Last update: Oct 2026

Cost of Living Comparison Between Toronto and Gurdaspur

For one person, living is cheaper in Gurdaspur: $311 a month against $2,561 in Toronto, rent and utilities included – about $27,000 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
15

Cost of Living Index in Gurdaspur
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Gurdaspur Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Gurdaspur

🇮🇳 India

$311

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Gurdaspur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Gurdaspur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $311 in Gurdaspur.

Toronto $2,561
Gurdaspur $311

Estimated couple costs with rent: $3,694 in Toronto versus $551 in Gurdaspur.

Toronto $3,694
Gurdaspur $551

Monthly costs for a family of three with rent: $4,826 in Toronto versus $790 in Gurdaspur.

Toronto $4,826
Gurdaspur $790

Living in Toronto is roughly 722% more expensive than in Gurdaspur, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Gurdaspur is 77% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$3.19 ₹303

438.56%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$13.85 ₹1,315

448.52%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$4.25 ₹404

148.00%

Cappuccino

$4.02 CA$5.68

$1.55 ₹147

159.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.30 ₹28.40

606.67%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.22 ₹20.93

695.45%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$2.08 ₹197

200.00%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.18 ₹302

122.96%

Milk (1 liter)

$2.44 CA$3.45

$0.65 ₹61.6

275.38%

White Bread (500g)

$2.68 CA$3.78

$0.46 ₹43.74

482.61%

Rice (white) (1kg)

$2.24 CA$3.17

$0.42 ₹39.47

433.33%

Eggs

$3.56 CA$5.03

$0.81 ₹76.5

339.51%

Local Cheese (1kg)

$9.09 CA$12.85

$3.77 ₹358

141.11%

Chicken Fillets (1kg)

$11.33 CA$16.01

$1.28 ₹121

785.16%

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

$1.13 ₹107

220.35%

Banana (1kg)

$1.21 CA$1.72

$0.62 ₹58.6

95.16%

Oranges (1kg)

$3.60 CA$5.09

$0.85 ₹81.0

323.53%

Tomato (1kg)

$4.21 CA$5.96

$0.38 ₹36.15

1007.89%

Potato (1kg)

$1.79 CA$2.53

$0.27 ₹25.87

562.96%

Onion (1kg)

$1.59 CA$2.25

$0.31 ₹29.37

412.90%

Lettuce (1 head)

$2.27 CA$3.21

$0.25 ₹23.53

808.00%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.30 ₹28.12

316.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$3.71 ₹352

272.51%

Wine (Bottle)

$14.27 CA$20.18

$2.63 ₹250

442.59%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$0.87 ₹83.0

152.87%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$1.65 ₹157

47.27%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.15 ₹204

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.28 ₹26.46

753.57%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$7.68 ₹729

1344.40%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$0.20 ₹18.99

1355.00%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.22 ₹20.92

445.45%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$0.51 ₹48.36

4092.16%

Gasoline (1 liter)

$1.21 CA$1.71

$1.02 ₹97.3

18.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$10.6K ₹1.0M

166.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$17.5K ₹1.7M

15.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$35.87 ₹3,406

235.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$3.97 ₹377

712.59%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$6.00 ₹570

698.83%

Gym Membership (Monthly)

$38.48 CA$54.4

$14.15 ₹1,344

171.94%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$6.10 ₹579

276.39%

Cinema Ticket

$12.38 CA$17.50

$3.07 ₹291

303.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$52.1 ₹4,945

1493.91%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$1,052 ₹99.9K

2094.11%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$25.68 ₹2,438

97.47%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$23.62 ₹2,243

69.43%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$46.33 ₹4,399

111.46%

Men's Leather Business Shoes

$121 CA$171

$39.29 ₹3,731

207.08%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$55.7 ₹5,286

2760.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$31.57 ₹2,998

4367.37%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$214 ₹20.3K

1147.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$170 ₹16.2K

1164.52%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$978 ₹92.9K

712.40%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$523 ₹49.6K

1151.79%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$181 ₹17.2K

1956.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

5.5

-18.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Gurdaspur: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Gurdaspur

$32 10.1% 97.8% $1.4K

Groceries & Markets

Toronto

$340 13.3%

Gurdaspur

$67 21.6% 80.2% $273

Eating Out

Toronto

$278 10.9%

Gurdaspur

$76 24.3% 72.8% $202

Monthly Utilities & Internet

Toronto

$201 7.8%

Gurdaspur

$46 14.7% 77.1% $155

Clothing & Footwear

Toronto

$139 5.4%

Gurdaspur

$61 19.5% 56.4% $78

Getting Around

Toronto

$129 5.1%

Gurdaspur

$10 3.2% 92.2% $119

Sport & Entertainment

Toronto

$63 2.5%

Gurdaspur

$20 6.5% 67.9% $43

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $55.7 in Gurdaspur. Housing cost is often the main lever when comparing two cities.

Toronto pays 1957% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $14.00 in Gurdaspur for a mid-range dinner for two. Groceries echo the gap at $340 vs $67.0 per month, with Gurdaspur cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Gurdaspur

🕒 Local time

18:36 6:36 PM

04:06 4:06 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

77,928

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to CAD in detail →

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Between locations

Toronto Gurdaspur 11,220 km ≈ 15 h nonstop flight

From you

Toronto
Gurdaspur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Gurdaspur: Cost of Living - Frequently Asked Questions

Gurdaspur wins on cost – living expenses run 722% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Gurdaspur the obvious pick if budget is a priority.

Average pay runs 1957% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $55.7 in Gurdaspur. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Gurdaspur runs roughly 1344% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $830 in Toronto versus $52.1 in Gurdaspur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $311 in Gurdaspur versus $2,561 in Toronto, a $1,000 budget is realistic in Gurdaspur but tight or insufficient in Toronto. The gap between the two cities makes Gurdaspur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Gurdaspur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gurdaspur gentler on the wallet – expenses run 722% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.