Last update: Oct 2026

Cost of Living Comparison Between Toronto and Ghaziabad

For one person, living is cheaper in Ghaziabad: $435 a month against $2,530 in Toronto, rent and utilities included – about $25,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
21

Cost of Living Index in Ghaziabad
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Ghaziabad Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Ghaziabad

🇮🇳 India

$435

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Ghaziabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Ghaziabad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $435 in Ghaziabad.

Toronto $2,530
Ghaziabad $435

Estimated couple costs with rent: $3,646 in Toronto versus $667 in Ghaziabad.

Toronto $3,646
Ghaziabad $667

Monthly costs for a family of three with rent: $4,761 in Toronto versus $899 in Ghaziabad.

Toronto $4,761
Ghaziabad $899

Living in Toronto is roughly 481% more expensive than in Ghaziabad, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 89% above, Ghaziabad is 68% below.

Meal at Budget Restaurant

$17.67 CA$25.19

$3.13 ₹303

464.54%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$16.02 ₹1,550

383.02%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$3.68 ₹356

184.51%

Cappuccino

$4.08 CA$5.81

$1.80 ₹175

126.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$0.43 ₹41.79

393.02%

Water (0.33 liter bottle)

$1.76 CA$2.51

$0.15 ₹14.29

1073.33%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$2.40 ₹232

157.08%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$3.67 ₹355

87.74%

Milk (1 liter)

$2.43 CA$3.46

$0.65 ₹63.2

273.85%

White Bread (500g)

$2.75 CA$3.92

$0.49 ₹47.80

461.22%

Rice (white) (1kg)

$2.23 CA$3.18

$0.79 ₹76.4

182.28%

Eggs

$3.45 CA$4.91

$1.12 ₹109

208.04%

Local Cheese (1kg)

$8.93 CA$12.73

$3.71 ₹359

140.70%

Chicken Fillets (1kg)

$11.44 CA$16.31

$3.07 ₹297

272.64%

Beef Round Steak (1kg)

$14.61 CA$20.83

Apples (1kg)

$3.75 CA$5.34

$1.51 ₹146

148.34%

Banana (1kg)

$1.15 CA$1.64

$0.68 ₹65.7

69.12%

Oranges (1kg)

$3.55 CA$5.06

$0.67 ₹64.4

429.85%

Tomato (1kg)

$4.28 CA$6.10

$0.45 ₹43.78

851.11%

Potato (1kg)

$1.85 CA$2.63

$0.32 ₹31.28

478.13%

Onion (1kg)

$1.67 CA$2.38

$0.48 ₹46.16

247.92%

Lettuce (1 head)

$2.22 CA$3.16

$0.29 ₹28.25

665.52%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.33 ₹31.49

266.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$3.93 ₹380

253.18%

Wine (Bottle)

$14.25 CA$20.31

$11.41 ₹1,104

24.89%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$2.16 ₹209

1.85%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$4.66 ₹451

-48.07%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.85 ₹566

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.50 ₹48.68

384.00%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$15.58 ₹1,508

610.78%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$0.53 ₹51.3

447.17%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$0.22 ₹21.32

472.73%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$1.77 ₹171

1144.63%

Gasoline (1 liter)

$1.22 CA$1.74

$1.02 ₹99.0

19.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$12.3K ₹1.2M

123.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$19.2K ₹1.9M

3.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$49.36 ₹4,777

146.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$3.34 ₹323

858.98%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$8.89 ₹861

439.03%

Gym Membership (Monthly)

$38.90 CA$55.5

$15.94 ₹1,543

144.04%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$4.80 ₹465

384.17%

Cinema Ticket

$12.61 CA$17.97

$2.61 ₹253

383.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$82.0 ₹7,934

917.27%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$1,516 ₹146.8K

1439.03%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$25.30 ₹2,449

107.91%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$23.75 ₹2,298

69.52%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$48.48 ₹4,692

98.43%

Men's Leather Business Shoes

$123 CA$175

$29.34 ₹2,839

319.02%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$135 ₹13.1K

1081.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$82.9 ₹8,019

1631.66%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$295 ₹28.5K

801.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$162 ₹15.7K

1190.86%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$1,097 ₹106.2K

632.15%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$731 ₹70.8K

796.91%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$379 ₹36.7K

886.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

9.21

-51.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Ghaziabad: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Ghaziabad

$83 19.1% 94.2% $1.4K

Groceries & Markets

Toronto

$340 13.1%

Ghaziabad

$112 25.9% 67.1% $228

Eating Out

Toronto

$282 10.9%

Ghaziabad

$79 18.3% 71.8% $202

Monthly Utilities & Internet

Toronto

$202 7.8%

Ghaziabad

$62 14.2% 69.5% $140

Clothing & Footwear

Toronto

$140 5.4%

Ghaziabad

$57 13.2% 59.3% $83

Getting Around

Toronto

$130 5%

Ghaziabad

$19 4.4% 85.2% $110

Sport & Entertainment

Toronto

$64 2.5%

Ghaziabad

$21 4.9% 67% $43

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $135 in Ghaziabad. Housing cost is often the main lever when comparing two cities.

Toronto pays 887% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $16.00 in Ghaziabad for a mid-range dinner for two. Groceries echo the gap at $340 vs $112 per month, with Ghaziabad cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Ghaziabad

🕒 Local time

01:08 1:08 AM

10:38 10:38 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

1,729,000

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Ghaziabad 11,630 km ≈ 15 h nonstop flight

From you

Toronto
Ghaziabad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Ghaziabad: Cost of Living - Frequently Asked Questions

Ghaziabad is cheaper overall, especially in groceries, eating out, and clothing. The 481% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 887% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Toronto versus $135 in Ghaziabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ghaziabad – a meal for two runs $16.00 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,530 per month in Toronto versus $435 in Ghaziabad – a 481% gap that adds up to real savings over time for anyone picking the cheaper option.

At $435 in Ghaziabad versus $2,530 in Toronto, a $1,500 budget is realistic in Ghaziabad but tight or insufficient in Toronto. The gap between the two cities makes Ghaziabad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ghaziabad gentler on the wallet – expenses run 481% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.