Last update: Oct 2026

Cost of Living Comparison Between Toronto and Gujarat

For one person, living is cheaper in Gujarat: $293 a month against $2,561 in Toronto, rent and utilities included – about $27,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
14

Cost of Living Index in Gujarat
Learn more

Gujarat Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Gujarat

🇮🇳 India

$293

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Gujarat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Gujarat actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $293 in Gujarat, rent included.

Toronto $2,561
Gujarat $293

A couple spends around $3,694 per month in Toronto vs $491 in Gujarat, rent included.

Toronto $3,694
Gujarat $491

A family of three spends $4,826 per month in Toronto vs $689 in Gujarat, rent included.

Toronto $4,826
Gujarat $689

Toronto costs about 774% more than Gujarat, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Gujarat is 78% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.31

$2.06 ₹196

733.98%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$108

$8.39 ₹797

805.48%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.91

$2.59 ₹246

306.95%

Cappuccino

$4.02 CA$5.69

$1.59 ₹151

152.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.31 ₹29.79

583.87%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.15 ₹13.92

1066.67%

Local Beer (0.5 liter draught)

$6.24 CA$8.84

$2.63 ₹250

137.26%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.03

$3.09 ₹294

129.45%

Milk (1 liter)

$2.44 CA$3.45

$0.66 ₹62.3

269.70%

White Bread (500g)

$2.68 CA$3.79

$0.49 ₹46.55

446.94%

Rice (white) (1kg)

$2.24 CA$3.17

$0.55 ₹52.0

307.27%

Eggs

$3.56 CA$5.04

$0.62 ₹58.7

474.19%

Local Cheese (1kg)

$9.09 CA$12.86

$6.13 ₹582

48.29%

Chicken Fillets (1kg)

$11.33 CA$16.03

$2.72 ₹258

316.54%

Beef Round Steak (1kg)

$14.53 CA$20.57

Apples (1kg)

$3.62 CA$5.12

$2.31 ₹219

56.71%

Banana (1kg)

$1.21 CA$1.72

$0.42 ₹40.17

188.10%

Oranges (1kg)

$3.60 CA$5.10

$0.98 ₹93.5

267.35%

Tomato (1kg)

$4.21 CA$5.96

$0.44 ₹41.53

856.82%

Potato (1kg)

$1.79 CA$2.53

$0.40 ₹38.33

347.50%

Onion (1kg)

$1.59 CA$2.25

$0.44 ₹41.75

261.36%

Lettuce (1 head)

$2.27 CA$3.21

$0.52 ₹49.68

336.54%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.30 ₹28.37

316.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.55

$5.12 ₹486

169.92%

Wine (Bottle)

$14.27 CA$20.20

$7.78 ₹739

83.42%

Local Beer (0.5 liter bottle)

$2.20 CA$3.11

$1.56 ₹148

41.03%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.49 ₹236

-2.41%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.39 ₹512

One-way Ticket (Public Transport)

$2.39 CA$3.39

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$0.75 ₹70.8

288.00%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.13 ₹12.51

823.08%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.26

$1.29 ₹122

1557.36%

Gasoline (1 liter)

$1.21 CA$1.71

$1.09 ₹104

11.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.9K

$20.7K ₹2.0M

35.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.7K

$23.0K ₹2.2M

-11.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$25.61 ₹2,432

369.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.64

$3.72 ₹354

767.20%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$6.83 ₹649

601.76%

Gym Membership (Monthly)

$38.48 CA$54.5

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.49

Cinema Ticket

$12.38 CA$17.52

$3.15 ₹299

293.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,174

$66.0 ₹6,268

1157.50%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.7K

$1,645 ₹156.2K

1303.63%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.8

$19.19 ₹1,822

164.25%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$12.70 ₹1,206

215.12%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$39.90 ₹3,789

145.54%

Men's Leather Business Shoes

$121 CA$171

$14.90 ₹1,415

709.73%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,253

$123 ₹11.7K

1189.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,996

$41.39 ₹3,930

3307.47%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,778

$190 ₹18.1K

1303.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,045

$156 ₹14.8K

1276.22%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,036 ₹98.4K

666.92%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,258

$412 ₹39.2K

1486.19%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,274

$876 ₹83.2K

325.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.73

-48.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Gujarat: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Gujarat

$41 14.1% 97.1% $1.4K

Groceries & Markets

Toronto

$340 13.3%

Gujarat

$104 35.6% 69.3% $235

Eating Out

Toronto

$278 10.9%

Gujarat

$64 22% 76.8% $214

Monthly Utilities & Internet

Toronto

$201 7.8%

Gujarat

$36 12.3% 82% $164

Clothing & Footwear

Toronto

$139 5.4%

Gujarat

$39 13.3% 72% $100

Getting Around

Toronto

$129 5.1%

Gujarat

$1.4 * 0.5% 98.9% $128

Sport & Entertainment

Toronto

$63 2.5%

Gujarat

$6.3 * 2.2% 90% $57

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $123 in Gujarat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 325% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $8.00 in Gujarat. Monthly groceries follow the same trend: $340 vs $104 – making Gujarat the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇮🇳 Gujarat

🕒 Local time

17:26 5:26 PM

02:56 2:56 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.628 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.35 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 16, 2026: 1 USD = 1.42 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

Indian Rupee exchange rates as of October 16, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.35 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Gujarat 11,970 km ≈ 15 h nonstop flight

From you

Toronto
Gujarat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Gujarat: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,561 in Toronto, $293 in Gujarat – roughly 774% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,841 per month in Toronto and $440 in Gujarat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gujarat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,561 in Toronto and $293 in Gujarat. That's a gap of about 774%.

Kindergarten costs $830 per month in Toronto and $66.0 in Gujarat. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Gujarat, where all-in costs run around $293, than in Toronto at $2,561. In Gujarat it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Gujarat – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gujarat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.