Last update: Oct 2026

Cost of Living Comparison Between Toronto and Kharagpur

For one person, living is cheaper in Kharagpur: $312 a month against $2,561 in Toronto, rent and utilities included – about $27,000 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
15

Cost of Living Index in Kharagpur
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Kharagpur Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Kharagpur

🇮🇳 India

$312

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Kharagpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Kharagpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $312 in Kharagpur.

Toronto $2,561
Kharagpur $312

Estimated couple costs with rent: $3,694 in Toronto versus $482 in Kharagpur.

Toronto $3,694
Kharagpur $482

Monthly costs for a family of three with rent: $4,826 in Toronto versus $653 in Kharagpur.

Toronto $4,826
Kharagpur $653

Living in Toronto is roughly 721% more expensive than in Kharagpur, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Kharagpur is 77% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$1.39 ₹132

1135.97%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$8.23 ₹782

823.09%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$3.60 ₹342

192.78%

Cappuccino

$4.02 CA$5.68

$0.88 ₹84.0

356.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.44 ₹41.34

381.82%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.14 ₹13.17

1150.00%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.59 ₹151

292.45%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.08 ₹292

130.19%

Milk (1 liter)

$2.44 CA$3.45

$0.49 ₹46.21

397.96%

White Bread (500g)

$2.68 CA$3.78

$0.41 ₹38.49

553.66%

Rice (white) (1kg)

$2.24 CA$3.17

$0.54 ₹51.1

314.81%

Eggs

$3.56 CA$5.03

$0.89 ₹84.8

300.00%

Local Cheese (1kg)

$9.09 CA$12.85

$3.28 ₹312

177.13%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.60 ₹246

335.77%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

$1.93 ₹183

87.56%

Banana (1kg)

$1.21 CA$1.72

$0.35 ₹33.41

245.71%

Oranges (1kg)

$3.60 CA$5.09

$1.23 ₹116

192.68%

Tomato (1kg)

$4.21 CA$5.96

$0.38 ₹36.44

1007.89%

Potato (1kg)

$1.79 CA$2.53

$0.11 ₹10.44

1527.27%

Onion (1kg)

$1.59 CA$2.25

$0.22 ₹20.91

622.73%

Lettuce (1 head)

$2.27 CA$3.21

$0.48 ₹45.55

372.92%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.30 ₹28.33

316.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$4.95 ₹470

179.19%

Wine (Bottle)

$14.27 CA$20.18

$7.97 ₹757

79.05%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.92 ₹182

14.58%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.41 ₹229

0.83%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.92 ₹657

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.27 ₹25.68

785.19%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.03 ₹98.2

182.52%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.22 ₹20.93

445.45%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$2.03 ₹193

953.20%

Gasoline (1 liter)

$1.21 CA$1.71

$1.08 ₹102

12.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$10.4K ₹990.6K

170.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$20.9K ₹2.0M

-2.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$38.07 ₹3,615

216.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$3.15 ₹299

924.13%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$6.92 ₹657

592.63%

Gym Membership (Monthly)

$38.48 CA$54.4

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$2.87 ₹273

331.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$25.86 ₹2,455

3109.40%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$774 ₹73.5K

2881.84%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$22.74 ₹2,159

123.00%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$25.99 ₹2,468

53.98%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$47.66 ₹4,525

105.56%

Men's Leather Business Shoes

$121 CA$171

$31.86 ₹3,025

278.69%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$80.5 ₹7,639

1879.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$55.4 ₹5,261

2445.76%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$180 ₹17.1K

1382.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$126 ₹12.0K

1603.82%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$368 ₹34.9K

2059.58%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$284 ₹26.9K

2206.28%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$235 ₹22.4K

1482.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.6

-48.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Kharagpur: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Kharagpur

$55 17.8% 96.1% $1.4K

Groceries & Markets

Toronto

$340 13.3%

Kharagpur

$93 29.7% 72.7% $247

Eating Out

Toronto

$278 10.9%

Kharagpur

$49 15.7% 82.4% $229

Monthly Utilities & Internet

Toronto

$201 7.8%

Kharagpur

$48 15.4% 76% $152

Clothing & Footwear

Toronto

$139 5.4%

Kharagpur

$58 18.5% 58.5% $82

Getting Around

Toronto

$129 5.1%

Kharagpur

$3.2 * 1% 97.5% $126

Sport & Entertainment

Toronto

$63 2.5%

Kharagpur

$5.7 * 1.8% 90.9% $57

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $80.5 in Kharagpur. Housing cost is often the main lever when comparing two cities.

Toronto pays 1483% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $8.00 in Kharagpur for a mid-range dinner for two. Groceries echo the gap at $340 vs $93.0 per month, with Kharagpur cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Kharagpur

🕒 Local time

02:01 2:01 AM

11:31 11:31 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

207,600

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

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Between locations

Toronto Kharagpur 12,550 km ≈ 16 h nonstop flight

From you

Toronto
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Kharagpur: Cost of Living - Frequently Asked Questions

Kharagpur wins on cost – living expenses run 721% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Kharagpur the obvious pick if budget is a priority.

Average pay runs 1483% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $80.5 in Kharagpur. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $830 in Toronto versus $25.86 in Kharagpur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kharagpur – a meal for two runs $8.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $312 in Kharagpur versus $2,561 in Toronto, a $1,000 budget is realistic in Kharagpur but tight or insufficient in Toronto. The gap between the two cities makes Kharagpur the clear choice for anyone on this budget.

Both work as nomad bases, but Kharagpur delivers better value – similar infrastructure at $312 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kharagpur hard to pass up.

Safety-wise, Toronto and Kharagpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kharagpur gentler on the wallet – expenses run 721% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.