Last update: Oct 2026

Cost of Living Comparison Between Toronto and Jammu

For one person, living is cheaper in Jammu: $355 a month against $2,530 in Toronto, rent and utilities included – about $26,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
17

Cost of Living Index in Jammu
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Jammu Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Jammu

🇮🇳 India

$355

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Jammu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Jammu actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $355 in Jammu, rent included.

Toronto $2,530
Jammu $355

A couple spends around $3,646 per month in Toronto vs $570 in Jammu, rent included.

Toronto $3,646
Jammu $570

A family of three spends $4,761 per month in Toronto vs $784 in Jammu, rent included.

Toronto $4,761
Jammu $784

Toronto costs about 612% more than Jammu, and outside of rent the biggest gap is in groceries.

Toronto sits 89% above the global median, while Jammu is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.67 CA$25.19

$3.55 ₹343

397.75%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$11.32 ₹1,096

583.57%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$3.69 ₹357

183.74%

Cappuccino

$4.08 CA$5.81

$1.03 ₹99.5

296.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$0.30 ₹28.92

606.67%

Water (0.33 liter bottle)

$1.76 CA$2.51

$0.14 ₹13.69

1157.14%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$1.54 ₹149

300.65%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$3.16 ₹305

118.04%

Milk (1 liter)

$2.43 CA$3.46

$0.61 ₹59.4

298.36%

White Bread (500g)

$2.75 CA$3.92

$0.33 ₹32.37

733.33%

Rice (white) (1kg)

$2.23 CA$3.18

$0.87 ₹84.4

156.32%

Eggs

$3.45 CA$4.91

$0.93 ₹90.1

270.97%

Local Cheese (1kg)

$8.93 CA$12.73

$3.83 ₹371

133.16%

Chicken Fillets (1kg)

$11.44 CA$16.31

$1.54 ₹149

642.86%

Beef Round Steak (1kg)

$14.61 CA$20.83

Apples (1kg)

$3.75 CA$5.34

$1.10 ₹107

240.91%

Banana (1kg)

$1.15 CA$1.64

$0.90 ₹86.9

27.78%

Oranges (1kg)

$3.55 CA$5.06

$0.73 ₹70.6

386.30%

Tomato (1kg)

$4.28 CA$6.10

$0.51 ₹49.37

739.22%

Potato (1kg)

$1.85 CA$2.63

$0.31 ₹29.82

496.77%

Onion (1kg)

$1.67 CA$2.38

$0.54 ₹51.8

209.26%

Lettuce (1 head)

$2.22 CA$3.16

$0.57 ₹55.4

289.47%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.28 ₹26.93

332.14%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$4.12 ₹399

236.89%

Wine (Bottle)

$14.25 CA$20.31

$8.00 ₹774

78.13%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.32 ₹127

66.67%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$3.12 ₹302

-22.44%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.83 ₹274

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.27 ₹26.39

796.30%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$3.18 ₹307

3382.39%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$1.54 ₹149

88.31%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$0.25 ₹24.18

404.00%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$1.79 ₹174

1130.73%

Gasoline (1 liter)

$1.22 CA$1.74

$1.05 ₹102

16.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$13.7K ₹1.3M

101.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$21.9K ₹2.1M

-9.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$46.72 ₹4,521

160.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$3.13 ₹303

923.32%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$6.58 ₹636

628.27%

Gym Membership (Monthly)

$38.90 CA$55.5

$13.80 ₹1,336

181.88%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$6.42 ₹622

261.99%

Cinema Ticket

$12.61 CA$17.97

$2.60 ₹252

385.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$35.77 ₹3,462

2231.45%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$1,075 ₹104.0K

2071.75%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$25.26 ₹2,444

108.23%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$30.61 ₹2,963

31.53%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$42.33 ₹4,096

127.26%

Men's Leather Business Shoes

$123 CA$175

$27.37 ₹2,649

349.18%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$94.9 ₹9,183

1584.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$51.1 ₹4,950

2705.73%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$244 ₹23.6K

989.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$159 ₹15.4K

1218.63%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$948 ₹91.7K

747.39%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$507 ₹49.1K

1192.45%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$493 ₹47.7K

659.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

11.75

-61.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Jammu: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Jammu

$51 14.8% 96.4% $1.4K

Groceries & Markets

Toronto

$340 13.1%

Jammu

$89 25.6% 73.9% $251

Eating Out

Toronto

$282 10.9%

Jammu

$68 19.5% 76% $214

Monthly Utilities & Internet

Toronto

$202 7.8%

Jammu

$56 16.3% 72% $145

Clothing & Footwear

Toronto

$140 5.4%

Jammu

$57 16.3% 59.8% $84

Getting Around

Toronto

$130 5%

Jammu

$7.1 2% 94.6% $123

Sport & Entertainment

Toronto

$64 2.5%

Jammu

$19 5.5% 70.4% $45

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $94.9 in Jammu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 660% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Toronto versus $11.00 in Jammu. Monthly groceries follow the same trend: $340 vs $89.0 – making Jammu the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇮🇳 Jammu

🕒 Local time

23:11 11:11 PM

08:41 8:41 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

502,197

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to CAD in detail →

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Toronto Jammu 11,130 km ≈ 14 h nonstop flight

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Toronto
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Jammu: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 612%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,795 per month in Toronto and $533 in Jammu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jammu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $77.0 in Toronto and $11.00 in Jammu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,530 in Toronto and $355 in Jammu. That's a gap of about 612%.

A $1,500 monthly budget goes further in Jammu, where all-in costs run around $355, than in Toronto at $2,530. In Jammu it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Jammu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jammu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.