Last update: Oct 2026

Cost of Living Comparison Between Huntington Beach, CA and Toronto

For one person, living is cheaper in Toronto: $2,530 a month against $3,496 in Huntington Beach, CA, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

173

Cost of Living Index in Huntington Beach, CA
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Huntington Beach, CA Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Huntington Beach, CA

🇺🇸 United States

$3,496

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Huntington Beach, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Huntington Beach, CA and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,496 in Huntington Beach, CA versus $2,530 in Toronto.

Huntington Beach, CA $3,496
Toronto $2,530

Estimated couple costs with rent: $5,884 in Huntington Beach, CA versus $3,646 in Toronto.

Huntington Beach, CA $5,884
Toronto $3,646

Monthly costs for a family of three with rent: $8,271 in Huntington Beach, CA versus $4,761 in Toronto.

Huntington Beach, CA $8,271
Toronto $4,761

Living in Huntington Beach, CA is roughly 38% more expensive than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Huntington Beach, CA 161% above, Toronto 89% above.

Meal at Budget Restaurant

$16.18 $16.18

$17.67 CA$25.19

-8.43%

Three-Course Dinner for Two, Mid-Range

$78.5 $78.5

$77.4 CA$110

1.43%

Fast Food Meal (McDonalds, etc)

$15.10 $15.10

$10.47 CA$14.93

44.22%

Cappuccino

$5.77 $5.77

$4.08 CA$5.81

41.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 $3.03

$2.12 CA$3.02

42.92%

Water (0.33 liter bottle)

$2.19 $2.19

$1.76 CA$2.51

24.43%

Local Beer (0.5 liter draught)

$7.41 $7.41

$6.17 CA$8.80

20.10%

Imported Beer (0.33 liter bottle)

$7.98 $7.98

$6.89 CA$9.82

15.82%

Milk (1 liter)

$1.14 $1.14

$2.43 CA$3.46

-53.09%

White Bread (500g)

$5.10 $5.10

$2.75 CA$3.92

85.45%

Rice (white) (1kg)

$4.90 $4.90

$2.23 CA$3.18

119.73%

Eggs

$4.86 $4.86

$3.45 CA$4.91

40.87%

Local Cheese (1kg)

$12.29 $12.29

$8.93 CA$12.73

37.63%

Chicken Fillets (1kg)

$18.95 $18.95

$11.44 CA$16.31

65.65%

Beef Round Steak (1kg)

$15.34 $15.34

$14.61 CA$20.83

5.00%

Apples (1kg)

$4.75 $4.75

$3.75 CA$5.34

26.67%

Banana (1kg)

$1.70 $1.70

$1.15 CA$1.64

47.83%

Oranges (1kg)

$4.11 $4.11

$3.55 CA$5.06

15.77%

Tomato (1kg)

$5.62 $5.62

$4.28 CA$6.10

31.31%

Potato (1kg)

$4.45 $4.45

$1.85 CA$2.63

140.54%

Onion (1kg)

$3.04 $3.04

$1.67 CA$2.38

82.04%

Lettuce (1 head)

$2.09 $2.09

$2.22 CA$3.16

-5.86%

Water (1.5 liter bottle)

$2.52 $2.52

$1.21 CA$1.72

108.26%

Cigarettes 20 Pack (Marlboro, Camel)

$10.79 $10.79

$13.88 CA$19.78

-22.26%

Wine (Bottle)

$15.16 $15.16

$14.25 CA$20.31

6.39%

Local Beer (0.5 liter bottle)

$1.98 $1.98

$2.20 CA$3.13

-10.00%

Imported Beer (0.33 liter bottle)

$3.16 $3.16

$2.42 CA$3.45

30.58%

One-way Ticket (Public Transport)

$2.42 CA$3.44

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$4.55 $4.55

$2.90 CA$4.13

56.90%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$1.26 CA$1.80

44.44%

Taxi 1hour Waiting (Normal Tariff)

$35.56 $35.56

$22.03 CA$31.40

61.42%

Gasoline (1 liter)

