Last update: Oct 2026

Cost of Living Comparison Between Toronto and Evansville, IN

For one person, living is cheaper in Evansville, IN: $2,292 a month against $2,561 in Toronto, rent and utilities included – about $3,200 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

Toronto
🇨🇦 Canada
$2,561
/mo nomad
Evansville, IN
🇺🇸 United States
$2,292
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Evansville, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Evansville, IN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $2,292 in Evansville, IN.

  • Toronto $2,561
  • Evansville, IN $2,292

Estimated couple costs with rent: $3,694 in Toronto versus $3,424 in Evansville, IN.

  • Toronto $3,694
  • Evansville, IN $3,424

Monthly costs for a family of three with rent: $4,826 in Toronto versus $4,555 in Evansville, IN.

  • Toronto $4,826
  • Evansville, IN $4,555

Living in Toronto is roughly 12% more expensive than in Evansville, IN, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Evansville, IN 70% above.

Currency
🍽 Eating Out
Toronto
Evansville, IN
Difference
Meal at Budget Restaurant
$17.18 CA$24.29
$19.90 $19.90
-13.67%
Three-Course Dinner for Two, Mid-Range
$76.0 CA$107
$60.2 $60.2
26.11%
Fast Food Meal (McDonalds, etc)
$10.54 CA$14.89
$12.08 $12.08
-12.75%
Cappuccino
$4.02 CA$5.68
$5.03 $5.03
-20.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.00
$2.57 $2.57
-17.51%
Water (0.33 liter bottle)
$1.75 CA$2.48
$1.92 $1.92
-8.85%
Local Beer (0.5 liter draught)
$6.24 CA$8.83
$5.10 $5.10
22.35%
Imported Beer (0.33 liter bottle)
$7.09 CA$10.02
$6.93 $6.93
2.31%
🛒 Groceries & Markets
Toronto
Evansville, IN
Difference
Milk (1 liter)
$2.44 CA$3.45
$0.81 $0.81
201.23%
White Bread (500g)
$2.68 CA$3.78
$2.51 $2.51
6.77%
Rice (white) (1kg)
$2.24 CA$3.17
$4.87 $4.87
-54.00%
Eggs
$3.56 CA$5.03
$3.23 $3.23
10.22%
Local Cheese (1kg)
$9.09 CA$12.85
$9.39 $9.39
-3.19%
Chicken Fillets (1kg)
$11.33 CA$16.01
$6.63 $6.63
70.89%
Beef Round Steak (1kg)
$14.53 CA$20.55
$17.33 $17.33
-16.16%
Apples (1kg)
$3.62 CA$5.12
$5.42 $5.42
-33.21%
Banana (1kg)
$1.21 CA$1.72
$1.50 $1.50
-19.33%
Oranges (1kg)
$3.60 CA$5.09
$4.88 $4.88
-26.23%
Tomato (1kg)
$4.21 CA$5.96
$4.40 $4.40
-4.32%
Potato (1kg)
$1.79 CA$2.53
$2.45 $2.45
-26.94%
Onion (1kg)
$1.59 CA$2.25
$2.90 $2.90
-45.17%
Lettuce (1 head)
$2.27 CA$3.21
$2.01 $2.01
12.94%
Water (1.5 liter bottle)
$1.25 CA$1.77
$2.08 $2.08
-39.90%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 CA$19.53
$8.73 $8.73
58.30%
Wine (Bottle)
$14.27 CA$20.18
$11.80 $11.80
20.93%
Local Beer (0.5 liter bottle)
$2.20 CA$3.10
$1.86 $1.86
18.28%
Imported Beer (0.33 liter bottle)
$2.43 CA$3.44
$2.68 $2.68
-9.33%
🚌 Getting Around
Toronto
Evansville, IN
Difference
One-way Ticket (Public Transport)
$2.39 CA$3.38
$2.03 $2.03
17.73%
Public Transport Monthly Pass (Regular Price)
$111 CA$157
$59.7 $59.7
85.72%
Taxi Start (Normal Tariff)
$2.91 CA$4.12
$2.05 $2.05
41.95%
Taxi (Normal Tariff) (1km)
$1.20 CA$1.69
$1.63 $1.63
-26.38%
Taxi 1hour Waiting (Normal Tariff)
$21.38 CA$30.23
$34.19 $34.19
-37.47%
Gasoline (1 liter)
$1.21 CA$1.71
$0.90 $0.90
34.44%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K CA$39.8K
$36.5K $36.5K
-22.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.6K
$26.3K $26.3K
-22.99%
🧾 Monthly Utilities & Internet
Toronto
Evansville, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$170
$231 $231
-47.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.26 CA$45.60
$61.0 $61.0
-47.11%
Internet (50+ Mbps, Unlimited Data)
$47.93 CA$67.8
$63.8 $63.8
-24.85%
🎉 Sport & Entertainment
Toronto
Evansville, IN
Difference
Gym Membership (Monthly)
$38.48 CA$54.4
$40.50 $40.50
-4.99%
Tennis Court (1 Hour on Weekend)
$22.96 CA$32.46
$24.53 $24.53
-6.40%
Cinema Ticket
$12.38 CA$17.50
$12.08 $12.08
2.48%
🧸 Childcare & Education
Toronto
Evansville, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$830 CA$1,173
$280 $280
196.42%
International Primary School, 1 Child (Yearly)
$23.1K CA$32.6K
$24.5K $24.5K
-5.88%
👕👟 Clothing & Footwear
Toronto
Evansville, IN
Difference
Jeans (Levis 501 Or Similar)
$50.7 CA$71.7
$57.4 $57.4
-11.64%
Summer Dress (H&M, Zara, etc)
$40.02 CA$56.6
$41.53 $41.53
-3.64%
Sport Shoes (Adidas, Nike)
$98.0 CA$139
$80.8 $80.8
21.20%
Men's Leather Business Shoes
$121 CA$171
$144 $144
-16.20%
🏠 Accommodation & Living
Toronto
Evansville, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$1,592 CA$2,251
$1,163 $1,163
36.87%
1-bedroom Apartment, Outside City Center (Monthly)
$1,410 CA$1,994
$994 $994
41.87%
3-bedroom Apartment, City Center (Monthly)
$2,670 CA$3,775
$1,776 $1,776
50.32%
3-bedroom Apartment, Outside City Center (Monthly)
$2,152 CA$3,042
$1,782 $1,782
20.76%
Buy Apartment in City Center (m2)
$7,945 CA$11.2K
$1,509 $1,509
426.47%
Buy Apartment Outside City Center (m2)
$6,542 CA$9,249
$1,537 $1,537
325.55%
💵 Salaries & Financials
Toronto
Evansville, IN
Difference
Average Monthly Net Salary (After Tax)
$3,727 CA$5,269
$3,368 $3,368
10.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.57
-31.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Evansville, IN: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Evansville, IN
$994 29.5% $416
Groceries & Markets
Toronto
$340
Evansville, IN
$341 0.4% $1.3
Eating Out
Toronto
$278
Evansville, IN
$313 12.6% $35
Monthly Utilities & Internet
Toronto
$201
Evansville, IN
$356 77.4% $155
Clothing & Footwear
Toronto
$139
Evansville, IN
$146 4.6% $6.5
Getting Around
Toronto
$129
Evansville, IN
$78 39.7% $51
Sport & Entertainment
Toronto
$63
Evansville, IN
$65 2.3% $1.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $1,163 in Evansville, IN. Housing cost is often the main lever when comparing two cities.

