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Cost of Living Comparison Between Toronto and Hay River, NT Cost of Living Comparison Between Toronto and Hay River, NT

๐Ÿ˜ Solo nomad: Toronto is 0.9% more expensive than Hay River, NT without rent, and 18.5% more expensive with rent.
๐Ÿ˜ Family of 3: Toronto is 12.2% more expensive than Hay River, NT without rent, and 22.5% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Toronto
Hay River, NT
Difference
Meal at Budget Restaurant
$18.97 CA$26.37
$16.72 CA$23.25
13.46%
Three-Course Dinner for Two, Mid-Range
$82.9 CA$115
$69.7 CA$96.9
18.92%
Fast Food Meal (McDonalds, etc)
$11.12 CA$15.45
$11.18 CA$15.55
-0.54%
Cappuccino
$3.98 CA$5.54
$3.88 CA$5.39
2.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.93
$1.97 CA$2.74
7.11%
Water (0.33 liter bottle)
$1.70 CA$2.37
$1.65 CA$2.29
3.03%
Local Beer (0.5 liter draught)
$5.84 CA$8.12
$5.44 CA$7.56
7.35%
Imported Beer (0.33 liter bottle)
$6.64 CA$9.23
$5.95 CA$8.27
11.60%
๐Ÿ›’ Groceries & Markets
Toronto
Hay River, NT
Difference
Milk (1 liter)
$2.80 CA$3.89
$2.19 CA$3.04
27.85%
White Bread (500g)
$2.87 CA$3.99
$2.60 CA$3.62
10.38%
Rice (white) (1kg)
$3.68 CA$5.12
$3.69 CA$5.13
-0.27%
Eggs
$3.47 CA$4.82
$3.37 CA$4.69
2.97%
Local Cheese (1kg)
$13.62 CA$18.93
$11.32 CA$15.73
20.32%
Chicken Fillets (1kg)
$13.03 CA$18.11
$11.78 CA$16.38
10.61%
Beef Round Steak (1kg)
$16.98 CA$23.60
$14.43 CA$20.05
17.67%
Apples (1kg)
$4.07 CA$5.65
$4.17 CA$5.79
-2.40%
Banana (1kg)
$1.18 CA$1.64
$1.35 CA$1.88
-12.59%
Oranges (1kg)
$3.35 CA$4.65
$3.76 CA$5.22
-10.90%
Tomato (1kg)
$3.98 CA$5.53
$3.83 CA$5.33
3.92%
Potato (1kg)
$2.42 CA$3.37
$2.50 CA$3.48
-3.20%
Onion (1kg)
$2.90 CA$4.03
$2.54 CA$3.53
14.17%
Lettuce (1 head)
$2.45 CA$3.40
$2.60 CA$3.62
-5.77%
Water (1.5 liter bottle)
$1.97 CA$2.75
$1.71 CA$2.38
15.20%
Cigarettes 20 Pack (Marlboro, Camel)
$14.49 CA$20.13
$13.94 CA$19.38
3.95%
Wine (Bottle)
$13.12 CA$18.23
$13.22 CA$18.38
-0.76%
Local Beer (0.5 liter bottle)
$2.77 CA$3.86
$2.83 CA$3.94
-2.12%
Imported Beer (0.33 liter bottle)
$3.28 CA$4.56
$3.14 CA$4.36
4.46%
๐ŸšŒ Getting Around
Toronto
Hay River, NT
Difference
One-way Ticket (Public Transport)
$2.50 CA$3.48
$2.30 CA$3.20
8.70%
Public Transport Monthly Pass (Regular Price)
$117 CA$162
$62.5 CA$86.9
86.50%
Taxi Start (Normal Tariff)
$3.78 CA$5.25
$3.15 CA$4.38
20.00%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.88
$1.42 CA$1.98
-4.93%
Taxi 1hour Waiting (Normal Tariff)
$25.68 CA$35.70
$26.19 CA$36.40
-1.95%
Gasoline (1 liter)
$1.14 CA$1.59
$1.17 CA$1.62
-2.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K CA$34.9K
$24.9K CA$34.6K
0.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K CA$29.8K
$20.4K CA$28.3K
5.15%
๐Ÿงพ Monthly Utilities & Internet
Toronto
Hay River, NT
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$166
$143 CA$199
-16.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.86 CA$51.2
$43.09 CA$59.9
-14.46%
Internet (50+ Mbps, Unlimited Data)
$54.2 CA$75.4
$63.8 CA$88.7
-14.99%
๐ŸŽ‰ Sport & Entertainment
Toronto
Hay River, NT
Difference
Gym Membership (Monthly)
$56.5 CA$78.5
$41.57 CA$57.8
35.89%
Tennis Court (1 Hour on Weekend)
$21.02 CA$29.22
-
-
Cinema Ticket
$11.59 CA$16.11
$11.60 CA$16.13
-0.09%
๐Ÿงธ Childcare & Education
Toronto
Hay River, NT
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,134 CA$1,576
$732 CA$1,017
55.01%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.6K
$12.0K CA$16.7K
53.68%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toronto
Hay River, NT
Difference
Jeans (Levis 501 Or Similar)
$57.0 CA$79.2
$55.1 CA$76.6
3.45%
Summer Dress (H&M, Zara, etc)
$38.93 CA$54.1
$40.19 CA$55.9
-3.14%
Sport Shoes (Adidas, Nike)
$89.6 CA$124
$85.4 CA$119
4.88%
Men's Leather Business Shoes
$116 CA$161
$105 CA$147
10.17%
๐Ÿ  Accommodation & Living
Toronto
Hay River, NT
Difference
1-bedroom Apartment, City Center (Monthly)
$1,819 CA$2,528
$1,295 CA$1,799
40.49%
1-bedroom Apartment, Outside City Center (Monthly)
$1,529 CA$2,125
$1,162 CA$1,615
31.54%
3-bedroom Apartment, City Center (Monthly)
$2,993 CA$4,160
$1,976 CA$2,746
51.45%
3-bedroom Apartment, Outside City Center (Monthly)
$2,444 CA$3,397
$1,782 CA$2,476
37.17%
Buy Apartment in City Center (m2)
$8,696 CA$12.1K
$4,511 CA$6,270
92.78%
Buy Apartment Outside City Center (m2)
$6,744 CA$9,374
$3,959 CA$5,503
70.35%
๐Ÿ’ต Salaries & Financials
Toronto
Hay River, NT
Difference
Average Monthly Net Salary (After Tax)
$3,628 CA$5,043
$4,403 CA$6,120
-17.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.46
-20.12%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toronto: January 13, 2026

Last update for Hay River, NT: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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