$1.59 $1.59

$1.22 CA$1.74

30.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$27.6K CA$39.4K

32.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$19.8K CA$28.3K

28.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 $212

$122 CA$174

73.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.2 $62.2

$32.03 CA$45.66

94.29%

Internet (50+ Mbps, Unlimited Data)

$81.3 $81.3

$47.92 CA$68.3

69.57%

Gym Membership (Monthly)

$44.90 $44.90

$38.90 CA$55.5

15.42%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

Cinema Ticket

$14.71 $14.71

$12.61 CA$17.97

16.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,171 $1,171

$834 CA$1,189

40.39%

International Primary School, 1 Child (Yearly)

$42.7K $42.7K

$23.3K CA$33.3K

83.13%

Jeans (Levis 501 Or Similar)

$64.7 $64.7

$52.6 CA$75.0

23.00%

Summer Dress (H&M, Zara, etc)

$40.93 $40.93

$40.26 CA$57.4

1.66%

Sport Shoes (Adidas, Nike)

$98.3 $98.3

$96.2 CA$137

2.18%

Men's Leather Business Shoes

$114 $114

$123 CA$175

-7.33%

1-bedroom Apartment, City Center (Monthly)

$2,627 $2,627

$1,598 CA$2,278

64.37%

1-bedroom Apartment, Outside City Center (Monthly)

$2,196 $2,196

$1,435 CA$2,045

53.08%

3-bedroom Apartment, City Center (Monthly)

$5,021 $5,021

$2,657 CA$3,787

89.00%

3-bedroom Apartment, Outside City Center (Monthly)

$5,243 $5,243

$2,096 CA$2,988

150.12%

Buy Apartment in City Center (m2)

$8,152 $8,152

$8,033 CA$11.5K

1.48%

Buy Apartment Outside City Center (m2)

$5,097 $5,097

$6,557 CA$9,347

-22.27%

Average Monthly Net Salary (After Tax)

$5,440 $5,440

$3,743 CA$5,335

45.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

4.47

48.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Huntington Beach, CA: October 4, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Huntington Beach, CA

$2.2K 61.7%

Toronto

$1.4K 55.4% 34.7% $762

Groceries & Markets

Huntington Beach, CA

$462 13%

Toronto

$340 13.1% 26.4% $122

Monthly Utilities & Internet

Huntington Beach, CA

$355 10%

Toronto

$202 7.8% 43.2% $153

Eating Out

Huntington Beach, CA

$318 8.9%

Toronto

$282 10.9% 11.3% $36

Clothing & Footwear

Huntington Beach, CA

$143 4%

Toronto

$140 5.4% 1.8% $2.6

Sport & Entertainment

Huntington Beach, CA

$74 2.1%

Toronto

$64 2.5% 13.7% $10

Getting Around

Huntington Beach, CA

$14 * 0.4%

Toronto

$130 5% 850% $116

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,627 in Huntington Beach, CA and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Huntington Beach, CA pays 45% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Huntington Beach, CA vs $77.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $462 vs $340 per month, with Toronto cheaper across the board.

Good to know

🇺🇸 Huntington Beach, CA

🇨🇦 Toronto

🕒 Local time

21:09 9:09 PM

00:09 12:09 AM

3 h ahead of Huntington Beach, CA

🌤 Weather

👥 Population

193,366

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 11, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

On the map

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Between locations

Huntington Beach, CA Toronto 3,500 km ≈ 4 h 45 min nonstop flight

From you

Huntington Beach, CA
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Huntington Beach, CA vs Toronto: Cost of Living - Frequently Asked Questions

Toronto wins on cost – living expenses run 38% lower than in Huntington Beach, CA. Housing and daily spending are where you'll feel the difference most, making Toronto the obvious pick if budget is a priority.

Average pay runs 45% higher in Huntington Beach, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,627 in Huntington Beach, CA versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,171 in Huntington Beach, CA versus $834 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toronto – a meal for two runs $77.0 versus $78.0 in Huntington Beach, CA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Toronto delivers better value – similar infrastructure at $2,530 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Toronto hard to pass up.

Safety-wise, Huntington Beach, CA and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 38% less than in Huntington Beach, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.