Last update: Oct 2026

Cost of Living Comparison Between Toronto and Keller, TX

For one person, living is cheaper in Keller, TX: $2,483 a month against $2,610 in Toronto, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
121

Cost of Living Index in Keller, TX
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Keller, TX Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Keller, TX

🇺🇸 United States

$2,483

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Keller, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Keller, TX actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,483 in Keller, TX, rent included.

Toronto $2,610
Keller, TX $2,483

A couple spends around $3,727 per month in Toronto vs $3,519 in Keller, TX, rent included.

Toronto $3,727
Keller, TX $3,519

A family of three spends $4,844 per month in Toronto vs $4,554 in Keller, TX, rent included.

Toronto $4,844
Keller, TX $4,554

Toronto costs about 5% more than Keller, TX, and outside of rent the biggest gap is in transport.

Both Toronto and Keller, TX sit above the global median – Toronto by 93%, Keller, TX by 83%.

Meal at Budget Restaurant

$17.59 CA$24.87

$19.97 $19.97

-11.92%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$64.2 $64.2

22.83%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.96 $11.96

-10.28%

Cappuccino

$4.09 CA$5.78

$5.20 $5.20

-21.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.82 $2.82

-25.53%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.36 $2.36

-27.12%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$5.35 $5.35

18.88%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.83 $7.83

-9.58%

Milk (1 liter)

$2.54 CA$3.59

$0.94 $0.94

170.21%

White Bread (500g)

$2.72 CA$3.85

$3.59 $3.59

-24.23%

Rice (white) (1kg)

$2.18 CA$3.09

$3.76 $3.76

-42.02%

Eggs

$3.63 CA$5.13

$5.89 $5.89

-38.37%

Local Cheese (1kg)

$9.46 CA$13.37

$10.75 $10.75

-12.00%

Chicken Fillets (1kg)

$11.54 CA$16.32

$13.97 $13.97

-17.39%

Beef Round Steak (1kg)

$14.37 CA$20.32

$19.38 $19.38

-25.85%

Apples (1kg)

$3.70 CA$5.23

$4.96 $4.96

-25.40%

Banana (1kg)

$1.19 CA$1.68

$2.55 $2.55

-53.33%

Oranges (1kg)

$3.46 CA$4.90

$4.45 $4.45

-22.25%

Tomato (1kg)

$4.22 CA$5.97

$4.63 $4.63

-8.86%

Potato (1kg)

$1.79 CA$2.52

$2.65 $2.65

-32.45%

Onion (1kg)

$1.65 CA$2.33

$3.02 $3.02

-45.36%

Lettuce (1 head)

$2.20 CA$3.11

$2.20 $2.20

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.46 $2.46

-48.78%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$10.13 $10.13

37.91%

Wine (Bottle)

$14.20 CA$20.07

$14.09 $14.09

0.78%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.08 $2.08

8.17%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.18 $3.18

-20.44%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.82 $2.82

8.51%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.28 $1.28

-4.69%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$23.60 $23.60

-8.09%

Gasoline (1 liter)

$1.21 CA$1.72

$0.98 $0.98

23.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$27.7K $27.7K

-5.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.4K $26.4K

-19.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$209 $209

-42.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$84.2 $84.2

-61.73%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$83.8 $83.8

-41.65%

Gym Membership (Monthly)

$39.34 CA$55.6

$78.6 $78.6

-49.96%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$14.88 $14.88

-15.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,591 $1,591

-47.73%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$24.2K $24.2K

-2.33%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$52.9 $52.9

-1.17%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$41.98 $41.98

-6.05%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$105 $105

-5.79%

Men's Leather Business Shoes

$122 CA$172

$135 $135

-9.57%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,322 $1,322

23.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,094 $1,094

32.39%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,828 $1,828

49.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,573 $1,573

35.34%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$4,151 $4,151

-15.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.45

-30.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Keller, TX: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Keller, TX

$1.1K 44.1% 24.5% $354

Groceries & Markets

Toronto

$343 13.1%

Keller, TX

$422 17% 23.2% $80

Eating Out

Toronto

$283 10.9%

Keller, TX

$321 12.9% 13.4% $38

Monthly Utilities & Internet

Toronto

$201 7.7%

Keller, TX

$377 15.2% 88% $177

Clothing & Footwear

Toronto

$141 5.4%

Keller, TX

$151 6.1% 7.1% $10

Getting Around

Toronto

$130 5%

Keller, TX

$9.2 * 0.4% 92.9% $121

Sport & Entertainment

Toronto

$65 2.5%

Keller, TX

$108 4.4% 68% $44

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,322 in Keller, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Keller, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79.0 in Toronto versus $64.0 in Keller, TX. Groceries tell a different story – $343 in Toronto vs $422 in Keller, TX – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Keller, TX

🕒 Local time

21:19 9:19 PM

20:19 8:19 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

42,907

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Keller, TX 1,950 km ≈ 3 h nonstop flight

From you

Toronto
Keller, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Keller, TX: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,610 in Toronto, $2,483 in Keller, TX – roughly 5% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,916 per month in Toronto and $3,725 in Keller, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Keller, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $79.0 in Toronto and $64.0 in Keller, TX. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 23% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$3,000 is a stretch for both – monthly costs hit $2,610 in Toronto and $2,483 in Keller, TX. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Keller, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Keller, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.