Last update: Oct 2026

Cost of Living Comparison Between Toronto and Killeen, TX

For one person, living is cheaper in Killeen, TX: $2,106 a month against $2,610 in Toronto, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
103

Cost of Living Index in Killeen, TX
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Killeen, TX Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Killeen, TX

🇺🇸 United States

$2,106

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Killeen, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Killeen, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,106 in Killeen, TX.

Toronto $2,610
Killeen, TX $2,106

Estimated couple costs with rent: $3,727 in Toronto versus $3,276 in Killeen, TX.

Toronto $3,727
Killeen, TX $3,276

Monthly costs for a family of three with rent: $4,844 in Toronto versus $4,447 in Killeen, TX.

Toronto $4,844
Killeen, TX $4,447

Living in Toronto is roughly 24% more expensive than in Killeen, TX, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Toronto 93% above, Killeen, TX 55% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$20.34 $20.34

-13.52%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$65.3 $65.3

20.72%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.77 $11.77

-8.84%

Cappuccino

$4.09 CA$5.78

$5.43 $5.43

-24.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.92 $2.92

-28.08%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.87 $1.87

-8.02%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$5.06 $5.06

25.69%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.78 $5.78

22.49%

Milk (1 liter)

$2.54 CA$3.59

$1.04 $1.04

144.23%

White Bread (500g)

$2.72 CA$3.85

$2.30 $2.30

18.26%

Rice (white) (1kg)

$2.18 CA$3.09

$4.77 $4.77

-54.30%

Eggs

$3.63 CA$5.13

$3.99 $3.99

-9.02%

Local Cheese (1kg)

$9.46 CA$13.37

$8.67 $8.67

9.11%

Chicken Fillets (1kg)

$11.54 CA$16.32

$11.14 $11.14

3.59%

Beef Round Steak (1kg)

$14.37 CA$20.32

$18.15 $18.15

-20.83%

Apples (1kg)

$3.70 CA$5.23

$5.75 $5.75

-35.65%

Banana (1kg)

$1.19 CA$1.68

$0.94 $0.94

26.60%

Oranges (1kg)

$3.46 CA$4.90

$5.04 $5.04

-31.35%

Tomato (1kg)

$4.22 CA$5.97

$4.13 $4.13

2.18%

Potato (1kg)

$1.79 CA$2.52

$2.40 $2.40

-25.42%

Onion (1kg)

$1.65 CA$2.33

$2.87 $2.87

-42.51%

Lettuce (1 head)

$2.20 CA$3.11

$1.92 $1.92

14.58%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.85 $2.85

-55.79%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$6.03 $6.03

131.67%

Wine (Bottle)

$14.20 CA$20.07

$11.73 $11.73

21.06%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.08 $2.08

8.17%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$1.83 $1.83

38.25%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$72.9 $72.9

53.24%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.08 $3.08

-0.65%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.79 $1.79

-31.84%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$14.76 $14.76

46.95%

Gasoline (1 liter)

$1.21 CA$1.72

$0.93 $0.93

30.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$35.8K $35.8K

-27.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$24.2K $24.2K

-12.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$191 $191

-37.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$58.0 $58.0

-44.49%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$66.6 $66.6

-26.63%

Gym Membership (Monthly)

$39.34 CA$55.6

$23.01 $23.01

70.97%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$12.96 $12.96

-2.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$2,090 $2,090

-60.19%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$24.0K $24.0K

-1.70%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$38.16 $38.16

37.00%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$19.71 $19.71

100.10%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$63.4 $63.4

56.23%

Men's Leather Business Shoes

$122 CA$172

$64.3 $64.3

89.63%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,010 $1,010

61.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$882 $882

64.21%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,553 $1,553

76.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,791 $1,791

18.88%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,747 $1,747

369.63%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,758 $1,758

289.05%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$3,303 $3,303

6.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.71

-33.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Killeen, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Killeen, TX

$882 41.9% 39.1% $566

Groceries & Markets

Toronto

$343 13.1%

Killeen, TX

$372 17.7% 8.5% $29

Eating Out

Toronto

$283 10.9%

Killeen, TX

$319 15.2% 12.7% $36

Monthly Utilities & Internet

Toronto

$201 7.7%

Killeen, TX

$315 15% 57.1% $115

Clothing & Footwear

Toronto

$141 5.4%

Killeen, TX

$83 4% 40.7% $57

Getting Around

Toronto

$130 5%

Killeen, TX

$85 * 4% 34.8% $45

Sport & Entertainment

Toronto

$65 2.5%

Killeen, TX

$49 2.3% 24.1% $16

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,010 in Killeen, TX. Housing cost is often the main lever when comparing two cities.

Toronto pays 7% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $65.0 in Killeen, TX. Groceries flip the comparison at $343 vs $372, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Killeen, TX

🕒 Local time

12:17 12:17 PM

11:17 11:17 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

153,095

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Killeen, TX 2,130 km ≈ 3 h 15 min nonstop flight

From you

Toronto
Killeen, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Killeen, TX: Cost of Living - Frequently Asked Questions

Toronto and Killeen, TX differ by about 24% in total monthly costs ($2,610 vs $2,106 including rent). Killeen, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 7% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,631 in Toronto versus $1,010 in Killeen, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Killeen, TX runs roughly 53% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $832 in Toronto versus $2,090 in Killeen, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,106 in Killeen, TX versus $2,610 in Toronto, a $3,000 budget is realistic in Killeen, TX but tight or insufficient in Toronto. The gap between the two cities makes Killeen, TX the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Killeen, TX gentler on the wallet – expenses run 24% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.