Last update: Oct 2026

Cost of Living Comparison Between Toronto and Huntington Beach, CA

For one person, living is cheaper in Toronto: $2,530 a month against $3,496 in Huntington Beach, CA, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
173

Cost of Living Index in Huntington Beach, CA
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Huntington Beach, CA Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Huntington Beach, CA

🇺🇸 United States

$3,496

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Huntington Beach, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Huntington Beach, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $3,496 in Huntington Beach, CA.

Toronto $2,530
Huntington Beach, CA $3,496

Estimated couple costs with rent: $3,646 in Toronto versus $5,884 in Huntington Beach, CA.

Toronto $3,646
Huntington Beach, CA $5,884

Monthly costs for a family of three with rent: $4,761 in Toronto versus $8,271 in Huntington Beach, CA.

Toronto $4,761
Huntington Beach, CA $8,271

Living in Toronto costs roughly 28% less than in Huntington Beach, CA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 89% above, Huntington Beach, CA 161% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$16.18 $16.18

9.21%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$78.5 $78.5

-1.41%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$15.10 $15.10

-30.66%

Cappuccino

$4.08 CA$5.81

$5.77 $5.77

-29.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$3.03 $3.03

-30.03%

Water (0.33 liter bottle)

$1.76 CA$2.51

$2.19 $2.19

-19.63%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$7.41 $7.41

-16.73%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$7.98 $7.98

-13.66%

Milk (1 liter)

$2.43 CA$3.46

$1.14 $1.14

113.16%

White Bread (500g)

$2.75 CA$3.92

$5.10 $5.10

-46.08%

Rice (white) (1kg)

$2.23 CA$3.18

$4.90 $4.90

-54.49%

Eggs

$3.45 CA$4.91

$4.86 $4.86

-29.01%

Local Cheese (1kg)

$8.93 CA$12.73

$12.29 $12.29

-27.34%

Chicken Fillets (1kg)

$11.44 CA$16.31

$18.95 $18.95

-39.63%

Beef Round Steak (1kg)

$14.61 CA$20.83

$15.34 $15.34

-4.76%

Apples (1kg)

$3.75 CA$5.34

$4.75 $4.75

-21.05%

Banana (1kg)

$1.15 CA$1.64

$1.70 $1.70

-32.35%

Oranges (1kg)

$3.55 CA$5.06

$4.11 $4.11

-13.63%

Tomato (1kg)

$4.28 CA$6.10

$5.62 $5.62

-23.84%

Potato (1kg)

$1.85 CA$2.63

$4.45 $4.45

-58.43%

Onion (1kg)

$1.67 CA$2.38

$3.04 $3.04

-45.07%

Lettuce (1 head)

$2.22 CA$3.16

$2.09 $2.09

6.22%

Water (1.5 liter bottle)

$1.21 CA$1.72

$2.52 $2.52

-51.98%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$10.79 $10.79

28.64%

Wine (Bottle)

$14.25 CA$20.31

$15.16 $15.16

-6.00%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.98 $1.98

11.11%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$3.16 $3.16

-23.42%

One-way Ticket (Public Transport)

$2.42 CA$3.44

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$4.55 $4.55

-36.26%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$1.82 $1.82

-30.77%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$35.56 $35.56

-38.05%

Gasoline (1 liter)

$1.22 CA$1.74

$1.59 $1.59

-23.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$36.7K $36.7K

-24.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$25.5K $25.5K

-22.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$212 $212

-42.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$62.2 $62.2

-48.53%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$81.3 $81.3

-41.03%

Gym Membership (Monthly)

$38.90 CA$55.5

$44.90 $44.90

-13.36%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

Cinema Ticket

$12.61 CA$17.97

$14.71 $14.71

-14.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$1,171 $1,171

-28.77%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$42.7K $42.7K

-45.39%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$64.7 $64.7

-18.70%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$40.93 $40.93

-1.64%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$98.3 $98.3

-2.14%

Men's Leather Business Shoes

$123 CA$175

$114 $114

7.91%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$2,627 $2,627

-39.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$2,196 $2,196

-34.67%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$5,021 $5,021

-47.09%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$5,243 $5,243

-60.02%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$8,152 $8,152

-1.46%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$5,097 $5,097

28.65%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$5,440 $5,440

-31.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.64

-32.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Huntington Beach, CA: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Huntington Beach, CA

$2.2K 61.7% 53.1% $762

Groceries & Markets

Toronto

$340 13.1%

Huntington Beach, CA

$462 13% 35.8% $122

Eating Out

Toronto

$282 10.9%

Huntington Beach, CA

$318 8.9% 12.8% $36

Monthly Utilities & Internet

Toronto

$202 7.8%

Huntington Beach, CA

$355 10% 76% $153

Clothing & Footwear

Toronto

$140 5.4%

Huntington Beach, CA

$143 4% 1.9% $2.6

Getting Around

Toronto

$130 5%

Huntington Beach, CA

$14 * 0.4% 89.5% $116

Sport & Entertainment

Toronto

$64 2.5%

Huntington Beach, CA

$74 2.1% 15.9% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $2,627 in Huntington Beach, CA. Housing cost is often the main lever when comparing two cities.

Huntington Beach, CA pays 45% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $78.0 in Huntington Beach, CA for a mid-range dinner for two. Groceries echo the gap at $340 vs $462 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Huntington Beach, CA

🕒 Local time

01:04 1:04 AM

22:04 10:04 PM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

193,366

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 11, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Huntington Beach, CA 3,500 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Huntington Beach, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Huntington Beach, CA: Cost of Living - Frequently Asked Questions

Toronto wins on cost – living expenses run 38% lower than in Huntington Beach, CA. Housing and daily spending are where you'll feel the difference most, making Toronto the obvious pick if budget is a priority.

On paper, salaries run 45% lower in Huntington Beach, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,598 in Toronto versus $2,627 in Huntington Beach, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $834 in Toronto versus $1,171 in Huntington Beach, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toronto – a meal for two runs $77.0 versus $78.0 in Huntington Beach, CA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Toronto delivers better value – similar infrastructure at $2,530 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Toronto hard to pass up.

Safety-wise, Toronto and Huntington Beach, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 38% less than in Huntington Beach, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.