kollam
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$830 CA$1,173
$20.80 ₹1,975
3890.14%
International Primary School, 1 Child (Yearly)
$23.1K CA$32.6K
$2,666 ₹253.2K
765.99%
👕👟 Clothing & Footwear
Toronto
Kollam
Difference
Jeans (Levis 501 Or Similar)
$50.7 CA$71.7
$16.55 ₹1,571
206.40%
Summer Dress (H&M, Zara, etc)
$40.02 CA$56.6
$23.17 ₹2,200
72.72%
Sport Shoes (Adidas, Nike)
$98.0 CA$139
$25.79 ₹2,449
279.88%
Men's Leather Business Shoes
$121 CA$171
$24.53 ₹2,329
391.85%
🏠 Accommodation & Living
Toronto
Kollam
Difference
1-bedroom Apartment, City Center (Monthly)
$1,592 CA$2,251
$83.1 ₹7,894
1815.34%
1-bedroom Apartment, Outside City Center (Monthly)
$1,410 CA$1,994
$46.94 ₹4,458
2904.58%
3-bedroom Apartment, City Center (Monthly)
$2,670 CA$3,775
$183 ₹17.4K
1357.92%
3-bedroom Apartment, Outside City Center (Monthly)
$2,152 CA$3,042
$117 ₹11.1K
1743.68%
Buy Apartment in City Center (m2)
$7,945 CA$11.2K
$830 ₹78.8K
857.36%
Buy Apartment Outside City Center (m2)
$6,542 CA$9,249
$441 ₹41.9K
1382.59%
💵 Salaries & Financials
Toronto
Kollam
Difference
Average Monthly Net Salary (After Tax)
$3,727 CA$5,269
$513 ₹48.7K
627.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
9.13
-51.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Kollam: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Kollam
$47 96.7% $1.4K
Groceries & Markets
Toronto
$340
Kollam
$82 76% $258
Eating Out
Toronto
$278
Kollam
$47 83.1% $231
Monthly Utilities & Internet
Toronto
$201
Kollam
$41 79.7% $160
Clothing & Footwear
Toronto
$139
Kollam
$41 70.9% $99
Getting Around
Toronto
$129
Kollam
$10 92.3% $119
Sport & Entertainment
Toronto
$63
Kollam
$17 73.5% $47

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $83.1 in Kollam. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 627% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $6.00 in Kollam. Monthly groceries follow the same trend: $340 vs $82.0 – making Kollam the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇮🇳 Kollam
🕒 Local time
14:55 2:55 PM
00:25 12:25 AM
9 h 30 min ahead of Toronto
🌤 Weather
👥 Population
2,731,571
367,107
💱 Currency
Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

On the map
Between locations
  • Toronto Kollam 13,690 km ≈ 18 h nonstop flight
From you
  • Toronto
  • Kollam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Kollam: Cost of Living - Frequently Asked Questions
Which city is more expensive, Toronto or Kollam?
Toronto costs about 803% more than Kollam, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Toronto and in Kollam?
For a comfortable life, plan on about $3,841 per month in Toronto and $425 in Kollam. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Toronto or Kollam?
Rent is clearly cheaper in Kollam, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Toronto or in Kollam?
Groceries cost about 316% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How do dining costs compare in Toronto and in Kollam?
A mid-range dinner for two costs $76.0 in Toronto and $6.00 in Kollam. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,000/month in Toronto or in Kollam?
A $1,000 monthly budget goes further in Kollam, where all-in costs run around $284, than in Toronto at $2,561. In Kollam it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Kollam – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Toronto compared to Kollam?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Toronto or to Kollam?
If budget matters most, go with Kollam. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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