Last update: Oct 2026

Cost of Living Comparison Between Toronto and Hubli

For one person, living is cheaper in Hubli: $379 a month against $2,561 in Toronto, rent and utilities included – about $26,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
19

Cost of Living Index in Hubli
Learn more

Hubli Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Hubli

🇮🇳 India

$379

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Hubli

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Hubli actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $379 in Hubli, rent included.

Toronto $2,561
Hubli $379

A couple spends around $3,694 per month in Toronto vs $614 in Hubli, rent included.

Toronto $3,694
Hubli $614

A family of three spends $4,826 per month in Toronto vs $850 in Hubli, rent included.

Toronto $4,826
Hubli $850

Toronto costs about 576% more than Hubli, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Hubli is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$4.82 ₹458

256.43%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$15.07 ₹1,431

404.11%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$3.01 ₹286

250.17%

Cappuccino

$4.02 CA$5.68

$1.56 ₹148

157.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.37 ₹34.97

472.97%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.09 ₹8.27

1844.44%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$1.83 ₹174

240.98%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$2.92 ₹277

142.81%

Milk (1 liter)

$2.44 CA$3.45

$0.57 ₹53.8

328.07%

White Bread (500g)

$2.68 CA$3.78

$0.40 ₹38.11

570.00%

Rice (white) (1kg)

$2.24 CA$3.17

$0.77 ₹73.2

190.91%

Eggs

$3.56 CA$5.03

$0.85 ₹81.0

318.82%

Local Cheese (1kg)

$9.09 CA$12.85

$7.44 ₹707

22.18%

Chicken Fillets (1kg)

$11.33 CA$16.01

$4.05 ₹385

179.75%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

$2.15 ₹204

68.37%

Banana (1kg)

$1.21 CA$1.72

$0.52 ₹48.92

132.69%

Oranges (1kg)

$3.60 CA$5.09

$1.30 ₹124

176.92%

Tomato (1kg)

$4.21 CA$5.96

$0.23 ₹21.91

1730.43%

Potato (1kg)

$1.79 CA$2.53

$0.34 ₹32.03

426.47%

Onion (1kg)

$1.59 CA$2.25

$0.35 ₹33.44

354.29%

Lettuce (1 head)

$2.27 CA$3.21

$0.62 ₹58.5

266.13%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.27 ₹25.51

362.96%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$5.03 ₹478

174.75%

Wine (Bottle)

$14.27 CA$20.18

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.79 ₹170

22.91%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.03 ₹193

19.70%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.79 ₹455

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.27 ₹25.92

785.19%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$0.75 ₹71.0

2750.67%

Gasoline (1 liter)

$1.21 CA$1.71

$1.07 ₹101

13.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$34.26 ₹3,253

251.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$3.06 ₹290

954.25%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$9.89 ₹939

384.63%

Gym Membership (Monthly)

$38.48 CA$54.4

$26.01 ₹2,470

47.94%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$2.12 ₹201

983.02%

Cinema Ticket

$12.38 CA$17.50

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$52.1 ₹4,945

1493.91%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$699 ₹66.4K

3203.57%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$12.56 ₹1,192

303.74%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$20.70 ₹1,965

93.33%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$31.23 ₹2,965

213.70%

Men's Leather Business Shoes

$121 CA$171

$31.03 ₹2,947

288.82%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$110 ₹10.5K

1346.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$79.2 ₹7,524

1680.07%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$234 ₹22.3K

1038.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$178 ₹16.9K

1108.55%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$478 ₹45.4K

1561.58%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$258 ₹24.5K

2438.70%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$415 ₹39.4K

798.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

7.75

-42.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Hubli: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Hubli

$79 20.9% 94.4% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Hubli

$99 * 26.2% 70.7% $240

Eating Out

Toronto

$278 10.9%

Hubli

$83 21.9% 70.1% $195

Monthly Utilities & Internet

Toronto

$201 7.8%

Hubli

$47 12.5% 76.5% $153

Clothing & Footwear

Toronto

$139 5.4%

Hubli

$43 11.3% 69.1% $96

Getting Around

Toronto

$129 5.1%

Hubli

$1.1 * 0.3% 99.2% $128

Sport & Entertainment

Toronto

$63 2.5%

Hubli

$26 * 6.9% 58.9% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $110 in Hubli. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 798% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $15.00 in Hubli. Monthly groceries follow the same trend: $340 vs $99.0 – making Hubli the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇮🇳 Hubli

🕒 Local time

14:00 2:00 PM

23:30 11:30 PM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

500,000

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Hubli 12,960 km ≈ 17 h nonstop flight

From you

Toronto
Hubli

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Hubli: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 576%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,841 per month in Toronto and $569 in Hubli. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Toronto and $15.00 in Hubli. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 242% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Hubli, where all-in costs run around $379, than in Toronto at $2,561. In Hubli it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Hubli – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.