Last update: Oct 2026

Cost of Living Comparison Between Hoffman Estates, IL and Toronto

For one person, living costs are similar in Hoffman Estates, IL and in Toronto: $2,548 and $2,610 a month, rent and utilities included.

124

Cost of Living Index in Hoffman Estates, IL
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Hoffman Estates, IL Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Hoffman Estates, IL

🇺🇸 United States

$2,548

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Hoffman Estates, IL and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hoffman Estates, IL and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,548 in Hoffman Estates, IL versus $2,610 in Toronto.

Hoffman Estates, IL $2,548
Toronto $2,610

Estimated couple costs with rent: $3,650 in Hoffman Estates, IL versus $3,727 in Toronto.

Hoffman Estates, IL $3,650
Toronto $3,727

Monthly costs for a family of three with rent: $4,753 in Hoffman Estates, IL versus $4,844 in Toronto.

Hoffman Estates, IL $4,753
Toronto $4,844

Living in Hoffman Estates, IL costs roughly 2% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Hoffman Estates, IL 88% above, Toronto 93% above.

Meal at Budget Restaurant

$17.29 $17.29

$17.59 CA$24.87

-1.71%

Three-Course Dinner for Two, Mid-Range

$66.6 $66.6

$78.8 CA$111

-15.54%

Fast Food Meal (McDonalds, etc)

$10.17 $10.17

$10.73 CA$15.16

-5.22%

Cappuccino

$4.86 $4.86

$4.09 CA$5.78

18.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 $2.76

$2.10 CA$2.97

31.43%

Water (0.33 liter bottle)

$2.01 $2.01

$1.72 CA$2.43

16.86%

Local Beer (0.5 liter draught)

$6.40 $6.40

$6.36 CA$8.99

0.63%

Imported Beer (0.33 liter bottle)

$6.17 $6.17

$7.08 CA$10.01

-12.85%

Milk (1 liter)

$1.01 $1.01

$2.54 CA$3.59

-60.24%

White Bread (500g)

$3.43 $3.43

$2.72 CA$3.85

26.10%

Rice (white) (1kg)

$4.29 $4.29

$2.18 CA$3.09

96.79%

Eggs

$4.27 $4.27

$3.63 CA$5.13

17.63%

Local Cheese (1kg)

$12.41 $12.41

$9.46 CA$13.37

31.18%

Chicken Fillets (1kg)

$11.38 $11.38

$11.54 CA$16.32

-1.39%

Beef Round Steak (1kg)

$17.28 $17.28

$14.37 CA$20.32

20.25%

Apples (1kg)

$4.96 $4.96

$3.70 CA$5.23

34.05%

Banana (1kg)

$1.59 $1.59

$1.19 CA$1.68

33.61%

Oranges (1kg)

$4.27 $4.27

$3.46 CA$4.90

23.41%

Tomato (1kg)

$4.60 $4.60

$4.22 CA$5.97

9.00%

Potato (1kg)

$2.72 $2.72

$1.79 CA$2.52

51.96%

Onion (1kg)

$3.01 $3.01

$1.65 CA$2.33

82.42%

Lettuce (1 head)

$2.14 $2.14

$2.20 CA$3.11

-2.73%

Water (1.5 liter bottle)

$2.20 $2.20

$1.26 CA$1.78

74.60%

Cigarettes 20 Pack (Marlboro, Camel)

$8.92 $8.92

$13.97 CA$19.75

-36.15%

Wine (Bottle)

$14.93 $14.93

$14.20 CA$20.07

5.14%

Local Beer (0.5 liter bottle)

$2.21 $2.21

$2.25 CA$3.18

-1.78%

Imported Beer (0.33 liter bottle)

$2.87 $2.87

$2.53 CA$3.58

13.44%

One-way Ticket (Public Transport)

$2.05 $2.05

$2.32 CA$3.28

-11.64%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.37 $3.37

$3.06 CA$4.33

10.13%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.22 CA$1.72

24.59%

Taxi 1hour Waiting (Normal Tariff)