Toronto pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $60.0 in Evansville, IN. Groceries flip the comparison at $340 vs $341, with Toronto cheaper for home cooking.

Good to know
🇨🇦 Toronto
🇺🇸 Evansville, IN
🕒 Local time
21:32 9:32 PM
20:32 8:32 PM
1 h behind Toronto
🌤 Weather
👥 Population
2,731,571
115,738
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Toronto Evansville, IN 930 km ≈ 1 h 45 min nonstop flight
From you
  • Toronto
  • Evansville, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Evansville, IN: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Toronto and in Evansville, IN?
Toronto and Evansville, IN differ by about 12% in total monthly costs ($2,561 vs $2,292 including rent). Evansville, IN is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Toronto or Evansville, IN?
Average pay runs 11% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Toronto and in Evansville, IN?
Rent for a central apartment: $1,592 in Toronto versus $1,163 in Evansville, IN. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Toronto and Evansville, IN?
Childcare runs $830 in Toronto versus $280 in Evansville, IN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Shoppers in Toronto pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more doable on $3,000 per month?
At $2,292 in Evansville, IN versus $2,561 in Toronto, a $3,000 budget is realistic in Evansville, IN but tight or insufficient in Toronto. The gap between the two cities makes Evansville, IN the clear choice for anyone on this budget.
How does quality of life compare between Toronto and Evansville, IN?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Toronto or Evansville, IN?
Expats usually find Evansville, IN gentler on the wallet – expenses run 12% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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