Last update: Oct 2026

Cost of Living Comparison Between Federal Way, WA and Toronto

For one person, living is cheaper in Toronto: $2,561 a month against $3,324 in Federal Way, WA, rent and utilities included – about $9,200 less a year. Rent and utilities account for most of the difference.

162

Cost of Living Index in Federal Way, WA
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Federal Way, WA Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Federal Way, WA

🇺🇸 United States

$3,324

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Federal Way, WA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Federal Way, WA and in Toronto actually costs, broken down by who's living it.

A single person spends $3,324 per month in Federal Way, WA vs $2,561 in Toronto, rent included.

Federal Way, WA $3,324
Toronto $2,561

A couple spends around $4,324 per month in Federal Way, WA vs $3,694 in Toronto, rent included.

Federal Way, WA $4,324
Toronto $3,694

A family of three spends $5,324 per month in Federal Way, WA vs $4,826 in Toronto, rent included.

Federal Way, WA $5,324
Toronto $4,826

Federal Way, WA costs about 30% more than Toronto, and outside of rent the biggest gap is in transport.

Both Federal Way, WA and Toronto sit above the global median – Federal Way, WA by 146%, Toronto by 90%.

Meal at Budget Restaurant

$24.74 $24.74

$17.18 CA$24.29

44.00%

Three-Course Dinner for Two, Mid-Range

$76.1 $76.1

$76.0 CA$107

0.18%

Fast Food Meal (McDonalds, etc)

$12.56 $12.56

$10.54 CA$14.89

19.17%

Cappuccino

$5.82 $5.82

$4.02 CA$5.68

44.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 $2.93

$2.12 CA$3.00

38.21%

Water (0.33 liter bottle)

$1.67 $1.67

$1.75 CA$2.48

-4.57%

Local Beer (0.5 liter draught)

$7.06 $7.06

$6.24 CA$8.83

13.14%

Imported Beer (0.33 liter bottle)

$7.12 $7.12

$7.09 CA$10.02

0.42%

Milk (1 liter)

$1.09 $1.09

$2.44 CA$3.45

-55.33%

White Bread (500g)

$4.07 $4.07

$2.68 CA$3.78

51.87%

Rice (white) (1kg)

$3.05 $3.05

$2.24 CA$3.17

36.16%

Eggs

$5.09 $5.09

$3.56 CA$5.03

42.98%

Local Cheese (1kg)

$16.26 $16.26

$9.09 CA$12.85

78.88%

Chicken Fillets (1kg)

$10.51 $10.51

$11.33 CA$16.01

-7.24%

Beef Round Steak (1kg)

$19.36 $19.36

$14.53 CA$20.55

33.24%

Apples (1kg)

$5.13 $5.13

$3.62 CA$5.12

41.71%

Banana (1kg)

$1.58 $1.58

$1.21 CA$1.72

30.58%

Oranges (1kg)

$4.31 $4.31

$3.60 CA$5.09

19.72%

Tomato (1kg)

$4.64 $4.64

$4.21 CA$5.96

10.21%

Potato (1kg)

$2.69 $2.69

$1.79 CA$2.53

50.28%

Onion (1kg)

$2.39 $2.39

$1.59 CA$2.25

50.31%

Lettuce (1 head)

$2.23 $2.23

$2.27 CA$3.21

-1.76%

Water (1.5 liter bottle)

$2.61 $2.61

$1.25 CA$1.77

108.80%

Cigarettes 20 Pack (Marlboro, Camel)

$13.08 $13.08

$13.82 CA$19.53

-5.35%

Wine (Bottle)

$15.19 $15.19

$14.27 CA$20.18

6.45%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.20 CA$3.10

-22.27%

Imported Beer (0.33 liter bottle)

$4.84 $4.84

$2.43 CA$3.44

99.18%

One-way Ticket (Public Transport)

$2.65 $2.65

$2.39 CA$3.38

10.88%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.63 $2.63

$2.91 CA$4.12

-9.62%

Taxi (Normal Tariff) (1km)

$1.67 $1.67

$1.20 CA$1.69

39.17%

Taxi 1hour Waiting (Normal Tariff)

$29.83 $29.83

$21.38 CA$30.23

39.52%

Gasoline (1 liter)

$1.32 $1.32

$1.21 CA$1.71

9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K $36.4K

$28.2K CA$39.8K

29.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$20.3K CA$28.6K

26.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 $157

$120 CA$170

30.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$76.9 $76.9

$32.26 CA$45.60

138.41%

Internet (50+ Mbps, Unlimited Data)

$88.0 $88.0

$47.93 CA$67.8

83.54%

Gym Membership (Monthly)

$12.95 $12.95

$38.48 CA$54.4

-66.35%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$11.79 $11.79

$12.38 CA$17.50

-4.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,446 $1,446

$830 CA$1,173

74.26%

International Primary School, 1 Child (Yearly)

$32.2K $32.2K

$23.1K CA$32.6K

39.64%

Jeans (Levis 501 Or Similar)

$45.83 $45.83

$50.7 CA$71.7

-9.62%

Summer Dress (H&M, Zara, etc)

$44.65 $44.65

$40.02 CA$56.6

11.57%

Sport Shoes (Adidas, Nike)

$84.4 $84.4

$98.0 CA$139

-13.84%

Men's Leather Business Shoes

$100 $100

$121 CA$171

-16.75%

1-bedroom Apartment, City Center (Monthly)

$2,017 $2,017

$1,592 CA$2,251

26.66%

1-bedroom Apartment, Outside City Center (Monthly)

$2,025 $2,025

$1,410 CA$1,994

43.60%

3-bedroom Apartment, City Center (Monthly)

$2,773 $2,773

$2,670 CA$3,775

3.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,419 $2,419

$2,152 CA$3,042

12.41%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$4,440 $4,440

$3,727 CA$5,269

19.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

4.47

48.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Federal Way, WA: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Federal Way, WA

$2K 60.9%

Toronto

$1.4K 55.1% 30.4% $615

Groceries & Markets

Federal Way, WA

$421 12.7%

Toronto

$340 13.3% 19.3% $81

Eating Out

Federal Way, WA

$373 11.2%

Toronto

$278 10.9% 25.5% $95

Monthly Utilities & Internet

Federal Way, WA

$322 9.7%

Toronto

$201 7.8% 37.8% $122

Clothing & Footwear

Federal Way, WA

$124 3.7%

Toronto

$139 5.4% 12.4% $15

Sport & Entertainment

Federal Way, WA

$37 1.1%

Toronto

$63 2.5% 73.1% $27

Getting Around

Federal Way, WA

$22 * 0.7%

Toronto

$129 5.1% 500% $108

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,017 in Federal Way, WA versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Federal Way, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Federal Way, WA versus $76.0 in Toronto. Groceries tell a different story – $421 in Federal Way, WA vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Federal Way, WA

🇨🇦 Toronto

🕒 Local time

00:01 12:01 AM

03:01 3:01 AM

3 h ahead of Federal Way, WA

🌤 Weather

👥 Population

101,030

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Federal Way, WA Toronto 3,330 km ≈ 4 h 45 min nonstop flight

From you

Federal Way, WA
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Federal Way, WA vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Federal Way, WA is pricier by about 30%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $4,985 per month in Federal Way, WA and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,324 in Federal Way, WA and $2,561 in Toronto. That's a gap of about 30%.

Kindergarten costs $1,446 per month in Federal Way, WA and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $3,324 in Federal Way, WA and $2,561 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Federal Way, WA makes more sense. Both are solid long-term options with distinct trade-offs.