Last update: Oct 2026

Cost of Living Comparison Between Toronto and Florence, AL

For one person, living is cheaper in Florence, AL: $1,638 a month against $2,561 in Toronto, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
80

Cost of Living Index in Florence, AL
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Florence, AL Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Florence, AL

🇺🇸 United States

$1,638

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Florence, AL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Florence, AL actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $1,638 in Florence, AL, rent included.

Toronto $2,561
Florence, AL $1,638

A couple spends around $3,694 per month in Toronto vs $2,457 in Florence, AL, rent included.

Toronto $3,694
Florence, AL $2,457

A family of three spends $4,826 per month in Toronto vs $3,276 in Florence, AL, rent included.

Toronto $4,826
Florence, AL $3,276

Toronto costs about 56% more than Florence, AL, and outside of rent the biggest gap is in transport.

Both Toronto and Florence, AL sit above the global median – Toronto by 90%, Florence, AL by 21%.

Meal at Budget Restaurant

$17.18 CA$24.29

$15.17 $15.17

13.25%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$63.0 $63.0

20.66%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$11.52 $11.52

-8.51%

Cappuccino

$4.02 CA$5.68

$4.75 $4.75

-15.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.58 $2.58

-17.83%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.12 $2.12

-17.45%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$3.44 $3.44

81.40%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$4.93 $4.93

43.81%

Milk (1 liter)

$2.44 CA$3.45

$1.14 $1.14

114.04%

White Bread (500g)

$2.68 CA$3.78

$3.69 $3.69

-27.37%

Rice (white) (1kg)

$2.24 CA$3.17

$4.06 $4.06

-44.83%

Eggs

$3.56 CA$5.03

$4.33 $4.33

-17.78%

Local Cheese (1kg)

$9.09 CA$12.85

$8.27 $8.27

9.92%

Chicken Fillets (1kg)

$11.33 CA$16.01

$13.49 $13.49

-16.01%

Beef Round Steak (1kg)

$14.53 CA$20.55

$11.60 $11.60

25.26%

Apples (1kg)

$3.62 CA$5.12

$4.95 $4.95

-26.87%

Banana (1kg)

$1.21 CA$1.72

$1.56 $1.56

-22.44%

Oranges (1kg)

$3.60 CA$5.09

$4.18 $4.18

-13.88%

Tomato (1kg)

$4.21 CA$5.96

$4.48 $4.48

-6.03%

Potato (1kg)

$1.79 CA$2.53

$2.42 $2.42

-26.03%

Onion (1kg)

$1.59 CA$2.25

$2.35 $2.35

-32.34%

Lettuce (1 head)

$2.27 CA$3.21

$1.70 $1.70

33.53%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.26 $2.26

-44.69%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$9.90 $9.90

39.60%

Wine (Bottle)

$14.27 CA$20.18

$3.39 $3.39

320.94%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.46 $2.46

-10.57%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$1.48 $1.48

64.19%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$4.88 $4.88

-40.37%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.58 $1.58

-24.05%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$21.35 $21.35

0.14%

Gasoline (1 liter)

$1.21 CA$1.71

$0.91 $0.91

32.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$26.5K $26.5K

6.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$27.6K $27.6K

-26.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$200 $200

-39.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$71.9 $71.9

-55.14%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$55.8 $55.8

-14.10%

Gym Membership (Monthly)

$38.48 CA$54.4

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$11.39 $11.39

8.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$902 $902

-8.02%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$29.8K $29.8K

-22.59%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$35.25 $35.25

43.86%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$24.75 $24.75

61.70%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$81.3 $81.3

20.47%

Men's Leather Business Shoes

$121 CA$171

$50.2 $50.2

140.24%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$768 $768

107.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$579 $579

143.41%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,137 $1,137

134.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$965 $965

122.88%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,671 $1,671

375.55%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,677 $1,677

290.05%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$2,844 $2,844

31.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.22

-28.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Florence, AL: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Florence, AL

$579 35.4% 58.9% $831

Groceries & Markets

Toronto

$340 13.3%

Florence, AL

$350 21.4% 3.1% $10

Eating Out

Toronto

$278 10.9%

Florence, AL

$259 15.8% 6.9% $19

Monthly Utilities & Internet

Toronto

$201 7.8%

Florence, AL

$328 20% 63.4% $127

Clothing & Footwear

Toronto

$139 5.4%

Florence, AL

$86 5.3% 38.1% $53

Getting Around

Toronto

$129 5.1%

Florence, AL

$13 * 0.8% 90.1% $117

Sport & Entertainment

Toronto

$63 2.5%

Florence, AL

$23 * 1.4% 64% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $768 in Florence, AL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $63.0 in Florence, AL. Groceries tell a different story – $340 in Toronto vs $350 in Florence, AL – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Florence, AL

🕒 Local time

15:27 3:27 PM

14:27 2:27 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

40,184

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

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Between locations

Toronto Florence, AL 1,210 km ≈ 2 h nonstop flight

From you

Toronto
Florence, AL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Florence, AL: Cost of Living - Frequently Asked Questions

Toronto costs about 56% more than Florence, AL, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $2,457 in Florence, AL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Florence, AL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,561 in Toronto and $1,638 in Florence, AL. That's a gap of about 56%.

Kindergarten costs $830 per month in Toronto and $902 in Florence, AL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Florence, AL, where all-in costs run around $1,638, than in Toronto at $2,561. In Florence, AL it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Florence, AL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Florence, AL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.