Last update: Oct 2026

Cost of Living Comparison Between Flagstaff, AZ and Toronto

For one person, living is cheaper in Toronto: $2,561 a month against $2,965 in Flagstaff, AZ, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

145

Cost of Living Index in Flagstaff, AZ
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Flagstaff, AZ Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Flagstaff, AZ

🇺🇸 United States

$2,965

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Flagstaff, AZ and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Flagstaff, AZ and in Toronto actually costs, broken down by who's living it.

A single person spends $2,965 per month in Flagstaff, AZ vs $2,561 in Toronto, rent included.

Flagstaff, AZ $2,965
Toronto $2,561

A couple spends around $4,337 per month in Flagstaff, AZ vs $3,694 in Toronto, rent included.

Flagstaff, AZ $4,337
Toronto $3,694

A family of three spends $5,710 per month in Flagstaff, AZ vs $4,826 in Toronto, rent included.

Flagstaff, AZ $5,710
Toronto $4,826

Flagstaff, AZ costs about 16% more than Toronto, and outside of rent the biggest gap is in transport.

Both Flagstaff, AZ and Toronto sit above the global median – Flagstaff, AZ by 120%, Toronto by 90%.

Meal at Budget Restaurant

$19.64 $19.64

$17.18 CA$24.29

14.32%

Three-Course Dinner for Two, Mid-Range

$81.2 $81.2

$76.0 CA$107

6.83%

Fast Food Meal (McDonalds, etc)

$14.61 $14.61

$10.54 CA$14.89

38.61%

Cappuccino

$6.23 $6.23

$4.02 CA$5.68

54.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.31 $3.31

$2.12 CA$3.00

56.13%

Water (0.33 liter bottle)

$2.44 $2.44

$1.75 CA$2.48

39.43%

Local Beer (0.5 liter draught)

$6.02 $6.02

$6.24 CA$8.83

-3.53%

Imported Beer (0.33 liter bottle)

$6.89 $6.89

$7.09 CA$10.02

-2.82%

Milk (1 liter)

$0.79 $0.79

$2.44 CA$3.45

-67.62%

White Bread (500g)

$2.59 $2.59

$2.68 CA$3.78

-3.36%

Rice (white) (1kg)

$4.17 $4.17

$2.24 CA$3.17

86.16%

Eggs

$4.32 $4.32

$3.56 CA$5.03

21.35%

Local Cheese (1kg)

$14.39 $14.39

$9.09 CA$12.85

58.31%

Chicken Fillets (1kg)

$7.55 $7.55

$11.33 CA$16.01

-33.36%

Beef Round Steak (1kg)

$11.08 $11.08

$14.53 CA$20.55

-23.74%

Apples (1kg)

$3.84 $3.84

$3.62 CA$5.12

6.08%

Banana (1kg)

$1.87 $1.87

$1.21 CA$1.72

54.55%

Oranges (1kg)

$3.61 $3.61

$3.60 CA$5.09

0.28%

Tomato (1kg)

$3.74 $3.74

$4.21 CA$5.96

-11.16%

Potato (1kg)

$2.29 $2.29

$1.79 CA$2.53

27.93%

Onion (1kg)

$2.21 $2.21

$1.59 CA$2.25

38.99%

Lettuce (1 head)

$2.23 $2.23

$2.27 CA$3.21

-1.76%

Water (1.5 liter bottle)

$2.65 $2.65

$1.25 CA$1.77

112.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.38 $10.38

$13.82 CA$19.53

-24.89%

Wine (Bottle)

$12.14 $12.14

$14.27 CA$20.18

-14.93%

Local Beer (0.5 liter bottle)

$2.17 $2.17

$2.20 CA$3.10

-1.36%

Imported Beer (0.33 liter bottle)

$2.32 $2.32

$2.43 CA$3.44

-4.53%

One-way Ticket (Public Transport)

$1.02 $1.02

$2.39 CA$3.38

-57.32%

Public Transport Monthly Pass (Regular Price)

$31.46 $31.46

$111 CA$157

-71.64%

Taxi Start (Normal Tariff)

$2.67 $2.67

$2.91 CA$4.12

-8.25%

Taxi (Normal Tariff) (1km)