$30.23 $30.23

$21.69 CA$30.66

39.37%

Gasoline (1 liter)

$1.22 $1.22

$1.21 CA$1.72

0.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K $26.4K

$26.1K CA$37.0K

0.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$21.1K CA$29.9K

28.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 $222

$120 CA$169

85.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.5 $59.5

$32.21 CA$45.54

84.57%

Internet (50+ Mbps, Unlimited Data)

$68.7 $68.7

$48.88 CA$69.1

40.45%

Gym Membership (Monthly)

$41.74 $41.74

$39.34 CA$55.6

6.10%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$13.87 $13.87

$12.58 CA$17.79

10.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,385 $1,385

$832 CA$1,176

66.45%

International Primary School, 1 Child (Yearly)

$25.3K $25.3K

$23.6K CA$33.4K

7.34%

Jeans (Levis 501 Or Similar)

$58.7 $58.7

$52.3 CA$73.9

12.20%

Summer Dress (H&M, Zara, etc)

$40.85 $40.85

$39.44 CA$55.8

3.58%

Sport Shoes (Adidas, Nike)

$90.1 $90.1

$99.0 CA$140

-9.04%

Men's Leather Business Shoes

$122 $122

$122 CA$172

0.41%

1-bedroom Apartment, City Center (Monthly)

$1,618 $1,618

$1,631 CA$2,306

-0.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,283 $1,283

$1,448 CA$2,048

-11.40%

3-bedroom Apartment, City Center (Monthly)

$2,803 $2,803

$2,737 CA$3,869

2.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,029 $2,029

$2,129 CA$3,010

-4.70%

Buy Apartment in City Center (m2)

$2,652 $2,652

$8,206 CA$11.6K

-67.69%

Buy Apartment Outside City Center (m2)

$2,396 $2,396

$6,838 CA$9,666

-64.96%

Average Monthly Net Salary (After Tax)

$2,390 $2,390

$3,520 CA$4,976

-32.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

4.47

46.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hoffman Estates, IL: October 17, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hoffman Estates, IL

$1.3K 50.4%

Toronto

$1.4K 55.5% 12.9% $165

Groceries & Markets

Hoffman Estates, IL

$395 15.5%

Toronto

$343 13.1% 13.1% $52

Monthly Utilities & Internet

Hoffman Estates, IL

$350 13.7%

Toronto

$201 7.7% 42.7% $149

Eating Out

Hoffman Estates, IL

$291 11.4%

Toronto

$283 10.9% 2.6% $7.4

Clothing & Footwear

Hoffman Estates, IL

$140 5.5%

Toronto

$141 5.4% 0.2% $0.3

Sport & Entertainment

Hoffman Estates, IL

$69 2.7%

Toronto

$65 2.5% 7.2% $5

Getting Around

Hoffman Estates, IL

$19 * 0.8%

Toronto

$130 5% 579% $111

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,618 in Hoffman Estates, IL and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 47% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Hoffman Estates, IL vs $79.0 in Toronto. Groceries flip the comparison at $395 vs $343, with Toronto cheaper for home cooking.

Good to know

🇺🇸 Hoffman Estates, IL

🇨🇦 Toronto

🕒 Local time

15:40 3:40 PM

16:40 4:40 PM

1 h ahead of Hoffman Estates, IL

🌤 Weather

👥 Population

51,895

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Hoffman Estates, IL Toronto 730 km ≈ 1 h 30 min nonstop flight

From you

Hoffman Estates, IL
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hoffman Estates, IL vs Toronto: Cost of Living - Frequently Asked Questions

Hoffman Estates, IL and Toronto differ by about 2% in total monthly costs ($2,548 vs $2,610 including rent). Hoffman Estates, IL is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 47% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,618 in Hoffman Estates, IL versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,385 in Hoffman Estates, IL versus $832 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Hoffman Estates, IL – a meal for two runs $67.0 versus $79.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Hoffman Estates, IL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hoffman Estates, IL and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hoffman Estates, IL gentler on the wallet – expenses run 2% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.