Last update: Oct 2026

Cost of Living Comparison Between Toronto and Hoffman Estates, IL

For one person, living costs are similar in Toronto and in Hoffman Estates, IL: $2,610 and $2,548 a month, rent and utilities included.

126

Cost of Living Index in Toronto
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Toronto Living Index
124

Cost of Living Index in Hoffman Estates, IL
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Hoffman Estates, IL Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Hoffman Estates, IL

🇺🇸 United States

$2,548

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Hoffman Estates, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Hoffman Estates, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,548 in Hoffman Estates, IL.

Toronto $2,610
Hoffman Estates, IL $2,548

Estimated couple costs with rent: $3,727 in Toronto versus $3,650 in Hoffman Estates, IL.

Toronto $3,727
Hoffman Estates, IL $3,650

Monthly costs for a family of three with rent: $4,844 in Toronto versus $4,753 in Hoffman Estates, IL.

Toronto $4,844
Hoffman Estates, IL $4,753

Living in Toronto is roughly 2% more expensive than in Hoffman Estates, IL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Hoffman Estates, IL 88% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$17.29 $17.29

1.74%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$66.6 $66.6

18.40%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$10.17 $10.17

5.51%

Cappuccino

$4.09 CA$5.78

$4.86 $4.86

-15.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.76 $2.76

-23.91%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.01 $2.01

-14.43%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$6.40 $6.40

-0.63%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$6.17 $6.17

14.75%

Milk (1 liter)

$2.54 CA$3.59

$1.01 $1.01

151.49%

White Bread (500g)

$2.72 CA$3.85

$3.43 $3.43

-20.70%

Rice (white) (1kg)

$2.18 CA$3.09

$4.29 $4.29

-49.18%

Eggs

$3.63 CA$5.13

$4.27 $4.27

-14.99%

Local Cheese (1kg)

$9.46 CA$13.37

$12.41 $12.41

-23.77%

Chicken Fillets (1kg)

$11.54 CA$16.32

$11.38 $11.38

1.41%

Beef Round Steak (1kg)

$14.37 CA$20.32

$17.28 $17.28

-16.84%

Apples (1kg)

$3.70 CA$5.23

$4.96 $4.96

-25.40%

Banana (1kg)

$1.19 CA$1.68

$1.59 $1.59

-25.16%

Oranges (1kg)

$3.46 CA$4.90

$4.27 $4.27

-18.97%

Tomato (1kg)

$4.22 CA$5.97

$4.60 $4.60

-8.26%

Potato (1kg)

$1.79 CA$2.52

$2.72 $2.72

-34.19%

Onion (1kg)

$1.65 CA$2.33

$3.01 $3.01

-45.18%

Lettuce (1 head)

$2.20 CA$3.11

$2.14 $2.14

2.80%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.20 $2.20

-42.73%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$8.92 $8.92

56.61%

Wine (Bottle)

$14.20 CA$20.07

$14.93 $14.93

-4.89%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.21 $2.21

1.81%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.87 $2.87

-11.85%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.05 $2.05

13.17%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.37 $3.37

-9.20%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.52 $1.52

-19.74%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$30.23 $30.23

-28.25%

Gasoline (1 liter)

$1.21 CA$1.72

$1.22 $1.22

-0.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$26.4K $26.4K

-0.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$27.1K $27.1K

-21.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$222 $222

-46.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$59.5 $59.5

-45.82%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$68.7 $68.7

-28.80%

Gym Membership (Monthly)

$39.34 CA$55.6

$41.74 $41.74

-5.75%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$13.87 $13.87

-9.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,385 $1,385

-39.92%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$25.3K $25.3K

-6.84%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$58.7 $58.7

-10.88%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$40.85 $40.85

-3.45%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$90.1 $90.1

9.94%

Men's Leather Business Shoes

$122 CA$172

$122 $122

-0.41%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,618 $1,618

0.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,283 $1,283

12.87%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,803 $2,803

-2.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,029 $2,029

4.93%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,652 $2,652

209.47%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,396 $2,396

185.42%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$2,390 $2,390

47.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.57

-31.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Hoffman Estates, IL: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Hoffman Estates, IL

$1.3K 50.4% 11.4% $165

Groceries & Markets

Toronto

$343 13.1%

Hoffman Estates, IL

$395 15.5% 15.1% $52

Eating Out

Toronto

$283 10.9%

Hoffman Estates, IL

$291 11.4% 2.6% $7.4

Monthly Utilities & Internet

Toronto

$201 7.7%

Hoffman Estates, IL

$350 13.7% 74.5% $149

Clothing & Footwear

Toronto

$141 5.4%

Hoffman Estates, IL

$140 5.5% 0.2% $0.3

Getting Around

Toronto

$130 5%

Hoffman Estates, IL

$19 * 0.8% 85.3% $111

Sport & Entertainment

Toronto

$65 2.5%

Hoffman Estates, IL

$69 2.7% 7.7% $5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,618 in Hoffman Estates, IL. Housing cost is often the main lever when comparing two cities.

Toronto pays 47% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $67.0 in Hoffman Estates, IL. Groceries flip the comparison at $343 vs $395, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Hoffman Estates, IL

🕒 Local time

17:24 5:24 PM

16:24 4:24 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

51,895

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Hoffman Estates, IL 730 km ≈ 1 h 30 min nonstop flight

From you

Toronto
Hoffman Estates, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Hoffman Estates, IL: Cost of Living - Frequently Asked Questions

Toronto and Hoffman Estates, IL differ by about 2% in total monthly costs ($2,610 vs $2,548 including rent). Hoffman Estates, IL is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 47% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,631 in Toronto versus $1,618 in Hoffman Estates, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $832 in Toronto versus $1,385 in Hoffman Estates, IL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Hoffman Estates, IL – a meal for two runs $67.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Hoffman Estates, IL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Hoffman Estates, IL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hoffman Estates, IL gentler on the wallet – expenses run 2% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.