$1.34 $1.34

$1.20 CA$1.69

11.67%

Taxi 1hour Waiting (Normal Tariff)

$36.63 $36.63

$21.38 CA$30.23

71.33%

Gasoline (1 liter)

$1.14 $1.14

$1.21 CA$1.71

-5.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$28.2K CA$39.8K

27.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$20.3K CA$28.6K

28.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 $242

$120 CA$170

100.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.2 $52.2

$32.26 CA$45.60

61.78%

Internet (50+ Mbps, Unlimited Data)

$76.5 $76.5

$47.93 CA$67.8

59.50%

Gym Membership (Monthly)

$68.9 $68.9

$38.48 CA$54.4

79.00%

Tennis Court (1 Hour on Weekend)

$20.14 $20.14

$22.96 CA$32.46

-12.28%

Cinema Ticket

$13.77 $13.77

$12.38 CA$17.50

11.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,845 $1,845

$830 CA$1,173

122.31%

International Primary School, 1 Child (Yearly)

$23.2K $23.2K

$23.1K CA$32.6K

0.65%

Jeans (Levis 501 Or Similar)

$62.8 $62.8

$50.7 CA$71.7

23.86%

Summer Dress (H&M, Zara, etc)

$35.23 $35.23

$40.02 CA$56.6

-11.97%

Sport Shoes (Adidas, Nike)

$110 $110

$98.0 CA$139

12.55%

Men's Leather Business Shoes

$133 $133

$121 CA$171

10.62%

1-bedroom Apartment, City Center (Monthly)

$2,008 $2,008

$1,592 CA$2,251

26.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,620 $1,620

$1,410 CA$1,994

14.84%

3-bedroom Apartment, City Center (Monthly)

$3,420 $3,420

$2,670 CA$3,775

28.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,785 $2,785

$2,152 CA$3,042

29.46%

Buy Apartment in City Center (m2)

$4,586 $4,586

$7,945 CA$11.2K

-42.27%

Buy Apartment Outside City Center (m2)

$4,299 $4,299

$6,542 CA$9,249

-34.30%

Average Monthly Net Salary (After Tax)

$3,743 $3,743

$3,727 CA$5,269

0.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

4.47

44.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Flagstaff, AZ: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Flagstaff, AZ

$1.6K 54.6%

Toronto

$1.4K 55.1% 12.9% $209

Monthly Utilities & Internet

Flagstaff, AZ

$370 12.5%

Toronto

$201 7.8% 45.9% $170

Eating Out

Flagstaff, AZ

$343 11.6%

Toronto

$278 10.9% 18.8% $64

Groceries & Markets

Flagstaff, AZ

$337 11.4%

Toronto

$340 13.3% 0.7% $2.5

Clothing & Footwear

Flagstaff, AZ

$154 5.2%

Toronto

$139 5.4% 9.5% $15

Sport & Entertainment

Flagstaff, AZ

$96 3.3%

Toronto

$63 2.5% 34.4% $33

Getting Around

Flagstaff, AZ

$45 1.5%

Toronto

$129 5.1% 188% $84

Cost Breakdown

A central one-bedroom costs $2,008 in Flagstaff, AZ versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 0% higher in Flagstaff, AZ, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in Flagstaff, AZ versus $76.0 in Toronto. Groceries tell a different story – $337 in Flagstaff, AZ vs $340 in Toronto – so Flagstaff, AZ wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Flagstaff, AZ

🇨🇦 Toronto

🕒 Local time

07:42 7:42 AM

10:42 10:42 AM

3 h ahead of Flagstaff, AZ

🌤 Weather

👥 Population

76,831

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.889 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Flagstaff, AZ Toronto 2,910 km ≈ 4 h 15 min nonstop flight

From you

Flagstaff, AZ
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Flagstaff, AZ vs Toronto: Cost of Living - Frequently Asked Questions

Flagstaff, AZ costs about 16% more than Toronto, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,448 per month in Flagstaff, AZ and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 253% less in Toronto. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,845 per month in Flagstaff, AZ and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,965 in Flagstaff, AZ and $2,561 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Flagstaff, AZ makes more sense. Both are solid long-term options with distinct trade-offs.