Last update: Oct 2026

Cost of Living Comparison Between Toronto and Federal Way, WA

For one person, living is cheaper in Toronto: $2,561 a month against $3,324 in Federal Way, WA, rent and utilities included – about $9,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
162

Cost of Living Index in Federal Way, WA
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Federal Way, WA Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Federal Way, WA

🇺🇸 United States

$3,324

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Federal Way, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Federal Way, WA actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $3,324 in Federal Way, WA, rent included.

Toronto $2,561
Federal Way, WA $3,324

A couple spends around $3,694 per month in Toronto vs $4,324 in Federal Way, WA, rent included.

Toronto $3,694
Federal Way, WA $4,324

A family of three spends $4,826 per month in Toronto vs $5,324 in Federal Way, WA, rent included.

Toronto $4,826
Federal Way, WA $5,324

Toronto is about 23% cheaper than Federal Way, WA, and outside of rent the biggest gap is in transport.

Both Toronto and Federal Way, WA sit above the global median – Toronto by 90%, Federal Way, WA by 146%.

Meal at Budget Restaurant

$17.18 CA$24.29

$24.74 $24.74

-30.56%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$76.1 $76.1

-0.18%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$12.56 $12.56

-16.08%

Cappuccino

$4.02 CA$5.68

$5.82 $5.82

-30.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.93 $2.93

-27.65%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.67 $1.67

4.79%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$7.06 $7.06

-11.61%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$7.12 $7.12

-0.42%

Milk (1 liter)

$2.44 CA$3.45

$1.09 $1.09

123.85%

White Bread (500g)

$2.68 CA$3.78

$4.07 $4.07

-34.15%

Rice (white) (1kg)

$2.24 CA$3.17

$3.05 $3.05

-26.56%

Eggs

$3.56 CA$5.03

$5.09 $5.09

-30.06%

Local Cheese (1kg)

$9.09 CA$12.85

$16.26 $16.26

-44.10%

Chicken Fillets (1kg)

$11.33 CA$16.01

$10.51 $10.51

7.80%

Beef Round Steak (1kg)

$14.53 CA$20.55

$19.36 $19.36

-24.95%

Apples (1kg)

$3.62 CA$5.12

$5.13 $5.13

-29.43%

Banana (1kg)

$1.21 CA$1.72

$1.58 $1.58

-23.42%

Oranges (1kg)

$3.60 CA$5.09

$4.31 $4.31

-16.47%

Tomato (1kg)

$4.21 CA$5.96

$4.64 $4.64

-9.27%

Potato (1kg)

$1.79 CA$2.53

$2.69 $2.69

-33.46%

Onion (1kg)

$1.59 CA$2.25

$2.39 $2.39

-33.47%

Lettuce (1 head)

$2.27 CA$3.21

$2.23 $2.23

1.79%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.61 $2.61

-52.11%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$13.08 $13.08

5.66%

Wine (Bottle)

$14.27 CA$20.18

$15.19 $15.19

-6.06%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.71 $1.71

28.65%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$4.84 $4.84

-49.79%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$2.65 $2.65

-9.81%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.63 $2.63

10.65%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.67 $1.67

-28.14%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$29.83 $29.83

-28.33%

Gasoline (1 liter)

$1.21 CA$1.71

$1.32 $1.32

-8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$36.4K $36.4K

-22.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.7K $25.7K

-21.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$157 $157

-23.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$76.9 $76.9

-58.05%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$88.0 $88.0

-45.52%

Gym Membership (Monthly)

$38.48 CA$54.4

$12.95 $12.95

197.14%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$11.79 $11.79

5.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,446 $1,446

-42.61%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$32.2K $32.2K

-28.39%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$45.83 $45.83

10.65%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$44.65 $44.65

-10.37%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$84.4 $84.4

16.06%

Men's Leather Business Shoes

$121 CA$171

$100 $100

20.12%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$2,017 $2,017

-21.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$2,025 $2,025

-30.36%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,773 $2,773

-3.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$2,419 $2,419

-11.04%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$4,440 $4,440

-16.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.64

-32.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Federal Way, WA: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Federal Way, WA

$2K 60.9% 43.6% $615

Groceries & Markets

Toronto

$340 13.3%

Federal Way, WA

$421 12.7% 23.8% $81

Eating Out

Toronto

$278 10.9%

Federal Way, WA

$373 11.2% 34.2% $95

Monthly Utilities & Internet

Toronto

$201 7.8%

Federal Way, WA

$322 9.7% 60.7% $122

Clothing & Footwear

Toronto

$139 5.4%

Federal Way, WA

$124 3.7% 11% $15

Getting Around

Toronto

$129 5.1%

Federal Way, WA

$22 * 0.7% 83.3% $108

Sport & Entertainment

Toronto

$63 2.5%

Federal Way, WA

$37 1.1% 42.2% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $2,017 in Federal Way, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Federal Way, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $76.0 in Federal Way, WA. Monthly groceries follow the same trend: $340 vs $421 – making Toronto the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 Federal Way, WA

🕒 Local time

03:38 3:38 AM

00:38 12:38 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

101,030

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Federal Way, WA 3,330 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Federal Way, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Federal Way, WA: Cost of Living - Frequently Asked Questions

Yes – Federal Way, WA is pricier by about 30%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,841 per month in Toronto and $4,985 in Federal Way, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,561 in Toronto and $3,324 in Federal Way, WA. That's a gap of about 30%.

Kindergarten costs $830 per month in Toronto and $1,446 in Federal Way, WA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,561 in Toronto and $3,324 in Federal Way, WA. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Federal Way, WA makes more sense. Both are solid long-term options with distinct trade-offs.