Last update: Oct 2026

Cost of Living Comparison Between Toronto and Kalyan

For one person, living is cheaper in Kalyan: $414 a month against $2,561 in Toronto, rent and utilities included – about $25,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
20

Cost of Living Index in Kalyan
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Kalyan Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Kalyan

🇮🇳 India

$414

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Kalyan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Kalyan actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $414 in Kalyan, rent included.

Toronto $2,561
Kalyan $414

A couple spends around $3,694 per month in Toronto vs $689 in Kalyan, rent included.

Toronto $3,694
Kalyan $689

A family of three spends $4,826 per month in Toronto vs $963 in Kalyan, rent included.

Toronto $4,826
Kalyan $963

Toronto costs about 518% more than Kalyan, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Kalyan is 69% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$3.12 ₹296

450.64%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$11.30 ₹1,073

572.30%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$4.12 ₹391

155.83%

Cappuccino

$4.02 CA$5.68

$1.76 ₹167

128.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.35 ₹33.60

505.71%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.12 ₹11.67

1358.33%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$2.36 ₹224

164.41%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.37 ₹320

110.39%

Milk (1 liter)

$2.44 CA$3.45

$0.73 ₹69.5

234.25%

White Bread (500g)

$2.68 CA$3.78

$0.44 ₹41.71

509.09%

Rice (white) (1kg)

$2.24 CA$3.17

$0.72 ₹68.3

211.11%

Eggs

$3.56 CA$5.03

$0.96 ₹91.2

270.83%

Local Cheese (1kg)

$9.09 CA$12.85

$5.18 ₹492

75.48%

Chicken Fillets (1kg)

$11.33 CA$16.01

$3.10 ₹294

265.48%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

$2.07 ₹196

74.88%

Banana (1kg)

$1.21 CA$1.72

$0.59 ₹55.9

105.08%

Oranges (1kg)

$3.60 CA$5.09

$0.96 ₹91.0

275.00%

Tomato (1kg)

$4.21 CA$5.96

$0.47 ₹44.26

795.74%

Potato (1kg)

$1.79 CA$2.53

$0.34 ₹32.70

426.47%

Onion (1kg)

$1.59 CA$2.25

$0.43 ₹40.89

269.77%

Lettuce (1 head)

$2.27 CA$3.21

$0.41 ₹39.08

453.66%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.28 ₹26.55

346.43%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$3.74 ₹355

269.52%

Wine (Bottle)

$14.27 CA$20.18

$7.72 ₹733

84.84%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.85 ₹176

18.92%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.01 ₹286

-19.27%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.05 ₹575

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.16 ₹15.10

1393.75%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$7.75 ₹736

1331.35%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$0.60 ₹56.5

385.00%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.20 ₹18.96

500.00%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$1.61 ₹153

1227.95%

Gasoline (1 liter)

$1.21 CA$1.71

$1.14 ₹108

6.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$11.9K ₹1.1M

136.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$22.3K ₹2.1M

-9.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$36.34 ₹3,451

231.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$4.49 ₹426

618.49%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$6.52 ₹619

635.12%

Gym Membership (Monthly)

$38.48 CA$54.4

$11.69 ₹1,110

229.17%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$11.12 ₹1,056

106.47%

Cinema Ticket

$12.38 CA$17.50

$3.08 ₹292

301.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$70.7 ₹6,710

1074.57%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$1,471 ₹139.7K

1469.40%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$21.80 ₹2,070

132.61%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$24.77 ₹2,352

61.57%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$40.53 ₹3,848

141.72%

Men's Leather Business Shoes

$121 CA$171

$32.54 ₹3,090

270.77%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$170 ₹16.2K

834.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$99.1 ₹9,410

1323.16%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$425 ₹40.3K

528.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$284 ₹26.9K

658.16%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,636 ₹155.3K

385.79%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$935 ₹88.7K

600.08%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$585 ₹55.6K

536.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.77

-49.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Kalyan: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Kalyan

$99 23.9% 93% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Kalyan

$107 25.9% 68.5% $233

Eating Out

Toronto

$278 10.9%

Kalyan

$79 19.1% 71.6% $199

Monthly Utilities & Internet

Toronto

$201 7.8%

Kalyan

$47 11.4% 76.4% $153

Clothing & Footwear

Toronto

$139 5.4%

Kalyan

$54 13% 61.3% $85

Getting Around

Toronto

$129 5.1%

Kalyan

$10 2.4% 92.3% $119

Sport & Entertainment

Toronto

$63 2.5%

Kalyan

$18 4.3% 71.8% $45

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $170 in Kalyan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 537% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $11.00 in Kalyan. Monthly groceries follow the same trend: $340 vs $107 – making Kalyan the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇮🇳 Kalyan

🕒 Local time

23:37 11:37 PM

09:07 9:07 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

1,262,255

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Kalyan 12,480 km ≈ 16 h nonstop flight

From you

Toronto
Kalyan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Kalyan: Cost of Living - Frequently Asked Questions

Toronto costs about 518% more than Kalyan, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $621 in Kalyan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalyan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 217% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $76.0 in Toronto and $11.00 in Kalyan. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kalyan, where all-in costs run around $414, than in Toronto at $2,561. In Kalyan it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Kalyan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kalyan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.