Last update: Oct 2026

Cost of Living Comparison Between Toronto and Flagstaff, AZ

For one person, living is cheaper in Toronto: $2,561 a month against $2,965 in Flagstaff, AZ, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
145

Cost of Living Index in Flagstaff, AZ
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Flagstaff, AZ Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Flagstaff, AZ

🇺🇸 United States

$2,965

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Flagstaff, AZ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Flagstaff, AZ actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,965 in Flagstaff, AZ, rent included.

Toronto $2,561
Flagstaff, AZ $2,965

A couple spends around $3,694 per month in Toronto vs $4,337 in Flagstaff, AZ, rent included.

Toronto $3,694
Flagstaff, AZ $4,337

A family of three spends $4,826 per month in Toronto vs $5,710 in Flagstaff, AZ, rent included.

Toronto $4,826
Flagstaff, AZ $5,710

Toronto is about 14% cheaper than Flagstaff, AZ, and outside of rent the biggest gap is in transport.

Both Toronto and Flagstaff, AZ sit above the global median – Toronto by 90%, Flagstaff, AZ by 120%.

Meal at Budget Restaurant

$17.18 CA$24.29

$19.64 $19.64

-12.53%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$81.2 $81.2

-6.39%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$14.61 $14.61

-27.86%

Cappuccino

$4.02 CA$5.68

$6.23 $6.23

-35.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$3.31 $3.31

-35.95%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.44 $2.44

-28.28%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$6.02 $6.02

3.65%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$6.89 $6.89

2.90%

Milk (1 liter)

$2.44 CA$3.45

$0.79 $0.79

208.86%

White Bread (500g)

$2.68 CA$3.78

$2.59 $2.59

3.47%

Rice (white) (1kg)

$2.24 CA$3.17

$4.17 $4.17

-46.28%

Eggs

$3.56 CA$5.03

$4.32 $4.32

-17.59%

Local Cheese (1kg)

$9.09 CA$12.85

$14.39 $14.39

-36.83%

Chicken Fillets (1kg)

$11.33 CA$16.01

$7.55 $7.55

50.07%

Beef Round Steak (1kg)

$14.53 CA$20.55

$11.08 $11.08

31.14%

Apples (1kg)

$3.62 CA$5.12

$3.84 $3.84

-5.73%

Banana (1kg)

$1.21 CA$1.72

$1.87 $1.87

-35.29%

Oranges (1kg)

$3.60 CA$5.09

$3.61 $3.61

-0.28%

Tomato (1kg)

$4.21 CA$5.96

$3.74 $3.74

12.57%

Potato (1kg)

$1.79 CA$2.53

$2.29 $2.29

-21.83%

Onion (1kg)

$1.59 CA$2.25

$2.21 $2.21

-28.05%

Lettuce (1 head)

$2.27 CA$3.21

$2.23 $2.23

1.79%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.65 $2.65

-52.83%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$10.38 $10.38

33.14%

Wine (Bottle)

$14.27 CA$20.18

$12.14 $12.14

17.55%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.17 $2.17

1.38%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.32 $2.32

4.74%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.02 $1.02

134.31%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$31.46 $31.46

252.61%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.67 $2.67

8.99%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.34 $1.34

-10.45%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$36.63 $36.63

-41.63%

Gasoline (1 liter)

$1.21 CA$1.71

$1.14 $1.14

6.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$36.0K $36.0K

-21.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.9K $25.9K

-21.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$242 $242

-50.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$52.2 $52.2

-38.19%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$76.5 $76.5

-37.31%

Gym Membership (Monthly)

$38.48 CA$54.4

$68.9 $68.9

-44.13%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$20.14 $20.14

14.00%

Cinema Ticket

$12.38 CA$17.50

$13.77 $13.77

-10.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,845 $1,845

-55.02%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$23.2K $23.2K

-0.64%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$62.8 $62.8

-19.26%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$35.23 $35.23

13.60%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$110 $110

-11.15%

Men's Leather Business Shoes

$121 CA$171

$133 $133

-9.60%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$2,008 $2,008

-20.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,620 $1,620

-12.92%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$3,420 $3,420

-21.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$2,785 $2,785

-22.76%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$4,586 $4,586

73.23%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$4,299 $4,299

52.20%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$3,743 $3,743

-0.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.46

-30.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Flagstaff, AZ: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Flagstaff, AZ

$1.6K 54.6% 14.8% $209

Groceries & Markets

Toronto

$340 13.3%

Flagstaff, AZ

$337 11.4% 0.7% $2.5

Eating Out

Toronto

$278 10.9%

Flagstaff, AZ

$343 11.6% 23.2% $64

Monthly Utilities & Internet

Toronto

$201 7.8%

Flagstaff, AZ

$370 12.5% 84.7% $170

Clothing & Footwear

Toronto

$139 5.4%

Flagstaff, AZ

$154 5.2% 10.5% $15

Getting Around

Toronto

$129 5.1%

Flagstaff, AZ

$45 1.5% 65.3% $84

Sport & Entertainment

Toronto

$63 2.5%

Flagstaff, AZ

$96 3.3% 52.5% $33

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $2,008 in Flagstaff, AZ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 0% higher in Flagstaff, AZ, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $81.0 in Flagstaff, AZ. Groceries tell a different story – $340 in Toronto vs $337 in Flagstaff, AZ – so Flagstaff, AZ wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Flagstaff, AZ

🕒 Local time

11:38 11:38 AM

08:38 8:38 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

76,831

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Flagstaff, AZ 2,910 km ≈ 4 h 15 min nonstop flight

From you

Toronto
Flagstaff, AZ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Flagstaff, AZ: Cost of Living - Frequently Asked Questions

Flagstaff, AZ costs about 16% more than Toronto, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $4,448 in Flagstaff, AZ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 253% less in Toronto. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $830 per month in Toronto and $1,845 in Flagstaff, AZ. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,561 in Toronto and $2,965 in Flagstaff, AZ. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Flagstaff, AZ makes more sense. Both are solid long-term options with distinct trade-offs.